flood insurance REQUIRED

[for real]

I know everyone doesn't believe this or even heard about this , but it is true,CHECK WITH YOUR OWN INS> AGENT.....please keep this coming to the top , so people start noticing it,,FEMA is going to force mortgage companies to require FLOOD INS,, and this will be for ALL loans,,,not just the future loans, but the loans that are current,,,everyone MUST understand this,,,REP Costello needs everyones help,,,,this is from Dupo , going north (I believe) all the way to Wood River,,,150,000 homes......aband this insurance isn't even close to the cost that it once was,,for example,,it might cost 300-400 now... it will be ,just figure 1,000-2,000 dollars,,,,,and it has to be paid all at once......so please spread the word ,and keep this near the top .....the is a letter going around,, that they are wanting everyone to send to BUrris and Durbin,, to help Costello,,,check Dupo topix for some info

[Krissy]

for real wrote:

I know everyone doesn't believe this or even heard about this , but it is true,CHECK WITH YOUR OWN INS> AGENT.....please keep this coming to the top , so people start noticing it,,FEMA is going to force mortgage companies to require FLOOD INS,, and this will be for ALL loans,,,not just the future loans, but the loans that are current,,,everyone MUST understand this,,,REP Costello needs everyones help,,,,this is from Dupo , going north (I believe) all the way to Wood River,,,150,000 homes......aband this insurance isn't even close to the cost that it once was,,for example,,it might cost 300-400 now... it will be ,just figure 1,000-2,000 dollars,,,,,and it has to be paid all at once......so please spread the word ,and keep this near the top .....the is a letter going around,, that they are wanting everyone to send to BUrris and Durbin,, to help Costello,,,check Dupo topix for some info

I have some letters for people to sign and send to the senators if ya'd like. Unfortunately people doesn't want to spend less than a dollar to fight the cause.

[Too Funny]

for real wrote:

it might cost 300-400 now... it will be ,just figure 1,000-2,000 dollars

From what I was told is yes it may cost that $1000-$2000 but only if you don't have it in place before it is mandated. We decided to get it last year when this first came up & the above is what I was told, if it is true or not I have yet to see. Now if the cost does go to $1000-$2000 I'll move and most likely just abandon the house because there is no way I could afford an extra $85-$170 a month added on to what I pay out now and I definitly couldn't pay it all at once.

[for real]

Too Funny wrote:

<quoted text>
From what I was told is yes it may cost that $1000-$2000 but only if you don't have it in place before it is mandated. We decided to get it last year when this first came up & the above is what I was told, if it is true or not I have yet to see. Now if the cost does go to $1000-$2000 I'll move and most likely just abandon the house because there is no way I could afford an extra $85-$170 a month added on to what I pay out now and I definitly couldn't pay it all at once.

thats great you have it now,,,,,just place a call to your agent,, get the scoop,,then start spreading the word,,,get your hands on letters to be signed and mailed,,every1 just mail it 1 time (.44 cents)

[Krissy]

Too Funny wrote:

<quoted text>
From what I was told is yes it may cost that $1000-$2000 but only if you don't have it in place before it is mandated. We decided to get it last year when this first came up & the above is what I was told, if it is true or not I have yet to see. Now if the cost does go to $1000-$2000 I'll move and most likely just abandon the house because there is no way I could afford an extra $85-$170 a month added on to what I pay out now and I definitly couldn't pay it all at once.

You can get "grandfathered" into a zone, but it's no guarantee your premiums won't increase. And when has an insurance company not raised premiums at any chance they could??

[Too Funny]

Krissy wrote:

<quoted text>
You can get "grandfathered" into a zone, but it's no guarantee your premiums won't increase. And when has an insurance company not raised premiums at any chance they could??

and as of right now I am NOT in the flood plain. 3 blocks down the street is though, go figure.

[Krissy]

Too Funny wrote:

<quoted text>
and as of right now I am NOT in the flood plain. 3 blocks down the street is though, go figure.

better start fighting now before they get you

[for real]

Too Funny wrote:

<quoted text>
and as of right now I am NOT in the flood plain. 3 blocks down the street is though, go figure.

are you sure,,,state farm in Cahokia/Bruce Doyle,s,, you'll get straight answers

[No Water]

Check on the columbia site. You will find all kinds of info on this.

[Too Funny]

Krissy wrote:

<quoted text>
You can get "grandfathered" into a zone, but it's no guarantee your premiums won't increase. And when has an insurance company not raised premiums at any chance they could??

