driving without insurance

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hey stupid

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#1
Jan 20, 2013
 
These people have no respect for others and should be penalized to the full extent of the law. If not already in trouble for it I hope all you non having insurance dumb a$$es get in trouble. These people are doing nothing but hurting other peoples lives. If you know anyone doing this please step forward and put these people on blast!
yeeeaaah buddddy

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#2
Jan 20, 2013
 
I know someone who was doing this but instead of the fullest extent of the law they got the ultimate penalty possible and I'm sit here and laugh about almost every day! Hahahahaha

Since: Apr 12

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#3
Jan 20, 2013
 
What are the consequences for uninsured drivers who cause damages to others cars, property or physical being? Can or do they get jail sentences?
Brian

Edwardsville, IL

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#4
Jan 20, 2013
 

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Many of you think it is a joke for people to drive without insurance. Well get injured by someone without insurance. Your hospitalization will not cover you in most instances because they say its the fault of the other driver. Good luck with that.
Then when the 5 to 6 figure bills roll in you will pay or lose your assets doing so. This is a common event when hit by an illegal who merly returns home or moves to another city.
Even those that do carry the minimum liability insurance in Illinois will soon find out that the minimum wont even pay the Emergency Room bill.
People worry about DUIs...Im more concerned by being hit by one of these jerks with no insurance.
Live and learn
My Opinion

Granite City, IL

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#5
Jan 20, 2013
 
I do not think that when drivers are found to be operating a vehicle without insurance that they should be only ticketed. I believe that their vehicle should be seized (not just impounded)and they should lose their driver's license for a minimum of 2 years in addition to a hefty fine which must be paid off before the license is reinstated.

Laws of this nature would be a very strong deterrent to people who believe that carrying insurance is simply an option and not a requirement for everyone. I feel that many more people would be compliant with liability insurance laws if the penalty was much more serious, expensive and inconvenient than a traffic ticket and a nominal fine.

It is a serious crime with serious consequences for those unlucky enough to find themselves in a crash, especially in an injury or death crash and should be legislated as such!!

Since: Apr 12

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#6
Jan 20, 2013
 
So the uninsured who are involved in an accident get a ticket? Should be more severe especially when people are hurt or damages are high. No wonder people w/o insurance don't give a shit.
Brian

Edwardsville, IL

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#7
Jan 20, 2013
 
Yes they get a measly little ticket while others can get medical bills that can literaly bankrupt them. Then they really have no assets so to sue them is meaningless.
One of their great tricks is to sign up for insurance, show the judge that they are now insured, then immediatly cancell the policy and get a refund.
Your banruptcy can literally be moments away every day on the road thanks to these people that you are sharing the road with.

“Try my Troll House cookies!”

Since: May 10

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#8
Jan 20, 2013
 
most vehicles have on board modules that store data that in the hands of a skilled tech could give all sorts of information even down to the breaking and acceleration habits of the driver..

with newer technologies with companies like on star and body module flash programming...

it would be nothing for new vehicles and after market vehicles to have a device added into the body module that when you pay your insurance..the agent can "consent" the vehicle to operate properly while the insurance is valid on the vehicle...

it would work similar to a fuel gauge..

instead of explaining this here...i probably should have called the patent company first...

Since: Apr 12

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#9
Jan 20, 2013
 

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Twpr you are onto something. That would be great if the uninsured can't start their car. I've got my R&D people on it as I type. lol.
Brian

Edwardsville, IL

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#10
Jan 20, 2013
 
I see the pay as you go car lots are already installing this feature, Miss a payment the car wont start and the gps tells the repo man where to go
Sorry...I think the finance people grabbed the patent

Since: Apr 12

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#11
Jan 20, 2013
 

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Darn. But surely something can be done about the uninsured too.

“Try my Troll House cookies!”

