Social Security Disability
Detailed Info

Glasgow, KY

#21 Oct 22, 2008
I not sure why Topix stuck a errant space in the above SSA-1099 information link, let me try that again...

http://socialsecurity.gov/1099/
Detailed Info

Glasgow, KY

#22 Oct 22, 2008
know the facts wrote:
did not ask nothing about other income.JUST DISABILITY
True but the "other income" determines if SSDI is taxable so it is pertinent to the question and must be addressed.
Geezer44

Glasgow, KY

#23 Oct 22, 2008
Know the facts: you are confusing Social Security (including disability) with SSI, which is a welfare program and, like welfare payments, is not taxable. THERE IS NOT A YES OR NO ANSWER TO WHETHER SOC SEC BENEFITS ARE TAXABLE! That's where the other income comes into play.
Detailed Info

Glasgow, KY

#24 Oct 22, 2008
know the facts wrote:
And one more thing S.S.I. is disability.just talk to your lawyer
I believe the OP (Original Poster) is referring to SSDI not SSI, there is a difference between the two. The OP can correct me if my assumption is incorrect. If the OP is receiving SSI then the below would apply to you:

"Social security benefits do not include SSI payments, which are not taxable. Do not include these payments in your income."

http://www.irs.gov/publications/p907/ar02.htm...

Difference between SSDI & SSI:

SSDI: Social Security Disability Insurance is an insurance program that sends out monthly checks to disabled workers who have paid Social Security taxes (called "FICA" on your paycheck stubs). You must have worked for at least 5 of the past 10 years before you apply to be "currently insured", or covered, but the minimum time is less if you're under age 31 when you become disabled. The amount you get depends upon how much you have paid in taxes and for how long, since SSDI is an insurance - not a welfare - program. In general, the higher your earnings have been and the longer you have earned them, the higher your SSDI check will be. Benefit amounts vary from a low of about $200 monthly to a high of about $1,600; the average SSDI check is about $850, but this average does reflect low wages paid in the South, in rural areas, and in small towns. Big city workers who've enjoyed big city paychecks do better. If you have minor children, whether or not you live with them, they can also get smaller "auxiliary" checks to support them when you become disabled, and so can their other parent if he or she stays home to take care of them while they're under age 16. The children's and other parent's checks will continue, and even increase, after your death, when the checks are renamed "survivors' benefits." SSDI checks start at the end of the fifth month after the "date of onset," the day you became "disabled" under the Social Security rules by meeting the medical rules as well as not engaging in substantial gainful activity ("SGA"; see main text above).

SSI: Supplemental Security Income is a welfare program for disabled people who meet the Social Security medical and SGA disability rules and whose income and assets are below the eligibility levels. SSI allows assets of $2,000 liquid; a separate bank account of up to $1,500 for "burial"; a vehicle of any value, if used to go to medical care; household furnishings; certain self-employment business equity and equipment; and a lived-in home of any value. The SSI income level in 2002 is $545 per month (but it's higher in most wealthy industrial states, which supplement this amount). All gross income counts against this level: SSDI, earnings, pensions, gifts, contributions, bank interest, dividends, veterans' benefits, etc. If your SSDI check is below the SSI level, you can get SSI as well as SSDI. Before comparing gross income to this level, SSI disregards (i.e., doesn't count)$20 per month of any income, out-of-pocket Impairment Related Working Expenses (IRWEs: medical costs you pay to enable you to work) and $65 and half the rest of any earnings. If the resulting countable income is above the SSI income level (again,$545 in most---but not all-- states), you're not eligible. If it's computed to be less, you get an SSI check for the difference between your countable income and the SSI level - and, as a "fringe" benefit in most but not all states, a Medicaid card.
question 4 u

Glasgow, KY

#25 Oct 22, 2008
Thank you. Aparently I don't qualify for the SSI. I have NO OTHER INCOME.
I worked 20+ yrs I am now 40 and I have assets in kentucky retirement system, however they denied me. I filed soc. sec. disability and have been approved (judge told me friday).
I know these are questions to ask my lawyer however, I thought I would try to find out while waiting for everything to be put on paper.
I was told I would never be able to work again, which all my doctors had said, but now SS Judge said it as well. The Vocational expert said same as well.
This was a job related injury and I did get workers comp for 1 year. Then got a lump sum settlement. NEVER settled my medical.
I know that money also comes into play as well. This has just all taken 4+ yrs to get.
I have no money left put back because I had to live on that while waiting.
Geezer44

Glasgow, KY

#26 Oct 22, 2008
question 4 u:
I think you now have the info you need. Don't worry about the workers comp payments (exempt) Since you have no other income you should also be O K on Soc Sec. Your soc sec alone will prob prevent you from getting SSI (same as me) I envy you for getting approved...I've been waiting almost two years for a hearing.
question 4 u

