If you want motorcycle insurance do you have to have auto insurance with that c
Posted in the Chesterfield Forum
#1 Mar 1, 2013
If you want motorcycle insurance do you have to have auto insurance with that company?
I'm 16 and want to get a motorcycle and the cost was only $160 for the lowest price annually on a Progressive on the online quote. The bike would be a 1987 Suzuki SP 125 and have taken MSF course. So my question is really why is the price so cheap? I did the same information on Geico and it said it would not even insure me! I hear about rates for 16 year olds in the $1000s! Is there another part of the insurance that they are hiding from me? Or would all i have to pay in total is $160? Do i have to have auto insurance with them too?
I am very unfamiliar with insurance so it would be nice for someone to explain it to me.
SOLUTION: You can compare quotes for free from different companies at: INSUREFOREVERYBODY.INFO
Since: Feb 13
#2 Mar 4, 2013
There are a few factors that could be the cause here. First of all, the value of your motorcycle will affect your insurance policy greatly. If you motorcycle is less valuable, less expensive to fix then the insurance company wont have to shell out as much money if there is an accident, therefore lowering your rate.
Next, I would look very closely at what type of coverage you are getting for $160. Some states require you to have different minimums for bodily injury and property. Look into what is required in your state, and look into that options you have. You can also call progressive and ask them about the quote you received :)
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