Magazine subscriptions and bill payments?I subscribed to a fashion magazine and was only after the first mag that was for free, but I accidentally forgot to write cancel on the bill they sent me and now they've sent me a new mag. I am going to send it tomorrow, but I read a lot of people saying if you don't pay it will mess up your credit. How does that work? I mean I never gave them credit card details or my real name. They do have my address though.