Glasgow, KY

#27 Oct 22, 2008
Thank you.
I WAITED a long time for this! My hearing was Last friday by TV-Judge was in Louisville-I was in BG. Took.....20 minutes total!
know the facts

Glasgow, KY

#28 Oct 22, 2008
I'm not trying to act like I know it ALL or anything,it took me 3 years to get disability.the tax people tell me i do not have to file taxes on it.i have received disability for 6 years.i think all the single mothers question was.is it taxable.from my 6 years of drawing it.it is not
question 4 u

Glasgow, KY

#29 Oct 22, 2008
I just hope it doesn't take 4 yrs to get it now it's approved.
I mentally can't take it.
know the facts

Glasgow, KY

#30 Oct 22, 2008
after i was approved. my backpay $46000 i received in about a month
question 4 u

Glasgow, KY

#31 Oct 22, 2008
I hope it is that quick for me.
My daughter deserves to have more than I have been able to give her in the past few years

Since: Jan 08

Location hidden

#32 Oct 22, 2008
let u know wrote:
why in the hell is mine being taxed then i draw disability andfile taxes i ought to know. Might not be taxed if you don't make much for the yr, but with mu hubbys salary, mine sure is taxed
Your filing for social security disability or ssi? and with his income may have too i am not sure.
question 4 u

Glasgow, KY

#33 Nov 1, 2008
know the facts wrote:
after i was approved. my backpay $46000 i received in about a month
I have another question.

I recieved my OFFICIAL letter of approval today. They also Called today (saturday) to set up my phone interview.
Does this mean I will start getting paid right away???
According to my paper work I qualify for SSI also. I didn't think I did. It may be just a general approval letter
Got ANY MORE advice for me?
ALL advice is appreciated from all of you
Thanx.......
question 4 u

Glasgow, KY

#34 Nov 1, 2008
The letter doesn't say anything about my daughter but I do know I will also get a check for her.....
ANY HELP for me.......PLEASE I am sooooooo close to losing everything
NOBAMA

Glasgow, KY

#35 Nov 1, 2008
sorry
Kat

Cave City, KY

#36 Nov 2, 2008
If you have a spouse and they make so much a year then you will have to pay taxes on your disability. My husband was approved in only 3 months after applying. But had to wait 6 months to recieve his first check. He is legally blind. Thank goodness you are eliglible for SSI. With it you can get medicad. Without it you have to wait 2 years for medicare. Hopefully everything will work out for you. It really sucks needing insurance and not being able to get it.
Bamby

Mammoth Cave, KY

#37 Nov 2, 2008
Detailed Info wrote:
You have to report your SSDI benfits but you generally DO NOT pay taxes on the income. Yearly, you will receive form SSA-1099 from the Social Security Administration which will list your SSDI benefits income ( http://socialsecurity.gov/1099/ ). Using the data on this form, you will report the income on your yearly taxes (line 20a on form 1040).
There are some individuals that pay taxes on SSDI benefits income. Details are available at: http://ssa-custhelp.ssa.gov/cgi-bin/ssa.cfg/p...
"Some people who get Social Security will have to pay taxes on their benefits. Less than one-third of our current beneficiaries pay taxes on their benefits.
You will have to pay federal taxes on your benefits if you file a federal tax return as an "individual" and your total income is more than $25,000. If you file a joint return, you will have to pay taxes if you and your spouse have a total income that is more than $32,000."
Another source to verify the above statement: http://answers.yahoo.com/question/index...
I hope this helps!
You are completely right. I know, I had to pay $1300.00 last year. If there was no other income you would not have to pay.

Since: Jan 08

Location hidden

#38 Nov 2, 2008
question 4 u wrote:
The letter doesn't say anything about my daughter but I do know I will also get a check for her.....
ANY HELP for me.......PLEASE I am sooooooo close to losing everything
If your approved for SSI I doubt she can get a check. You have to had made enough on SSD in your life for her to draw. My son draws a check. I only draw social security disability.

Since: Jan 08

Location hidden

#40 Nov 2, 2008
My son draws a check off me.
yep

Glasgow, KY

#41 Nov 2, 2008
know the facts wrote:
i draw disability. you do not even have to file a tax return.get your facts straight.call your lawer and they will tell you the same thing.all those people are telling you WRONG.NOT TAXABLE INCOME.long and short term ins. are taxable.S.S.I IS NOT
I draw it and am married my check is close to 1000$ a onth and "YES we do have to pay income taxes at the end of the year,it is considered income and is taed.Whoever is telling you this misinformation is either getting something mixed up or hoping like hell they don't get cought.I am unable to get a medical card cause my wife draws 22$ a month too much.......You are though at the end of the year taxed.You will recieve a statement in the mail.As far as monthly your not taxed.The onlu money taken out monthly on checks is medicare or insurance.

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