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Since: Dec 11
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Arnold-Ziffel wrote: <quoted text> And if the Insurance Companies would have had a little more concern for their clients who paid their hard earned money to them, they may not have found themselves in this situation. Pre-existing conditions was a great downfall for them in health insurance, and many people lost their homes and property due to this. Should we have let them continue on? The easy solution would have been torrent reform and to allow insurance companies to sell across state lines. This would've capped the frivolous lawsuits brought forth by the slick haired lawyers (John Edwards) and would've increased competition, thus lowering the cost, but neither of these great ideas would've allowed the govt to take over and create a new revenue stream! I ask, when has the govt EVER taken over anything and produced a better outcome than was being produced before they confiscated it? Never! Why should Americans expect a different outcome now? Pre existing conditions? I ask you, if you had no car insurance and you had a wreck, should you be allowed to run and purchase insurance real quick before you reported the accident? What's the difference? Currently, by law, if you have insurance and a "condition" and for some reason you lose your insurance, you legally have 30 days to acquire new insurance and they HAVE to accept your "condition", If you wait 31 days, legally they don't. The problem with most lies within a lack of self responsibility (and knowing the law), they wait on someone else to take care of things for them. Also, if someone loses insurance, why in the hell would they purchase COBRA? You can get a policy through a regular insurance company at a cheaper rate than COBRA any day of the week and twice on Sunday....the trick is to do it within 30 days.
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Since: Dec 11
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The Enemy Within wrote: <quoted text> I would advise more people to educate themselves and listen less. That's what's wrong with the youth today. No one is being taught critical thinking. Todays youth are not making decisions for themselves. They are being given pre-selected choices. I hire people all the time and I can assure you today's 20 something generation can be scary. Here Here
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Since: Dec 11
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Arnold-Ziffel wrote: <quoted text> And if the Insurance Companies would have had a little more concern for their clients who paid their hard earned money to them, they may not have found themselves in this situation. Pre-existing conditions was a great downfall for them in health insurance, and many people lost their homes and property due to this. Should we have let them continue on? Also, if Obamacare is so great, why did Congress excuse themselves from partaking in the program?
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“Arch Nemisis of Democrats”
Since: Jun 12
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Pro-American wrote: <quoted text>Also, if Obamacare is so great, why did Congress excuse themselves from partaking in the program? Because even they know when a dog shits in the yard, no matter how much cherry syrup you pour on it, you still have a big, fresh, steamy, not too hard, not too soft, pile of crap. Unfortunately, the democrats and liberals were able to convince the rest of their constituents that the cherry syrup was a good idea. So the rest of ya'll will have to take a bite. Enjoy, my wife and I will be watching from afar as we make more money, buying seven's company out and terminating his employment.
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Since: Dec 11
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waco1909 wrote: In America,2013, you don't have to be black, to be poor.There's plenty of poverty for all. And by 2016, they'll be plenty more poverty to go around!
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Allen
Horse Shoe, NC
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waco1909 wrote: <quoted text> My mother, who was very bright, was jerked out of school at age ten, to work the tobacco fields.For her, this was a bitter pill to swallow, she had been an excellent student, her dreams of an academic future were destroyed, in order to live the life of a poverty stricken sharecropper. Clearly this is not a choice your mother would have made. By age ten, in that day if you could read, write and do some basic math they figured you were educated enough. It took entire families working together to ensure survival. This is what I mean when I say that poverty is part choice and part circumstance. My grandfather left my grand mother with eight children. Four boys and four girls. My mother left her one room school house in eighth grade. She worked the fields also and followed my grandmother to the tops of ridges and down through hollows gathering herbs and such to sell at the market and to make medicine. If there was any such thing as welfare then they did not know it.
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Since: Sep 12
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Pro-American wrote: <quoted text>And by 2016, they'll be plenty more poverty to go around! I'm beginning to think that will be the facts. Dang, it seems people are "seeing what's in it" now that it's being read, Obamacare, that is, looks like Silver is going to be correct.
