Help with a collection letter?

Help with a collection letter?

Posted in the Cumberland Forum


Atlanta, GA

#2 Dec 6, 2013
trevinotkuquj wrote:
Help with a collection letter?I received a collection letter from Asset Acceptance on an old telephone account. Years ago I owed money to SBC in Wisconsin (where I used to live). Because I was negligent, SBC marked my credit report with a negative inquiry. As of last year, my account with SBC has been removed off my TransUnion credit report.

I now have a letter from Asset Acceptance stating that I owe SBC Illinois (not Wisconsin). I do now live in Illinois. However, I never had a phone line in Illinois with SBC. This letter states that I owe Asset Acceptance $352.92, but they are willing to settle "my debt" for only $105.88. In other words, Asset Acceptance followed my information from Wisconsin to Illinois.

I am asking of your help!! I do not know how to handle this letter. I ask if I should ignore this letter. If I do, will this go onto my credit report? Please advise. I would greatly appreciate it!.
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