I want to trade in my old car for a new one?I brough a car for 7971.00 ,finance charge was 3886.02, put 1500.00 down leaving me with a balance of 11857.02......Pay 282.31 a month. Now it's been 8 months and now my balance I owe on the car is 9598.54.......If I go to the dealer and tell them I want to trade in my car for a new one (2006 Chevrolet Monte Carlo LT) and the cost for this car is $14,995. Should I wait another 8 months or can I get a good deal for this car by trading in my old car.....HELP!!!!! I'm lost

P.S. The blue book value of my car is 5000