Fundraisers for Funeral Expenses?

[Geico]

Really? Not trying to be an @$$ here but come on people. Ching@O!!!! Have you people ever heard of life & accident insurance? The cost of a monthy payment is less than what you spend getting drunk in one weekend.

[estaspendejo]

Really considering you think you are smart but im assuming you are really stupid. First we live in ep. There are hardly any jobs here and most people don't have insurance ok. So a plate sale to cover funeral costs would be the second best thing. Hey not everyone has that kind of money. And yes you are an ass for posting such stupid thread. Only in ep.

[Winner]

Geico wrote:

Really? Not trying to be an @$$ here but come on people. Ching@O!!!! Have you people ever heard of life & accident insurance? The cost of a monthy payment is less than what you spend getting drunk in one weekend.

It isn't your place to pass judgment on anyone else's financial situation. Also, life insurance is something people typically consider if they are earners, not teenagers. Think about it: if a family had enough disposable income to insure the lives of the children, it would probably have enough to cover the funeral expenses, and this would be a non-issue. People don't normally consider death as a likelihood for their kids, and thus don't normally make financial arrangements for that possibility.

[omg]

What a sad comment posted by "geico" I'm sure u haven't been in a situation where unexpectedly a family member dies. Pray to God it never happens to u or ure family and if it does make sure every single one of them has life ins. Otherwise I'm sure u will opt to do what's best @ that time, Fundraise!

[AllState]

Geico is not an @$$ for posting this, he is just being a responsable adult. Something that EP adults lack, responsability. Home, Car, life, health, accident insurance should be priority in every adult's financial budget. I am not wealthy in any kind of way but my home, cars, and family members are covered in case of any kind of uneventful circumstance.

[right]

I don't buy it Allstate. You're the same idiot geico. You can't fool us pendejo. You're posts are stupid just like you.

[AllState]

I'm not the pendejo. This is a pendejo:
Yo no compro life insurance que alcabo cuando me muera ay haber como le hacen. Not my problem!!! I'll be dead already! Mejor me gasto mi dinero en unas chelas bien heladas. Ajjjjuaaaa!

[Winner]

AllState wrote:

Geico is not an @$$ for posting this, he is just being a responsable adult. Something that EP adults lack, responsability. Home, Car, life, health, accident insurance should be priority in every adult's financial budget. I am not wealthy in any kind of way but my home, cars, and family members are covered in case of any kind of uneventful circumstance.

Are you insured so that your family benefits in the event that YOU die, or are your children insured so that you benefit in the event that THEY die? I assume that the former is a certainty, but is the latter also the case? If so, why?

Life insurance policies are designed to cover adults, so that their dependents receive money to offset the loss of income should the the insured die. In the case of children, there is typically no loss of income, and the only financial burden would be the funeral expenses. Since funeral expenses are not staggering, and the likelihood of a child dying is not great, it does not make financial sense to spend money on life insurance for a child. You would be better served saving money for college expenses or for a rainy day, UNLESS, of course, the family has no money to spare. Thus, the fundraiser comes into play.

[AllState]

My husband and I both have life insurance that would either benefit each other and our children in case either of us should pass. We also have and accidental insurance for the whole family, that covers any small or major accident and in the case of death by accident there is an additional lump sum that would cover funeral services. Since the rate of cancer in EP is very high, I also have a cancer insurance for the family.

[Winner]

AllState wrote:

My husband and I both have life insurance that would either benefit each other and our children in case either of us should pass. We also have and accidental insurance for the whole family, that covers any small or major accident and in the case of death by accident there is an additional lump sum that would cover funeral services. Since the rate of cancer in EP is very high, I also have a cancer insurance for the family.

That's great. Now, if you were living paycheck to paycheck and could only afford to keep one policy, which would it be?

[People please]

If u want to help, help...if not dont worry about it...

[Winner]

People please wrote:

If u want to help, help...if not dont worry about it...

Exactly.

[Really]

Do u really think that right now the parents of this child are the ones doing the fundraiser? No!! It's the friends that are trying to help in anyway possible to help lessen the burden of losing a child. Stop passing judgement on a tragedy and just say nothing...think of the parents and the family of his poor child and the suffering they are going through and pray for them. No one is forcing anyone to help unless they want to.

[Average Jane]

Winner wrote:

<quoted text>
That's great. Now, if you were living paycheck to paycheck and could only afford to keep one policy, which would it be?

Mostly everybody lives paycheck to paycheck, that still doesn't justify not having insurance. People can go out drinking to bars and go to dances but they can't make an insurance payment? It just doesn't make sense. Having a family is more than just a roof over their heads and food on the table. It is our abligation as parents to be able to provide...and we as adults are not able to, then we shouldn't be having children.

[lovealcohol]

Nothing comes between me and my beer. NOTHING!!!!!!

[Right On]

Winner, once again you are right on. It's apparent that some lack the intellect to comprehend the point you are trying to make. So sad.

[Progressive]

We buy insurance with the purpose to never use it. people dont like to buy insurance cuz do not want to spend that extra 30.00 on an insurance but yet they will go to the casino and spend it or weekend fun. or other extra curricular activities. but this forum is abt helping the people in need. Lets help out the plate sales!!

[Question]

So what happens if you don't have insurance and your family has no means of paying for funeral services and you have no "fundraiser" to help out your family with these expenses? What can happen?