Pregnant and need health insurance

Pregnant and need health insurance

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unknown

Gainesville, FL

#1 Sep 26, 2009
I am 12 weeks (3 months) pregnant and i am not eligible for medicaid because they say the household income is too high. I can not afford self pay. Therefore, i won't be able to receive prenatal care which is very important. I don't know what to do. I've tried everything and called everyone. Everything could go wrong in my pregnancy and I wouldn't know it because no doctor will see me unless I have the money to pay them or some kind of insurance and I have neither. Can someone please help me?
Taxpayer

Gainesville, FL

#2 Oct 24, 2009
Were you on birth control? Are you married? Where is the father? The cold hard facts of life is that you should take responsibility for YOUR actions. I work MY ass off at TWO jobs, and pay taxes and barely have enough to get by, let alone replace the unreliable junker I'm depending on to get me back on forth to work. I'd love to have a child, but can't afford it. I know that, so we practice safe sex to avoid it. As you can see, I don't have much sympathy for your cause.
Frustrated Mom 2 Be

United States

#3 Dec 30, 2009
Hey unknown...I am in the same situation, I am not eligible to get medicaid because me and my husband make "too" much money. I work part time and pay taxes, hell my husband even claims 0 so he pays more taxes during the year. I can not afford self pay and when we got married my husband's Insurance said they could add me for $600 a month (whether I was pregnant or not)...wtf! It's a f***ed up system and middle class people like me and you get no kind of slack. People like taxpayer get on my nerves because they act like they are so much better for working 2 jobs and basically being miserable. I'm sorry but I don't want to wait until I am able to "afford" a child, because by then I'd be older and unable to have a healthy child and if you think about it, hardly anyone can really afford a kid nowadays. So I have no sympathy towards those who bitch about taxes and working two jobs just because they don't want to take advantage or what their tax money goes towards. I figure if I pay taxes I am as much entitled to using government medical assistant just as much as the next person, but no...we "make too much money." What I did is I went to the local hospital and asked the OB how much it would be for his services-$2400 for visits and delivery...I am able to afford that but am not able to pay the $3200 that the hospital requires for the 2 day stay and all that the hospital does. Basically my husband says that all we can do is pay the $2400 and let the $3200 go on my credit or something...(hospital requires that I pay the $3200 by my due date) Impossible!

“Vote Republican”

Since: Aug 08

Wyandanch, NY

#4 Dec 31, 2009
Why did you get pregnant?
Frustrated Mom 2 Be

United States

#5 Jan 4, 2010
Because that's what people that are in love and ready to move onto the next stage in their life do....

And I'm not gonna sit here and ask myself- why did I get pregnant? I am going to look forward and figure a way to get the pre-natal care I need.

“Vote Republican”

Since: Aug 08

Wyandanch, NY

#6 Jan 4, 2010
Frustrated Mom 2 Be wrote:
Because that's what people that are in love and ready to move onto the next stage in their life do....
And I'm not gonna sit here and ask myself- why did I get pregnant? I am going to look forward and figure a way to get the pre-natal care I need.
But, don't you think you had a responsibility to make sure that you and the father were in a position to take of the child? Don;t you believe that the father should be stepping up and making sure you have the care you and the child requires? Do you want to be a burden on society? Do you want your children to respect you? Is this what your peer-group does? Ponderous...
Frustrated Mom 2 Be

United States

#7 Jan 5, 2010
You are talking like the father is not around...the father and I are married. He provides everything. To get on his insurance would cost $600 a month which is ridiculously high. I can afford the baby when it is born, why are you so quick to judge that I won't be able to take care of a child or that every woman that needs medicaid is an unmarried woman...the only issue I have is the doctors visits and delivery that I cannot afford. Why would my children not respect me? Are they going to respect me any less because I had medical assistance for the time they were in the womb? What do you mean by peer-group? Are you making this about race?

“Vote Republican”

Since: Aug 08

Wyandanch, NY

#8 Jan 5, 2010
Frustrated Mom 2 Be wrote:
You are talking like the father is not around...the father and I are married. He provides everything. To get on his insurance would cost $600 a month which is ridiculously high. I can afford the baby when it is born, why are you so quick to judge that I won't be able to take care of a child or that every woman that needs medicaid is an unmarried woman...the only issue I have is the doctors visits and delivery that I cannot afford. Why would my children not respect me? Are they going to respect me any less because I had medical assistance for the time they were in the womb? What do you mean by peer-group? Are you making this about race?
I am not judging you. I am merely asking questions. Your choice to have a child without having proper coverage is disturbing, but I wish you the best. When I say peer group, I am speaking of your demography; age, education… the people you spend time with who share similar characteristics.

