Students Receiving Free and Reduced Lunch in Albemarle on the Rise

School leaders in Albemarle County are noticing a less than encouraging trend. The number of at-risk students receiving free and reduced lunch is on the rise, and that affects how the county allocates its staff. Full Story
huck

Charlottesville, VA

#83 May 3, 2013
C-Ville Patriot wrote:
<quoted text>"If the financial institutions knew they were bottom feeders, why did they lend them the money?"
Because part of the "Community Reinvestment Act" put groups like ACORN on the front lines threating institutions with racial discrimination lawsuits for not lending to enough minorities. So the word came down from FANNIE and FREDDIE to make the loans and they would buy them. So they buried the bad debt in with the good debt on Wall Street and on and on it went. I was saying for years that it was out of control. Bush kept calling for tighter controls on FANNIE and FREDDIE but the people in the video below kept telling us that everything was ok. Well there are reasons why they kept telling us this but mainly it was that they were in bed with them. Notice all the DEMS in the video trying to protect their DEM CEO friends at FANNIE and FREDDIE.
http://www.youtube.com/watch?v =UIjoW_IXos4XX
You listen to too much Rush and Schilling. It comes down to personal responsibility (doesn't it, conservative?) and little common sense that your bank and the realtor steering you that way to make the sale, are telling you lies, that you really CAN afford this mansion.
huck

Charlottesville, VA

#84 May 3, 2013
C-Ville Patriot wrote:
<quoted text>
But the VAST majority of foreclosures were from those who initially got into the market with those special loans.
You took a lot of words to agree with me.

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#85 May 3, 2013
huck wrote:
<quoted text>
You listen to too much Rush and Schilling. It comes down to personal responsibility (doesn't it, conservative?) and little common sense that your bank and the realtor steering you that way to make the sale, are telling you lies, that you really CAN afford this mansion.
When you have something productive to add let me know. I don't sell homes to people that can't afford them. What the hell is wrong with you? Yes personal responsibility is what I preach. Now what is your definition of a mansion?

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#86 May 3, 2013
huck wrote:
<quoted text>
You took a lot of words to agree with me.
The important part is that we found something to agree on.

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#87 May 3, 2013
huck wrote:
<quoted text>
You took a lot of words to agree with me.
However I do take offense to you saying that I lie to my customers just to get them to buy a house. If that were true I would not be able to keep my business going.
huck

Charlottesville, VA

#88 May 3, 2013
C-Ville Patriot wrote:
<quoted text>When you have something productive to add let me know. I don't sell homes to people that can't afford them. What the hell is wrong with you? Yes personal responsibility is what I preach. Now what is your definition of a mansion?
A home purchased by anyone who was suckered into a home they couldn't afford, and the country is still suffering from foreclosures.
huck

Charlottesville, VA

#89 May 3, 2013
I've purchased about nine homes, the last three on my own and saved the 6%. Realtors are nice and all, and smile, but they are only really interested in the sale.
Get Outta My Pocket

Waynesboro, VA

#90 May 3, 2013
Free? Anything but. Everyone except frree-range democrats are paying for it.
huck

Charlottesville, VA

#91 May 3, 2013
C-Ville Patriot wrote:
<quoted text>The important part is that we found something to agree on.
that the lure of mortgage interest write offs only make out of reach homes seem 'more affordable'
.
face it, it's a selling point of yours

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#92 May 3, 2013
huck wrote:
<quoted text>
A home purchased by anyone who was suckered into a home they couldn't afford, and the country is still suffering from foreclosures.
How does someone get suckered into something they can't afford? Were they illiterate? Or were they impulse buyers who didn't read the paperwork or didn't give much thought to making the payments if someone in the home lost their job? Were they mentally incapacitated? I've heard that argument before but it doesn't hold much water.

If someone says "we'll take it" without knowledge of how do budget and save for a rainy day. Or if they don't put any thought into their current situation and their prospects for future income. Or if they are just dum.b,as..ses who's fault is it?

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#93 May 3, 2013
huck wrote:
<quoted text>
that the lure of mortgage interest write offs only make out of reach homes seem 'more affordable'
.
face it, it's a selling point of yours
Not if they are buying within their means. Then the deduction offsets their taxable income and maybe they get a return form the Fed Gov so that they can pay for a summer camp for their kids. Or pay off Christmas or a novel idea would be to save it if you can. Not all realtors are the boogie man. You are generalizing an entire industry without knowing the people who are in it. Making assumptions never leads to the truth.
huck

