Banks that give loans to people with bankruptcy

Posted in the Elizabethtown Forum

curious

United States

#1 Feb 17, 2013
Are there any banks around Elizabethtown that will finance an auto to someone with a bankruptcy in the past 2 years?
curious

United States

#3 Feb 17, 2013
average joe wrote:
Probably. Just expect an extremely interest rate!
Do you think they would still be lower than a "buy here pay here" place like swope freedom?
because

Vine Grove, KY

#4 Feb 18, 2013
curious wrote:
<quoted text>
Do you think they would still be lower than a "buy here pay here" place like swope freedom?
doubt it! These loans are high risk, so the interest rate is going to be very high. Get a very inexpensive vehicle that you can pay off quickly and let that BK get some age on it. You need to have credit to improve your credit. So get some small things that report to the credit bureau's and PAY THEM OFF! After 7 years you can start all over, and hopefully by then your credit history will have improved.

The KEY is...don't borrow what you can't pay for... and then PAY your debts...
helpful

Vine Grove, KY

#5 Feb 19, 2013
Try Conway Heaton in Bardstown. They will work with you. There's a company called Prestige that does have a high rate but will lower the rate once you've made several payments on time.
curious

United States

#6 Feb 20, 2013
helpful wrote:
Try Conway Heaton in Bardstown. They will work with you. There's a company called Prestige that does have a high rate but will lower the rate once you've made several payments on time.
Thank you. I will check them out.
nothing like

Elizabethtown, KY

#7 Feb 20, 2013
Nothing like living high on the hog and then can't afford it. Take bankruptcy and still want all the same priviliges as the rest of us hard working people. Bad things do happen but you try to prepare for the future. You don't go buy the big, huge tv when you can't afford it and you don't drive around in expensive vehicles when you are pissant poor. Get the picture? There are exceptions to those who happen to live under a dark cloud and nothing ever seems to go their way. Still---don't buy it if you can't afford it. Cook instead of eating out. Wear second hand clothes. Get the picture>????
curious

Columbia, KY

#8 Feb 20, 2013
nothing like wrote:
Nothing like living high on the hog and then can't afford it. Take bankruptcy and still want all the same priviliges as the rest of us hard working people. Bad things do happen but you try to prepare for the future. You don't go buy the big, huge tv when you can't afford it and you don't drive around in expensive vehicles when you are pissant poor. Get the picture? There are exceptions to those who happen to live under a dark cloud and nothing ever seems to go their way. Still---don't buy it if you can't afford it. Cook instead of eating out. Wear second hand clothes. Get the picture>????
It took a little longer than I expected, but of course, here you are, judging someone who you have NO CLUE about... You don't deserve my life story, but I can assure you we weren't living "high on the hog"
nothing like

Elizabethtown, KY

#9 Feb 22, 2013
curious wrote:
<quoted text>
It took a little longer than I expected, but of course, here you are, judging someone who you have NO CLUE about... You don't deserve my life story, but I can assure you we weren't living "high on the hog"
but you do realize there are those that DO? they are the ones abusing the system for people who really need it.
helpful

Elizabethtown, KY

#10 Feb 27, 2013
I realize there are people who abuse the system but my husband and I have always worked. Several years ago our jobs were cut way back. We sold our house and tightened up and then our child was diagnosed with a life-long illness that left us with medical bills and prescriptions in the $300-$400 a month range. Unfortunately, we make too much money for any assistance but not enought to be comfortable. I used to judge people who filed bankruptcy or received welfare or food stamps but I don't anymore. I believe the people on this thread were merely asking a question, not looking for a sermon...
Dont know it all

Elizabethtown, KY

#11 Mar 4, 2013
I bought one at Big M. Brand New. They got me financed at 3.9% after I file BK a year ago
Seldom

Elizabethtown, KY

#13 Jan 2, 2014
Ye with no sin cast the first stone Should not comment on things they no nothing about

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