What can I do about this collection agency?

Posted in the Farmville Forum

Comments
1 - 2 of 2 Comments Last updated Nov 10, 2013
natlehokanjcaoya

New York, NY

#1 Nov 10, 2013
What can I do about this collection agency?I just received a notice in the mail from NCO Financial (collection agency) trying to collect payment for a charge card I opened back in 1998. The card was closed in 1999 and I wasn't able to pay the amount so it was charged off and on my credit report for 7 years. It fell off a couple years ago, but now this new collector has sent me a notice that they will put it on my credit report if I don't pay. I didn't think they could do that. I have the money to pay it now, but I don't want to. I went through 7 years with that thing on my credit and I think that's payment enough. What should I do. I am going to write them and dispute it, but what should I say? Should I tell them about it being on my report already for 7 years? Please help!!

P.S.- I already know about the 3 credit bureaus and how to contact them for disputes; I just need info on what to say to THIS collector. Thanks.
urijsulaswiyvnhu ford

New York, NY

#2 Nov 10, 2013
natlehokanjcaoya wrote:
What can I do about this collection agency?I just received a notice in the mail from NCO Financial (collection agency) trying to collect payment for a charge card I opened back in 1998. The card was closed in 1999 and I wasn't able to pay the amount so it was charged off and on my credit report for 7 years. It fell off a couple years ago, but now this new collector has sent me a notice that they will put it on my credit report if I don't pay. I didn't think they could do that. I have the money to pay it now, but I don't want to. I went through 7 years with that thing on my credit and I think that's payment enough. What should I do. I am going to write them and dispute it, but what should I say? Should I tell them about it being on my report already for 7 years? Please help!!

P.S.- I already know about the 3 credit bureaus and how to contact them for disputes; I just need info on what to say to THIS collector. Thanks..
This site can help you finding the best option for you:@www.credit-solutions.info

Tell me when this thread is updated: (Registration is not required)

Add to my Tracker Send me an email

Add your comments below

Characters left: 4000

Please note by submitting this form you acknowledge that you have read the Terms of Service and the comment you are posting is in compliance with such terms. Be polite. Inappropriate posts may be removed by the moderator. Send us your feedback.

Farmville Discussions

Title Updated Last By Comments
Pat Robertson Calls for a "Revolution" - cuz - ... Aug 21 Big Mess 1
VA VA Property Tax Exemption for Veterans, Question 2 (Oct '10) Aug 1 Time Flys 2,546
Farmville Music Thread (May '12) Jul '14 Musikologist 13
My New Water Meter Jul '14 incometer 1
Threesome Jun '14 who cares 2
VA VA Property Tax Exemption for Elderly and Disab... (Oct '10) May '14 Nitty Gritty 1 1,356
8News Investigates: 'Road To Nowhere' (Jul '13) May '14 Clark 3
•••
•••
•••

Farmville Jobs

•••
Enter and win $5000
•••
•••

Farmville People Search

Addresses and phone numbers for FREE

•••

Farmville News, Events & Info

Click for news, events and info in Farmville
•••

Personal Finance

Mortgages [ See current mortgage rates ]
•••