Charlottesville, VA

#94 May 3, 2013
C-Ville Patriot wrote:
<quoted text>How does someone get suckered into something they can't afford? Were they illiterate? Or were they impulse buyers who didn't read the paperwork or didn't give much thought to making the payments if someone in the home lost their job? Were they mentally incapacitated? I've heard that argument before but it doesn't hold much water.
If someone says "we'll take it" without knowledge of how do budget and save for a rainy day. Or if they don't put any thought into their current situation and their prospects for future income. Or if they are just dum.b,as..ses who's fault is it?
They were suckered by the banks that wrote them the unrealistic loans and the realtors who got the kickbacks. They must be dumb as well. If they can't operate a calculator, they have no business taking out a loan.
huck

Charlottesville, VA

#95 May 3, 2013
C-Ville Patriot wrote:
<quoted text>Not if they are buying within their means.
which brings us back to the housing bubble
.
a good realtor could have prevented that, but alas, they work on commission

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#96 May 3, 2013
huck wrote:
<quoted text>
which brings us back to the housing bubble
.
a good realtor could have prevented that, but alas, they work on commission
Wow, I give up. You either have some jealousy issues or something because you can't logically explain half of your positions. You may think you have a good argument but you continue to make generalizations about entire groups of people without having even met them.

Oh, Baaaaaa....baaaaa
Hmmmmm

Charlottesville, VA

#97 May 3, 2013
C-Ville Patriot wrote:
<quoted text>You really don't understand the root causes to our problems in this country do you?...There are people you would consider rich and those you would consider poor. You post an article filled with statistics all cooked and designed to make America look bad in the eyes of the world. Most of it is rubbish that the OWS crowd spewed for months and never accomplished anything. If it is so much better overseas why haven't you moved? Why is it that the US is the number one destination in the world for immigration? The poorest among us have a better standard of living than those countries in your chart. I am sick and tired of people like you continuously tearing this country down and trying to demonize those of us who only want people to be responsible for their actions and not to expect everything from education to food and healthcare and cell phones and broadband to be handed to them without earning them. Your idea of a good country is a fantasy. Sorry; you have been suckered into a dream that will never come true.
I'm afraid that you all have it all backwards. I thoroughly understand the root causes of the problems. The problems stem, not from the growing concentration of political power or actions of the state but the growing centralization of economic power. That's what I said all the way at the beginning of this.

Go back to your own beliefs in persons making their own way -(its called "Liberalism" by the way). As you probably know you'll find the roots in the likes of Adam Smith & other philosophers of the Scottish Enlightenment along with our own founding fathers. None of them would have accepted the form of corporation that we allowed to exist by the turn of the 20th century. They would not have accepted intensely concentrated economic power for the same reasons that they opposed intensely concentrated political power. The issue, sir, is the concentration of social power. That is what has killed American Dream sir, and the current concentration of social power in massive organizations did not begin with our state. It is not I who has been suckered. I was just born into this mess and can see clearly what it going on.

As for the so-called "cooked" numbers? That is a very typical "don't confuse me with the facts" response. There is nothing cooked about them. It is also not in any way whatsoever an indictment of the USA. It doesn't tear it down or denigrate it. It reveals that, of all other industrialized nations on earth, we have been the most prone to allow economic power to become concentrated. The political right in this country puts out the constant barrage of ideology that helps continue it. Even while it professes to be the protector of the Dream, it is most instrumental in killing it. It is all based on a complete and total misunderstanding of social inequality. I'm sorry if you will cling to your ideology rather than just taking a good hard look at social inequality.

As for your ideology - its great. I'm with it. But it stopped being realistic about 150 years ago. The classical Liberals of the world (this includes the whole political "right" and "left" in the US) consistently overlook the organizational revolution of the turn of the 20th century. A new monster arose - a new centralizer of power and trampler of the rights of persons and communities. It was the corporate form as we know it. Faced with opposition to its existence it was cloaked in the now outdated Liberal language of individual rights and responsibilities. Much of our culture, including you, has now bought it. Until you see that - you are the sucker sir.
huck

Charlottesville, VA

#98 May 3, 2013
C-Ville Patriot wrote:
<quoted text>Wow, I give up. You either have some jealousy issues or something because you can't logically explain half of your positions. You may think you have a good argument but you continue to make generalizations about entire groups of people without having even met them.
Oh, Baaaaaa....baaaaa
OK, where are my 'generalizations incorrect? No jealousy issues, just don't see the need for a realtor. We are discussing the 'groups of people' who could not afford the mortgages they were sold. Why do you think I need to meet them?
huck

Charlottesville, VA

#99 May 3, 2013
Hmmmmm wrote:
<quoted text>
It is all based on a complete and total misunderstanding of social inequality.
Interesting. Please elaborate.

