Don't let bill collectors scare you

Don't let bill collectors scare you

There are 29 comments on the TwinCities.com story from Apr 6, 2009, titled Don't let bill collectors scare you. In it, TwinCities.com reports that:

Tough times mean that debt collectors are talking even tougher. And they will scare you - make no mistake.

Join the discussion below, or Read more at TwinCities.com.

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these bottom feeders

Saint Paul, MN

#23 Apr 9, 2009
need to be stopped somehow. I certainly hope everyone reads this and knows their rights. SO many of us WILL be laid off over the next few years I'm sure this will continue to be a huge problem.

The bottom feeders have ice in their veins. To tell someone to commit suicide? They ARE going to he77.
Maude

United States

#24 Apr 11, 2009
bright idea wrote:
<quoted text>
Yeah, sniff...sniff...poor debtors who don't want to pay their bills. I guess when they cut back on: restaurants, cable tv, unnecessary shopping, Christmas gifts, other extravagencies, then collectors will "give people a break for awhile". Most debtors, except credit criminals, just don't want to do what needs to be done to pay their bills.
I loved telling people what to do with their money.......PAY YOUR BILLS!
Well, I have worked al my life and always paid my bills, then I went blind. I became self employed and worked 15 hours a day with my business, then my customers quit paying me. So I called my credit card company before my payment was even late and told them my situation. They were nice on the phone but still called me every day, 10 times a day or more. I told them the same story. I lost my home, can't drive because of blindness, can't collect social security....then I got evicted...what do you do then It isn't a matter of not being responsible, it's a matter of doing well one day then the bottom falls out and you are destitute.....what would you do? Would you expect a little understanding when things happen beyond your control? I am now living from day to day...I didn't get paid for 2 months, nothing...then money started to trickle in..by the time I pay all my bills, some only partial payments..I have nothing left...no money for food....luckily I have a computer or I wouldn't have anything...it's not a person's fault if they become disabled, but there are no allowances for that.....so it's just SOL? Try to imagine if this happened to you?
Sarah D

Minneapolis, MN

#25 Apr 11, 2009
bright idea wrote:
how about this?
PAY YOUR BILLS!
Notice the first example here is of a woman who simply didn't want to pay her debts. Finally she figured out that she couldn't re-negotiate with easy payments of $50 because she lost that deal. So she borrowed the money and paid her bill like a good debtor.
Irresponsible borrowers cost us all more money!
Yeah how irresponsible of that woman to have a medical bill and try to pay it off monthly with as much as she could afford.

Didn't she know that she should have just died? I'm sure that's what "bright idea" would have done, just died rather than go to a doctor.

</sarcasm>
mary

Minneapolis, MN

#26 Apr 11, 2009
Maude wrote:
<quoted text>
Well, I have worked al my life and always paid my bills, then I went blind. I became self employed and worked 15 hours a day with my business, then my customers quit paying me. So I called my credit card company before my payment was even late and told them my situation. They were nice on the phone but still called me every day, 10 times a day or more. I told them the same story. I lost my home, can't drive because of blindness, can't collect social security....then I got evicted...what do you do then It isn't a matter of not being responsible, it's a matter of doing well one day then the bottom falls out and you are destitute.....what would you do? Would you expect a little understanding when things happen beyond your control? I am now living from day to day...I didn't get paid for 2 months, nothing...then money started to trickle in..by the time I pay all my bills, some only partial payments..I have nothing left...no money for food....luckily I have a computer or I wouldn't have anything...it's not a person's fault if they become disabled, but there are no allowances for that.....so it's just SOL? Try to imagine if this happened to you?
Why cant you collect social security? I heard they give you a tough time the first time you try. I also lost my home and job due to illness. I worked all my life and these are scary times without a job. Hope things improve for you.
Irresponsible Debtor

Andover, MN

#27 Apr 11, 2009
I have now joined the ranks of "irresponible debt". I was laid off 2 months ago, and have slowly sunk to the abyss of irresponsiblity! YEP. I wanted to lose my job.( sarcasm, there for those that don't see it) I have worked since I was 17 (am now 45), have always paid my bills on time. NEVER was late or missed a CC payment. Now, not only am I juggling which one to pay this month, but how much as well. The competition in the job market is so vast.

There are a people in this situation, everyday. It's a helluva place to be. Never did I think I would lose my job. That in itself is a kick in the gut. But to start slowly losing all the things you have spent your life getting is the worst.
Workaday Oakdale Brother

Saint Paul, MN

#28 Apr 12, 2009
Cybear wrote:
How can anyone take your article seriously if you do not even know what the words mean. "Garnishee" is not a verb; you do not "garnishee" someone's wages. A "Garnishee" is a person whose wages are being garnished.
http://www.answers.com/topic/garnishee
Not a verb, eh? Au contraire, Cybear:

gar&#8901;nish&#8901;e e&#8194; &#8194;/&#716;g&#5 93;rn&#618;&#712;& #643;i/ Show Spelled Pronunciation [gahr-ni-shee] Show IPA verb,-nish&#8901;eed,-nish &#8901;ee&#8901;ing, noun Law.
–verb (used with object) 1. to attach (money or property) by garnishment.
2. to serve (a person) with a garnishment.

–noun 3. a person served with a garnishment.

Source: www.dictionary.com
Sarah D

Saint Paul, MN

#29 Apr 12, 2009
these bottom feeders wrote:
need to be stopped somehow. I certainly hope everyone reads this and knows their rights. SO many of us WILL be laid off over the next few years I'm sure this will continue to be a huge problem.
The bottom feeders have ice in their veins. To tell someone to commit suicide? They ARE going to he77.
If a bill collector ever tells you to commit suicide, tell them that if you do you'll take them with you.
Loella

London, UK

#32 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( http://goo.gl/EvYZBe ) too my friends and family.
Ann C

Southfield, MI

#34 Jun 5, 2014
Bill collectors make me nervous.

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