$600.00 a month is what I pay and I have a wife (who stays home) and four children (one is adopted). If you need coverage, I would insist that the father get a second job. If that is what it takes, then that is what it takes. Get involved at your local church. You would be surprised with the number of dentists, lawyers, and, physicians who would step up to help you.

God Bless and be well.
Frustrated Mom 2 Be

United States

#9 Jan 6, 2010
I Hate Syracuse wrote:
<quoted text>I am not judging you. I am merely asking questions. Your choice to have a child without having proper coverage is disturbing, but I wish you the best. When I say peer group, I am speaking of your demography; age, education… the people you spend time with who share similar characteristics.
$600.00 a month is what I pay and I have a wife (who stays home) and four children (one is adopted). If you need coverage, I would insist that the father get a second job. If that is what it takes, then that is what it takes. Get involved at your local church. You would be surprised with the number of dentists, lawyers, and, physicians who would step up to help you.
God Bless and be well.
I'm sorry we can't all be upper middle class and male.$ 600 is more than half of what he makes in 2 weeks and it would only cover me. As for the people that are my age, education, demography, education and who I spend time with are the same race as I am, I guess you just said it a nicer way.

Thanks though for the nice wishes.
Free is free

Kirksville, MO

#10 Jan 6, 2010
No trying to judge, but why should society pay for your choices?

The choice to have kids is entirely personal and we're all free to do so. That freedom implies the responsibility of facing the consequences of the choices we make. It sounds to me like you should put a little less credence in the romanticized "love will find a way" storybook version of life and start looking at the cold realities of a calculator, a paycheck and a bank account.

Sure, we all make emotional decisions. Those of us who succeed in life generally wait a decade or two and accumulate a little wealth before indulging our fantasies. Not only does this increase the odds of success, it allows us to garner the wisdom we all need to face life's challenges.

Good luck to you. Saddling yourself with a child you cannot afford at such a young age is more often than not a harbinger of impending doom.

“Vote Republican”

Since: Aug 08

Wyandanch, NY

#11 Jan 7, 2010
Free is free wrote:
No trying to judge, but why should society pay for your choices?
The choice to have kids is entirely personal and we're all free to do so. That freedom implies the responsibility of facing the consequences of the choices we make. It sounds to me like you should put a little less credence in the romanticized "love will find a way" storybook version of life and start looking at the cold realities of a calculator, a paycheck and a bank account.
Sure, we all make emotional decisions. Those of us who succeed in life generally wait a decade or two and accumulate a little wealth before indulging our fantasies. Not only does this increase the odds of success, it allows us to garner the wisdom we all need to face life's challenges.
Good luck to you. Saddling yourself with a child you cannot afford at such a young age is more often than not a harbinger of impending doom.
Well said. Not hurtful, but honest.
Frustrated Mom 2 Be

United States

#12 Jan 7, 2010
It seems like no one is reading what position I'm in...all ASSuming that I can't pay for it when it's here and that I am young and don't know the meaning of responsibility and reality. It's impossible to think you are not being judgemental with comments like that. Don't get me wrong, I do appreciate opinions and all that free mindedness...
Topics like this are always going to be a touchy spot for whatever situation that that person is in. It's really kinda disturbing that the orginal woman who posted her situation was desperately asking for help and all the responses seemed to be condemning, judgemental and hurtful. Granted-- "Free is Free" wasn't as hurtful but all the same not helpful to my or her plee for help.
MFB

Farmington, MN

#13 Jul 6, 2010
I Hate Syracuse wrote:
<quoted text>I am not judging you. I am merely asking questions. Your choice to have a child without having proper coverage is disturbing, but I wish you the best. When I say peer group, I am speaking of your demography; age, education… the people you spend time with who share similar characteristics.
$600.00 a month is what I pay and I have a wife (who stays home) and four children (one is adopted). If you need coverage, I would insist that the father get a second job. If that is what it takes, then that is what it takes. Get involved at your local church. You would be surprised with the number of dentists, lawyers, and, physicians who would step up to help you.
God Bless and be well.
Don't give me this "God Bless" crap. You certainly are not a christian to talk to someone like that. There are many people who want to get better jobs, who want to be more financially secure, but simply do not have the opportunity. And, if you're so much of a christian, don't you believe God will provide for her and the care of her child? Oh, and republican is not the way to go. Republicans are the biggest hippocrates of all. They're all about money, money, money, and blame people for their own hardships, thinking just because they're set financially, it's easy for others to be too. They say the poor should just "be more responsible" and get a better job. Not that easy. Read the bible. It is harder for a rich man to get into heaven than to find a needle in a haystack.
I'll be praying for you, for God to change your heart. God Bless!