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#100 May 3, 2013
Hmmmmm wrote:
<quoted text>
I'm afraid that you all have it all backwards. I thoroughly understand the root causes of the problems. The problems stem, not from the growing concentration of political power or actions of the state but the growing centralization of economic power. That's what I said all the way at the beginning of this.
Go back to your own beliefs in persons making their own way -(its called "Liberalism" by the way). As you probably know you'll find the roots in the likes of Adam Smith & other philosophers of the Scottish Enlightenment along with our own founding fathers. None of them would have accepted the form of corporation that we allowed to exist by the turn of the 20th century. They would not have accepted intensely concentrated economic power for the same reasons that they opposed intensely concentrated political power. The issue, sir, is the concentration of social power. That is what has killed American Dream sir, and the current concentration of social power in massive organizations did not begin with our state. It is not I who has been suckered. I was just born into this mess and can see clearly what it going on.
As for the so-called "cooked" numbers? That is a very typical "don't confuse me with the facts" response. There is nothing cooked about them. It is also not in any way whatsoever an indictment of the USA. It doesn't tear it down or denigrate it. It reveals that, of all other industrialized nations on earth, we have been the most prone to allow economic power to become concentrated. The political right in this country puts out the constant barrage of ideology that helps continue it. Even while it professes to be the protector of the Dream, it is most instrumental in killing it. It is all based on a complete and total misunderstanding of social inequality. I'm sorry if you will cling to your ideology rather than just taking a good hard look at social inequality.
As for your ideology - its great. I'm with it. But it stopped being realistic about 150 years ago. The classical Liberals of the world (this includes the whole political "right" and "left" in the US) consistently overlook the organizational revolution of the turn of the 20th century. A new monster arose - a new centralizer of power and trampler of the rights of persons and communities. It was the corporate form as we know it. Faced with opposition to its existence it was cloaked in the now outdated Liberal language of individual rights and responsibilities. Much of our culture, including you, has now bought it. Until you see that - you are the sucker sir.
How long did it take you to dig up your political science notes to regurgitate that load of crap?

You keep fighting the good fight. And good luck with the unicorns.

“Equal Opportunity Not Results!”

Since: Nov 08

Charlottesville

#101 May 3, 2013
Hmmmmm wrote:
<quoted text>
I'm afraid that you all have it all backwards. I thoroughly understand the root causes of the problems. The problems stem, not from the growing concentration of political power or actions of the state but the growing centralization of economic power. That's what I said all the way at the beginning of this.
Go back to your own beliefs in persons making their own way -(its called "Liberalism" by the way). As you probably know you'll find the roots in the likes of Adam Smith & other philosophers of the Scottish Enlightenment along with our own founding fathers. None of them would have accepted the form of corporation that we allowed to exist by the turn of the 20th century. They would not have accepted intensely concentrated economic power for the same reasons that they opposed intensely concentrated political power. The issue, sir, is the concentration of social power. That is what has killed American Dream sir, and the current concentration of social power in massive organizations did not begin with our state. It is not I who has been suckered. I was just born into this mess and can see clearly what it going on.
As for the so-called "cooked" numbers? That is a very typical "don't confuse me with the facts" response. There is nothing cooked about them. It is also not in any way whatsoever an indictment of the USA. It doesn't tear it down or denigrate it. It reveals that, of all other industrialized nations on earth, we have been the most prone to allow economic power to become concentrated. The political right in this country puts out the constant barrage of ideology that helps continue it. Even while it professes to be the protector of the Dream, it is most instrumental in killing it. It is all based on a complete and total misunderstanding of social inequality. I'm sorry if you will cling to your ideology rather than just taking a good hard look at social inequality.
As for your ideology - its great. I'm with it. But it stopped being realistic about 150 years ago. The classical Liberals of the world (this includes the whole political "right" and "left" in the US) consistently overlook the organizational revolution of the turn of the 20th century. A new monster arose - a new centralizer of power and trampler of the rights of persons and communities. It was the corporate form as we know it. Faced with opposition to its existence it was cloaked in the now outdated Liberal language of individual rights and responsibilities. Much of our culture, including you, has now bought it. Until you see that - you are the sucker sir.
Making your own way MIGHT be liberalism. But relying only on yourself to get there is Conservatism.
Dude

Bumpass, VA

#103 May 3, 2013
C-Ville Patriot wrote:
<quoted text>"you could careless if people could afford it or not, you just need them to close."
Not true, I need to people to be successful and do well in their homes in order to sustain my business for future customers. Also the lending standards have gotten back to normal so the people that are buying homes can afford them now. Funny, you made the comment that you made because one of the questions I ask people is; if one of you lost your job could you get by on one income.
Oh yeah, sure... once you got the commission; you don't care, I'm not eating the shiiit you're trying to feed me. If they got financing, it's not your problem. I bet you had an appraiser and loan officer on speed dial, probably one from WaMu

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