Review: A-L Financial Corp
MIss Minor

Rancho Cordova, CA

#22 Mar 7, 2012
I have been reading the complaints about A-L financial and I was terrified because my auto loan just got approved by them earlier this month. Luckily for me the credit specialist at the dealership made me a deal through Exeter finance. So A-L is no longer my finance company:)!!!! I am so greatful that I was able to dodge that company because I have not heard anything good about them.
THANKS EXETER FOR BUYING MY LOAN!!!
Tom

Long Beach, CA

#23 Apr 21, 2012
So... I'm really scared because I have a loan with them. I have horrible credit due to some previous bad circumstances and didn't have a choice but to go with these people. I start my payments in four days and will have to wait at least a year before I'll have better credit to go somewhere else... It's good to know how bad they in advance though....
Anonymouse

Glendale, CA

#24 Apr 25, 2012
My suggestion to you Tom:

You already have bad credit; don't make ANY payments and try to keep the car as long as you can without them repossessing it!

That is the best thing that you can do to screw these guys over before THEY screw you..
Anony-RAT

Cerritos, CA

#25 Apr 25, 2012
Anonymouse wrote:
My suggestion to you Tom:
You already have bad credit; don't make ANY payments and try to keep the car as long as you can without them repossessing it!
That is the best thing that you can do to screw these guys over before THEY screw you..
You are a criminal. There is no other word for it.
dpc3

Salt Lake City, UT

#26 May 2, 2012
Anony-RAT wrote:
<quoted text>
You are a criminal. There is no other word for it.
Then he is in good company with A L Fin, because that is all they are!

Besides, no one likes a rat either!
kallmekk

El Cajon, CA

#27 Jul 17, 2012
Tom wrote:
So... I'm really scared because I have a loan with them. I have horrible credit due to some previous bad circumstances and didn't have a choice but to go with these people. I start my payments in four days and will have to wait at least a year before I'll have better credit to go somewhere else... It's good to know how bad they in advance though....
I finished paying off my car with them in August of last year. Tom, only advice I can give is make your payments on time. If you can't call them. They do have some shady practices but if you have the money to pay on time every month do it and you won't have to deal with any. they are not sympathetic nor do they take any situation into consideration. They will take your car faster than you can spell it.
Al sucks

Northridge, CA

#28 Aug 7, 2012
Rude,
Deidra Vinson

Van Nuys, CA

#29 Dec 18, 2012
I am approx 2000.00 frm paying my loan off however I just received a letter frm an atty in San Clemente, Ca. stating I owe 5500.00 dollars. HELP!!!! AL Financial are crooks. I need help.
Intelligentkid22

Perris, CA

#30 Jan 11, 2013
I missed two payments of 376$ in their suing me for 2500$ like wtf, I'm young but not dumb just need more legal advice of what I can do to prove that I'm a victim to their dirty ways of how to make a quick buck on those that came from nothing in that are driven to actually achieve more. Any legal advice is appreciated thanks
NEVER use AL Financial

United States

#31 Jan 22, 2013
They just repossessed my car yesterday..I'm a nurse and my husband is a police officer, we have good jobs and a good income we happened to miss our payment in December because of the stupid fact that they only accept payments by check! That should have been a red flag there...such a crappy loan company that you can't even pay by internet or phone like every other normal loan company. Anyway, my loan only has about $1000 left and my balance is saying I owe over $2500! This is such a scam and if they don't fix this today I will be suing. I called them right after it was repossessed and asked them for the info to get my car back..they said they didn't know it was even taken! And that they won't get the information about it until the day after (meanwhile my car is racking up fees in the lot they took it). I call back at 11, which is what they said to do and they STILL DO NOT have any information. Her response to me was "it's not like you're the only persons car we repossessed, so you'll just have to wait like everyone else." I want to scream! I am definitely not the one to mess with..three lawyers a city manager and 3 police officers in my family...I can't wait to get them back! I want all of those morons to lose their jobs...there are plenty of people out there who need a job and are willing to do it nicely!
Intelligentkid

Santa Ana, CA

#33 Feb 5, 2013
Yes they are and Adriana is rude in font care about anybody. I go to court this week because their trying to sue me for 2500 in I only miss two payments in Adrianna herself told me that if I got my car repossessed for the second time then I wouldn't get it back in now I'm being sued. They take advantage of people's mistakes in that's bad business. I just hope someone shuts them down ASAP ...........
Tami

Waddell, AZ

#34 Apr 15, 2013
I had a loan on a van with them in 2009. They repo'd the van although I had made the payment. They made an agreement to give the van back and when I arrived at the appointment they refused to give it back to me. They waited until my husband lost his job (that he needed the van to do) and called me again to ask if I wanted the van back. Then would not as he didn't have a job. This was after enduring all that you all had. Now in 2013 I find out that they got a default judgement against us in 2010 that we were unaware of and now garnishing our wages. Not to mention when they repo'd the van they stole our childrens toys out of the van. I have appealed the judgement in the Dreamy Draw Justice Court providing evidence that they submitted to the court that proved I had not been notified and just found out the judge denied my request. That is the wave of the future--not sure if judges are getting kickbacks from company's like this or are just too blind to see that not everyone who is sued truly owes certain debts--they just assume the defendant does.
vsr2717

