You really don't know why medical costs are already going up? Seriously? Wow.<quoted text>
That you believe that crap is the scariest part. There is no good reason for the costs of medical increasing already. The medical industry is a highly controlled market. Just like if diamond supply wasn't so completely controlled by DeBeers they would become mostly worthless except for the most rare.
And there is no good cause for the price of health insurance going up already except it has such support from nonsensical explanations like you glean from the fear mongering anti Obamaists.
"Controlling the supply
The marketplace doesn't determine how many doctors the nation has, as it does for engineers, pilots and other professions. The number of doctors is a political decision, heavily influenced by doctors themselves.
Congress controls the supply of physicians by how much federal funding it provides for medical residencies — the graduate training required of all doctors."
Sound like another form of government over spending to you?
"Bottom Line: One reason we might have a “health care crisis” due to rising medical costs, and the world’s highest physician salaries is that we turn away 57.3% of the applicants to medical schools. What we have is a form of a “medical cartel,: which significantly restricts the supply of physicians, and thereby gives its members monopoly power to charge above-market prices for their services.
In his classic book Capitalism and Freedom, Milton Friedman describes the American Medical Association (AMA) as the “strongest trade union in the United States” and documents the ways in which the AMA vigorously restricts competition. The Council on Medical Education and Hospitals of the AMA approves both medical schools and hospitals. By restricting the number of approved medical schools and the number of applicants to those schools, the AMA limits the supply of physicians. In the same way that OPEC was able to quadruple the price of oil in the 1970s by restricting output, the AMA has increased their fees by restricting the supply of physicians."
Quick example. I insure Bob who is healthy and based on actuarial tables will cost me $100,000 in medical costs. So I charge him $100/month for insurance. Now under the new law I have to insure Bill but he is going to cost me $1,000,000 so I would like to charge him $1,000/month but under the law I can't. So now Bob's cost goes up to cover Bill's future cost. New wrinkle, I expect that I'm going to get someone who signs up for insurance on Monday and begin costing me on Tuesday. So I have no time to get money from that person so now I have to charge Bob and Bill even more. Bob's costs go up to cover Bill and to cover the unnamed person who will cost me in the future. And I need to begin building up money now to pay for future outlays.
Basic math, which liberals don't like nor do they understand.