Since: May 10

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#12
Jan 20, 2013
 

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Brian wrote:
I see the pay as you go car lots are already installing this feature, Miss a payment the car wont start and the gps tells the repo man where to go
Sorry...I think the finance people grabbed the patent
that is just an update they can put into the system (depending on which variation they use)

on star can turn cars both on and off remotely...

mechanics that know what they are doing can actually do cylinder kills tests, fuel kill tests, power down tests, amongst simple and more advanced things using high end diagnostic tools...it can be done remotely..low jack and the other variants they use on shows like bait car...

they have existed in those forms..

look at the dui breath scanners they install on offenders vehicles..

so give insurance agents a universal gadget like a credit uploader that can credit such a module...

if the module gets tampered with...or if it expires...the fuel, spark, air, ignition, start, climate control, and charging system would completely deactivate from the rest of the vehicles modules..

these are the parts that have never been implemented into a vehicle...

you may need to know that in some newer cars there is a gadget that does a fast read of the modules on cars and it gives data reports that explain driving habits..

warranty departments use it..

snap shot is what insurance agents call it..

sort of like on the newer tvs that have hidden bios that tell how many hours the tv has been used and other things like internal temperatures...

whew!!!

i am a chatty kathy tonight...
wishingwell231

Granite City, IL

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#13
Jan 20, 2013
 
Isnt it standard "policy" that if you are stopped and do not have insurance you are not only ticketed and the vehicle is towed?
Brian

Edwardsville, IL

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#14
Jan 20, 2013
 

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I hope you become right someday. Supposedly our legislature thinks giving illegals will allow them t buy insurance. From my standpoint I just think Illinois will become a seller of drivers licenses to the Illegals nation wide with the sales proceeds being spent as per usual by them that be. Of course that also helps withe the hispanic block voters in Chicago so for the politicians its a win win situation. For us on the street it acomplishes nothing under my assumption. That;s why I wish your idea would come into play. However I have my doubts because the liberals will whine about rights and heavens knows they have to have a car in case one of the children need to go to the doctors etc etc etc
I also dont think they tow the car. Instead I think you are given a ticket to appear before a judge and prove proof of insurance. A friend of mine thats a cop told me that the state police have access to the insurance database so why not check and act accordingly? Thats not the system though and one can easily look at the county records and see the multitude of driving without insurance tickets and at the same time see that many of the people are cited multiple times for this because the penalties are just not stiff enough
Lets hope TWPRs idea floats even though I am so pessemistec that it will
hmmmmm

Barnhart, MO

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#15
Jan 20, 2013
 
you can pay a higher premium to carry the uninsured/underinsured rider on your policy. it helps if you get hit by one of these people.
Brian

Edwardsville, IL

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#16
Jan 20, 2013
 
hmmmmm wrote:
you can pay a higher premium to carry the uninsured/underinsured rider on your policy. it helps if you get hit by one of these people.
Exactly and yes I do myself. The thing is though once again we pay an additional fee, or tax if you may, to protect us from the ones that wont face up to their responsibilities. Carrying liability insurance should not need a law. Its a personal responsibility that all should meet.
By the way if I remeber correctly those that carry the minimum insurance under Illinois law provides 15,000 property damage and 20,000 per individual medical with 40,000 total per accident. Baseed upon these low values I personaly would advise everyone to carry under/uninsured motorists coverage because of those that wont
grandma

Granite City, IL

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#17
Jan 20, 2013
 
Last June our car was hit in a parking lot. Private property. We limped to Ford paid the $500.00 deductable and got it fixed. Our insurance co. is still trying to get the insurance of the other car to pay! It was clearly the other drivers fault and the cop wrote it up that way. Atleast our co. paid for our car to be repaired. Sure could use that $500.00 though.
The point I was headed for is that sometimes you end up paying even when you have insurance, and then wait for it to come back.
mari

Granite City, IL

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#18
Jan 21, 2013
 
wishingwell231 wrote:
Isnt it standard "policy" that if you are stopped and do not have insurance you are not only ticketed and the vehicle is towed?
no
Concerned Citizen

Edwardsville, IL

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#19
Jan 21, 2013
 

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the white power ranger wrote:
most vehicles have on board modules that store data that in the hands of a skilled tech could give all sorts of information even down to the breaking and acceleration habits of the driver..
with newer technologies with companies like on star and body module flash programming...
it would be nothing for new vehicles and after market vehicles to have a device added into the body module that when you pay your insurance..the agent can "consent" the vehicle to operate properly while the insurance is valid on the vehicle...
it would work similar to a fuel gauge..
instead of explaining this here...i probably should have called the patent company first...
Insurance companies have been doing this for ten years. Don't hurt get hurt patting yourself on the back for a technology that has been advertised in TV commercials for years.
mari

Granite City, IL

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#20
Jan 21, 2013
 
My son was hit about two weeks ago by a uninsured driver,she ran her stop.She totaled my son's minivan.He of course had to go car shopping which cost him money and time.Her vehicle should have been towed for not having insurance.

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