This site can help you finding the best option for you:@www.credit-solutions.infoFor every Real Estate Agent and Lawyer please read my story and give me your feedback?I recently sold my house short sale. Before I listed it for short sale I tried to refinance and do a loan modification but was rejected twice.
So I called my bank and asked about the effect of a short sale on my credit and the customer service told me that the short sale will not effect my credit at all if I kept my payment current until we sell the home.
Anyway to make the story short, the house was sold and I called the bank to make sure that they will report as paid in full or as agreed and they claimed that they never told me that. Unless I remember when and to whom I spoke with that they will not honor anything,
I was so frustrated, and we fought for a whole week with no result and they came back saying if that I have to provide the time and to whom I spoke with.
I spent one night looking at my 2000 pages of phone bill and guess what? I found when exactly I made the call, so I forward this information to them hoping to get them locate that recorded message.
Guess what , I got phone call from my bank claiming that they found the recorded message and they claimed that it was their mistake for misinforming me, and it was a human error, and they will not honor this because they don't want to mislead reporting to credit bureau.
I went back to fighting with the LOSS Mitigation Dept Manager and told her to go check the recorded message for herself and she came back admitting in writing that I was right and the representative advised me that short sale will not effect my credit;however, they will not able to honor it.
I have the proof that I was misinformed and was lied to. I don't want them to destroy my credit.
What should I do? Should I keep fighting? Hire a lawyer ? Or dispute it when it hits my credit report?
If you are a lawyer or an agent or anything, please help me and give me your honest opinion.
For every Real Estate Agent and Lawyer please read my story and give me your fee
Posted in the Drakes Branch Forum
#2 Nov 14, 2013
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