Van Nuys, CA

#35 Jun 24, 2013
This companies employess are the main issue, or maybe the collection stragies. This company made me hate my vehicle at times because I had to answer to them if I was ever late, I used to envy my BF because he was financed with Ford and they were so flexible with him, now with AL at first they were nice but after time with them they get very disrespectful and the cs reps talk to you as if you owe them money personally. I was 18 when I first got my loan with them and yeah out of highschool with no credit I dont think I could have done better unless I got a co-signer which I didnt want! So yeah I was late from time to time but only cause I lost my job as a legal secretary/paralegal about a little more than a year after getting the loan and I was making a payment that was close to the payment of a BMW and I had a 2 year old Civic come on who wants to pay close to 500 for a Civic? But I needed to so I payed it cause I needed my car, Martha was my first rep and she was the worst she had like a girl gangster/thug life approach LOL, im not going get talked to like a child by someone who isnt worth respecting so when I was late I stopped taking her calls or rejected them cause I new what she was going to say with her rude tone, once she left a voice mail threating me and saying she's going to go get her car making it seem like she financed the 22k for me? Okay like you can afford the payment yourself with your deadend job? I had my rep changed after that and all in all after her all the other reps were okay, they still had that voicemail tone when leaving a message but never disrespectful, my second rep was Denise and although she put in a repo order for being a month late when I was arranged to pay it couple day after it got repo, she was nice. I did have some trouble getting my car back because they wanted updated info and paystubs but I worked for a private interior designer furnishing company in Los Angeles that from time to time wouldnt use a payroll company and just pay me with company checks, they tried to make it a big deal but after two weeks of fighting and struggling to get my little white coupe back it did & in fact getting it repo was one of the best things that could have happend cause it got me all caught up and current. After that I got a third rep and it was Cynthia I dont remember much about her but she was not to bad, Lupe the supervisor at first was very rude and unprofessional aswell but after time (a few years) was very helpful and kind, so I guess all in all yeah this company sucks but has its goods and bads. I ended up paying the last 3, 000 cash so I dont deal with them anymore but im glad I had them cause now I have a new car loan with a lower payment and I made sure to tell the salesman please dont finance me with AL again, and surely he had nothing nice to say about them either and didn't.
Dominic

Hilo, HI

#36 Oct 17, 2013
I'm currently in the process of filing a lawsuit against AL anyone want to get involved?
nay7496

Vestal, NY

#37 Feb 18, 2014
Exeter Finance sucks. They call you on day 5 if you are late. Any they give you no leway. They just lost my $7,000 check from trying to pay off my car early after giving me the wrong address to mail it too. Now they are saying it is my fault and trying to take my car. WTF.
Jena

Vacaville, CA

#38 Mar 3, 2014
My first car loan was through AL FINANCIAL I was late one time but they let me defer the payment. Once I paid off my loan NONE Of this showed up on my credit report, so having a car loan for 3 years did nothing to raise my credit score !! I am now trying to get yet another car loan and have nothing to show for the last one!!
ROSIE

United States

#39 Jul 29, 2014
THIS COMPANY IS THE WORSE THE ONE IN LONG BEACH STARTING WITH THE "MANAGER THERE" YOSHI AND THIS GUY OMAR!! THEY ARE UN ETHICAL AND HARASS TYOU !!! NOT GOOD WE NEED HELP GETTING THESE GUYS OUT OF BUSINESS!! ITS RIDICULOUS! SO MUCH FRAUDULENT ACTIVITY GOING ON INT HIS PLACE!
samski1987

United States

#40 Sep 21, 2014
You can report to the credit agencies yourself. Look up the phone number to the creditreporting agencies and they will let you know how the process works.
Kia driver

Wantagh, NY

#41 Nov 24, 2014
Exeter is the WORST COMPANY BY FAR.
Carolynrsac

Lodi, CA

#42 Jan 27, 2015
Let me tell you about this company, don't use them they are scandalous and there business practices or ethics are unprofessional. They don't have anyway of leaving a message either, no mailbox, voicemail nothing, why because I believe they want to take your car, and if you leave a message it shows you tried to contact them. A-L Financial, located on power inn and Howe. A friend of mine received a letter jan 12 saying pay your car payment. She calls while I was there on jan 13 2015. She got mad, don't we all, asked to speak with supervisor Dwayne to complain about Liz. I was there it was professional as hell, love how Jayme handles business, she made a complaint and then payment arrangements to pay this Friday the 30th. Well last night they came picked up the car between 1 and 3:30. I know because I woke up freezing because the front doors were wide open, that was about three ish. Today she calls, they tell her there is no record of her call. Good thing she made that call on a cell phone. They keep all calls made to and from our cell phones, NSA..lol. No joke they are messing with her bad. I googled if we can get access to our own cell records. Data brokers, not always legal, you don't have to use a data broker, you can access them through several ways. It's always good to know. Beware of them.

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