“Vote Republican”

Since: Aug 08

Wyandanch, NY

#14 Jul 7, 2010
MFB wrote:
<quoted text>
Don't give me this "God Bless" crap. You certainly are not a christian to talk to someone like that. There are many people who want to get better jobs, who want to be more financially secure, but simply do not have the opportunity. And, if you're so much of a christian, don't you believe God will provide for her and the care of her child? Oh, and republican is not the way to go. Republicans are the biggest hippocrates of all. They're all about money, money, money, and blame people for their own hardships, thinking just because they're set financially, it's easy for others to be too. They say the poor should just "be more responsible" and get a better job. Not that easy. Read the bible. It is harder for a rich man to get into heaven than to find a needle in a haystack.
I'll be praying for you, for God to change your heart. God Bless!
You are correct; I’m no Christian. A real Christian would never ask someone to seek support from their local church. A real Christian would never ask the man in her life to step up and support his family like the Bible commands. Why would a Christian ever do that?

Again, you are right, as a false Christian that you claim that I am, I have also personally denied her the opportunity to have financial comfort. You are also right, that I do not believe that God will provide for her; and that is why I suggested that she seek support from her local church; because I do not believe God will provide. Ponderous! Did you even read my response? Do you have issues with reading comprehension? I must be a terrible person for offering such advice.

And you now want to attack my political affiliation too. The GOP is one of accountability, responsibility, and rewards. And, you have a right to those rewards. The DEM’s are a party of socialized medicine, and a lack of social responsibility. And, I know a number of conservatives who live in trailer homes. I would never argue that they are ‘set’.

By the way, I am not set financially as you assert. I do just fine; better than most, but certainly not set. But you know what I did? I bought a home below my price-point so we could have comfort. I purchased vehicles that I could pay cash for. I do not go on vacations regularly. I graduated from college. We did not have kids until ‘I’ earned enough to support them. Does that make me a non-Christian; or, does it mean I have made sound decisions over my life?

By the way, I grew up in orphanages and foster homes during my school years. It sucked, but the opportunities were still there. I took advantage of those opportunities.

Thank you for praying for me! I will be praying for you too. I pray that your myopic perspective on the world widens and you will stop drawing over-simplistic conclusions on a serious problem in our society.

“This too shall pass”

Since: Dec 06

Small Town, USA

#15 Jul 11, 2010
Actually, although it is too late, I wouldve suggested looking into a midwife supported home birth. And it IS scary how much a normal birth costs these days.
Dad

United States

#17 Dec 12, 2012
I Hate Syracuse wrote:
<quoted text>Well said. Not hurtful, but honest.
its funny how black people can get all the help they need and its funny how all minorities get all the help they need! But when a white person who needs help can't get help they say its to bad! If a black person didn't get help it would be Cus everyone is a racist!! Truth is a motherf****r it sucks us white people can't get help

“Vote Republican”

Since: Aug 08

Wyandanch, NY

#18 Dec 13, 2012
Dad wrote:
<quoted text> its funny how black people can get all the help they need and its funny how all minorities get all the help they need! But when a white person who needs help can't get help they say its to bad! If a black person didn't get help it would be Cus everyone is a racist!! Truth is a motherf****r it sucks us white people can't get help
What are you talking about? White people are the most privleged on the planet. I work for Bank of America! Everyone around me earns over 100,000 a year, and most (95%) are white. White people who are struggling also have an easier time getting public services than their counterparts becasue of locations for these services. So, I do not agree with you.
wow

Auburn, AL

#19 Dec 18, 2012
This poor girl has asked nicely what resources she could maybe help her out with e pregnancy. The 1st response she got was way out of line first off. The woman is taking responsibility by going through the pregnancy. She could have made the choice that a lot of cowardly women make by aborting her baby. Sweetie,I was in your situation & have a 1yr old. There are churches you could contact. Thre are ways to appeal their denial for medicaid. You could inquire with a local planned parenthood. Obviously our healthcare system is extremely expensive & even people working a full time job have to pay outrageous premiums for the healthcare provided to them. Everyone needs to simmer down & stop being so bitter!
wow

Auburn, AL

#20 Dec 18, 2012
spellcheck^ resources that could help her out
Ok please

Vestal, NY

#21 Dec 26, 2012
Try a low income clinic

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