Can't Get Approved for an FHA loan........ What are my options?
Posted in the Cumberland Forum
#1 Nov 1, 2013
Can't Get Approved for an FHA loan........ What are my options?My fiancee and I were looking for the longest for a home to purchase. Finally we found the one. There is one problem. I have a credit score above 720 but I am self employed and my income has been very low due to an accident last year. My fiancee has about $60,000 income and a 582 credit score. We went to apply for an FHA loan and we were told that we do not qualify. Is there any other way to get approved for a home. We were hoping to put 3.5% down. We are willing to make a bigger down payment. However, we are so discouraged and we dont know what to do. We really want a house. Any suggestions? We would really appreciate it.:((
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