Another thing you've got not an iota of knowledge about...karma.
Karma doesn't work the way you claim. It doesn't hunt you down and exact revenge eye-for-eye style. You've got a computer in front of you and access to Google. Use it and educate yourself you Neanderthal.
Well I do agree with that. I am not religious so Karma and God doesn't pertain to me. See if someone doesn't believe in something then it has no meaning or pertains to them.
Not being religious means there is no "hell" and there is no "God" in my world so it doesn't affect me.
I don't believe in Karma so there is no such thing in my world, it doesn't pertain to me.
It would be the same to say a "golden frog god" will become angry and punish you. Obviously if you don't believe there is a golden frog god then that threat has no meaning.
People need to separate religion from reality. No problem if you believe in God but I doubt God will make a meatloaf and place it in the oven for you so it is ready when you get home from work no matter how much you pray for God to do it, that is reality.
Using Karma or God to say someone will be punished or have bad luck is just a way an individual avoids confronting another individual in the 1st person perspective.
If you dislike someone for their actions never use an entity to convey that. Be a real man and just tell them that is coming from yourself.