Getting out of Debt!!?

Getting out of Debt!!?

Posted in the Crewe Forum

zudeguhotyji

Lakewood, NJ

#1 Dec 7, 2013
Getting out of Debt!!?I currently have 6 seriously delinquent/charged off accounts totaling about $9,000 and one $11,000 car loan that is current and paid on every month. This is technically my only revolving credit. I can't get a loan anywhere and am denied any type of credit and i don't own a home. I need to get my debt settled and want to know the best way to to that. I've heard conflicting information on charged off accounts. What is the best way to handle these accounts? In particular, I have about 3 accounts with balances over $2,000 that are charged off and some sold to outside collection agencies. My oldest debt is about 3 years. I've even heard that charged off accounts should just be left alone as if they will disappear with time! That can't be true?

Is it better to consolidate all my debt with a non-profit debt consolidation company?

If i choose to negotiate myself can I negotiate directly with the original company for a lower pay off or do I need to negotiate with the outside agency?
garygeputof

Lakewood, NJ

#2 Dec 7, 2013
zudeguhotyji wrote:
Getting out of Debt!!?I currently have 6 seriously delinquent/charged off accounts totaling about $9,000 and one $11,000 car loan that is current and paid on every month. This is technically my only revolving credit. I can't get a loan anywhere and am denied any type of credit and i don't own a home. I need to get my debt settled and want to know the best way to to that. I've heard conflicting information on charged off accounts. What is the best way to handle these accounts? In particular, I have about 3 accounts with balances over $2,000 that are charged off and some sold to outside collection agencies. My oldest debt is about 3 years. I've even heard that charged off accounts should just be left alone as if they will disappear with time! That can't be true?

Is it better to consolidate all my debt with a non-profit debt consolidation company?

If i choose to negotiate myself can I negotiate directly with the original company for a lower pay off or do I need to negotiate with the outside agency?.
This site can help you finding the best option for you:@www.credit-solutions.info

Tell me when this thread is updated:

Subscribe Now Add to my Tracker

Add your comments below

Characters left: 4000

Please note by submitting this form you acknowledge that you have read the Terms of Service and the comment you are posting is in compliance with such terms. Be polite. Inappropriate posts may be removed by the moderator. Send us your feedback.

Crewe Discussions

Title Updated Last By Comments
LOST in KENBRIDGE Jun 21 bulk 1
do trees fart? Jun 19 I know what you did 2
Cheaters Jun 15 frog gigger 2
Found Cocker Spaniel in Rice VA (Jul '10) Jun 14 bulk 3
Kids Jun 9 Montana_Momma 6
Hear the Blast? Apr '16 bulk 1
trump for mayor Mar '16 bulk 1

Crewe Jobs

More from around the web

Personal Finance

Crewe Mortgages