rabbee: voluntary according to whom, the realtors associating that formed to governs it? getting voluenteered into something, does not constitute true volunteerism. when you must consider housing market situations, plus cost and price. and most people in any hoa, do not really understand what they are getting into. and cannot even comprehend, how they are paying double the property tax.<quoted text>
Doesnt matter, it is an example of a voluntary government and works through a real contract unlike the imaginary social contract that you talk about.
and even if you, live within a hoa. the city or state, will not take care of your roads, or utilities. but you still have to pay the state and or city tax for them. and the hoa association, has even been known, to sell someones home without the owners permission. the hoa is a republic, not a democracy.