This site can help you finding the best option for you:@www.credit-solutions.infoQuestion to bankruptcy attorneys and or trustees?SORRY TO REPOST MY QUESTION IS NOT RESOLVED.
I'm thinking about filing Chapter 7 but do not know if im eligible. Here's my situation, I make 19k a year which is below the median; I have no property/assets or savings. I owe 23k on the car and 18k on 3 credit cards. If i sell the car I still owe 8k. I tried to negotiate with my car's creditor and that's the best rate they can do. The reason why I want to liquidate my debt is because I want to go back to school full-time. Save money and rebuild credit while in school. If i continue paying my debt (5 more years) I will not have savings and an education. I don't mean to be a deadbeat on my debts but this is the best solution i can do in order to straighten my life, financially and responsibly. I don't want to do Chapter 13 for my credit card debts-- this will waste my time, money and get a ruined credit report. Question is if im eligible to file CH.7
I'll face the consequences: lawyer fees,bad record for 10 years, higher rates.you name it.
Question to bankruptcy attorneys and or trustees?
Posted in the Glade Hill Forum
#1 Dec 1, 2013
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