Are you nuts?<quoted text>
Insurance companies can't ration anything. They may not pay for something, but not refuse to allow a patient to make a choice for themselves.
On the other hand, many of these Commie Care plans are only affordable for catastrophic coverage meaning many will avoid seeking medical help unless it's a real emergency. Those pushed over to Medicaid which is the worst possible healthcare plan may get second rate doctors because good doctors refuse to treat those patients.
Placing caps on what insurance will pay is DEFINITELY rationing! Probing ones medical records to deny covering a medical surgery or proceedure is most definitely rationing. Don't even go there - my wife once worked for one of the largest insurance companies, handling claims, and they were trained specifically to probe through a claimants files to deny coverage - THEY ALL DO/DID IT!
"Rationing to me is when we are denying medical care that is helpful to patients, on the basis of costs," said cardiologist Dr. Rita Redberg, a medical school professor at the University of California, San Francisco. "We have a lot of medical care that is not helpful to patients, and some of it is harmful. The problem is when you talk about getting rid of any type of health care, someone yells,`Rationing.' "
"An investigation by CBS’ 60 Minutes has exposed one of the nation’s largest hospital chains as apparently pushing their staff of doctors to admit patients into the hospital to meet quotas, and a medicare fraud expert and former employee has accused the chain of over-billing medicare.
The investigation was centered around the admission practices of a large chain of hospitals owned by Health Management Associates (HMA), the nation’s fourth largest for-profit hospital chain. The hospital chain brought in $5.8 billion last year. And almost half of this came from Medicare and Medicaid. The chicken and the egg: Admit more patients, bill more to Medicare and Medicaid."