Nope, not a problem but for those who chose to be bare foot where there is glass, nails and or other objects that can cut their feet it is.I've had Akitas (sweetest dogs ever) for years and my Ins. still is good as gold. And yes, you finally get it - a Protected Class changes the playing field. As I said several times -- It all hinges on the Protection of a Class -- bare feet don't count as protected nor does lack of good sense, a problem you have.
As for owning an Akitas, it is up to each insurance company whether or not they will insure you or ad a waiver or increase your rates.
Have you told them in the last two years, I believe it was about that time most added that list to the "we might not cover you if you own one of these dogs".
Funny thing is there does not seem to be any dangerous cats so I suppose I could own a pet baby lion and be allowed to have insurance.
Assuming I have all the legal papers to own one from the city/county/state/federal governments.
I know we are off base on the subject but I really wonder if owning legally such a cat would change the insurance policy considering there is nothing in any of them about such wild animals.