I called and asked & I guess either I was told wrong when I asked the last time or I misunderstood what I was told. IF they change the flood plain the way they are saying it will be mine flood insurance will go up at least 6 fold. Plain and simply put I will be forced out of my house of 20plus years. But I heard that as of right now Jerry F. Costello may have gotten all of this put on hold until at least 2012. I will be writing him & complaining about this because with my HIGH TAXES on my house($2200) & the additional flood insurance($1200 or more) cost would hit us hard in the pocket book to the point we would have to move, peroid.
Screw that garbage, we already pay some of the highest taxes in the state and now that want to pull this BS. They can have my house & the lost tax base that will come with it as it sit empty for years like the other 5 houses near me, F'em all..

[Krissy]

Too Funny wrote:

<quoted text>
I called and asked & I guess either I was told wrong when I asked the last time or I misunderstood what I was told. IF they change the flood plain the way they are saying it will be mine flood insurance will go up at least 6 fold. Plain and simply put I will be forced out of my house of 20plus years. But I heard that as of right now Jerry F. Costello may have gotten all of this put on hold until at least 2012. I will be writing him & complaining about this because with my HIGH TAXES on my house($2200) & the additional flood insurance($1200 or more) cost would hit us hard in the pocket book to the point we would have to move, peroid.
Screw that garbage, we already pay some of the highest taxes in the state and now that want to pull this BS. They can have my house & the lost tax base that will come with it as it sit empty for years like the other 5 houses near me, F'em all..

It's not Jerry you need to complain to...he's needing the senators help. Write to both of them.

[for real]

"bringing to the top"...

[Mrman]

for real wrote:

I know everyone doesn't believe this or even heard about this , but it is true,CHECK WITH YOUR OWN INS> AGENT.....please keep this coming to the top , so people start noticing it,,FEMA is going to force mortgage companies to require FLOOD INS,, and this will be for ALL loans,,,not just the future loans, but the loans that are current,,,everyone MUST understand this,,,REP Costello needs everyones help,,,,this is from Dupo , going north (I believe) all the way to Wood River,,,150,000 homes......aband this insurance isn't even close to the cost that it once was,,for example,,it might cost 300-400 now... it will be ,just figure 1,000-2,000 dollars,,,,,and it has to be paid all at once......so please spread the word ,and keep this near the top .....the is a letter going around,, that they are wanting everyone to send to BUrris and Durbin,, to help Costello,,,check Dupo topix for some info

For real isn't lying this is serious.isn't this just what people need,to give more of their hard earned money to the rich.

[haha]

Someone should be posting the letters around town to get people to sign, and send off. I know I will.

[Krissy]

haha wrote:

Someone should be posting the letters around town to get people to sign, and send off. I know I will.

I have some at Bob's Tavern, K&J store, Dupo Legion, Dupo VFW, Dupo Library, the Tavern that use to be Bob & Michelle's/Jack & Kathy's...haven't had time to do more just yet. Where do you want me to go next??? I'll have time Saturday.

[Krissy]

Krissy wrote:

<quoted text>
I have some at Bob's Tavern, K&J store, Dupo Legion, Dupo VFW, Dupo Library, the Tavern that use to be Bob & Michelle's/Jack & Kathy's...haven't had time to do more just yet. Where do you want me to go next??? I'll have time Saturday.

Oops, also Dairyland.

[haha]

Krissy wrote:

<quoted text>
I have some at Bob's Tavern, K&J store, Dupo Legion, Dupo VFW, Dupo Library, the Tavern that use to be Bob & Michelle's/Jack & Kathy's...haven't had time to do more just yet. Where do you want me to go next??? I'll have time Saturday.

Those places are all fine I just didnt know they were out there lol

[Krissy]

haha wrote:

<quoted text>
Those places are all fine I just didnt know they were out there lol

If Cahokians are willing to sign and send I'd love to put them all over there too. I gave a couple of people in Columbia some too. The more the merrier.

[nobody special]

talked to an insurance agent. thestory is that the mortgage holders may or may not require you to have flood insurance.the flood zones are being re-done. but it is not the state making it mandatory,but it could be the company who holds the mortgage

[New Trucker]

My house is paid for so they can't force this on me.
Recently I had a talk to my insurance agent about the earthquake insurance and told him the old house has been standing since 1932.
His reply was, it hasn't hit yet and I started laughing and told him , exactly.
This is an insurance scam to get your money.
The old levees were built right back in the day when men would work and they built them right but they may need some upgrading now so make your own choice.
I won't pay it.