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TSF
Lillington, NC
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You are half way there. Now they know that you cannot be buffaloed with BS and that you will not roll over. Dealing with the adjuster will likely be just as demanding. Document everythig with copies, names, dates, details of conversations , etc. just in case you end up needing the help of the NC Attorney Generals consumer protection division in Raleigh. Be prepared to fight with them for years if necessary. If you cannot settle within 18 months, get an attorney so you can still file suit against the bastards. Makin bacon wrote: <quoted text> TSF, I managed to find a feeling that somehow could outdo hate today. I won't bore you with all facts, but it was a homeowner's issue. I first started with what would make sense to most people, the insurance agency on my dad's homeowner's policy and from there it morphed from one run around to another to another... and every person I spoke with managed to get dumber, dumber and more dumberer!! Initially, I asked the first lady if the problem was covered under my dad's homeowners and I actually got this answer from her "Honey I don't know, I just work here and I have been for 33 years." I knew I was in trouble. Turns out they were only the agents that sold the insurance and after that I went through 3 insurance agencies and finally was told "your dad doesn't have a policy with us." I said he better have or else they owed him a good bit of money for all the checks I had written yearly to pay his premiums. Then they found an insurance agency, probably the Acme Insurance Company or something and told me they were owned by Liberty Mutual and I would need to speak to them because they had recently acquired several insurance companies. By this time my head is spinning around worse than the girl's head on the Exorcist and I'm one more "you'll need to speak to this person" from levitating and puking green through the phone. Finally, after numerous phone calls, and literally hours spent repeating my story to people like "Jen", "Matt", "what's going on, this is Josh" and "Kimmy", we found resolution. I had to pull out the big gun, "I'm calling the N.C. Insurance Commissioner and we'll let him settle this" and "hey Josh" managed to find someone over the age of 26, and it wasn't Jen's whose dog had died and she had to bury it with it's head toward the house so it could always see his home and what she was doing and Kimmy who had a voice like someone toking on a helium balloon. I think and let me reiterate, I THINK, tomorrow an adjuster is actually going to show up. You know TSF, there's no sense in what I went through today. I don't drink, but I was sorely tempted to start.
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TSF
Lillington, NC
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You have just written the perfect definition of republikan. waco1909 wrote: <quoted text> We live in the Land of the Lost.Reading is officially a lost art.Since reading comprehension is so vital, the ability to comprehend what is said is also being watered down.Linear thought becomes merely an amorphous concept.People no longer accumulate facts for their opinions, instead they form opinions, and cherry pick "facts"to back up their opinions.disregarding any inconvenient information contrary to their"beliefs", substituting raw emotion for clear thinking.
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TSF
Lillington, NC
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Pro wrote:the slick haired lawyers (John Edwards) and would've increased competition, thus lowering the cost, but neither of these great ideas would've allowed the govt to take over and create a new revenue stream! Get the movie "The Candidate"
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Since: Sep 12
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TSF wrote: You have just written the perfect definition of republikan. <quoted text> It's the perfect definition of most of the general public.
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“Try”
Since: May 12
Houston
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Allen wrote: <quoted text> Clearly this is not a choice your mother would have made. By age ten, in that day if you could read, write and do some basic math they figured you were educated enough. It took entire families working together to ensure survival. This is what I mean when I say that poverty is part choice and part circumstance. My grandfather left my grand mother with eight children. Four boys and four girls. My mother left her one room school house in eighth grade. She worked the fields also and followed my grandmother to the tops of ridges and down through hollows gathering herbs and such to sell at the market and to make medicine. If there was any such thing as welfare then they did not know it. My mother and her family would have starved and died, and still would have asked for no help.Poor, sure, but they had plenty of pride.
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“Try”
Since: May 12
Houston
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Silvercoastcorks wrote: <quoted text> Because even they know when a dog shits in the yard, no matter how much cherry syrup you pour on it, you still have a big, fresh, steamy, not too hard, not too soft, pile of crap. Unfortunately, the democrats and liberals were able to convince the rest of their constituents that the cherry syrup was a good idea. So the rest of ya'll will have to take a bite. Enjoy, my wife and I will be watching from Adara as we make more money, buying seven's company out and terminating his employment. oh my.
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Since: Dec 11
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TSF wrote: You are half way there. Now they know that you cannot be buffaloed with BS and that you will not roll over. Dealing with the adjuster will likely be just as demanding. Document everythig with copies, names, dates, details of conversations , etc. just in case you end up needing the help of the NC Attorney Generals consumer protection division in Raleigh. Be prepared to fight with them for years if necessary. If you cannot settle within 18 months, get an attorney so you can still file suit against the bastards. <quoted text> TSF, miracles do happen. I got a call pretty early this morning and the adjuster confirmed there is coverage for the problem. The heat pump was serviced and after that it went down hill. They can settle the blame game but the insurance company is going to send out a cleaning service today because they did find out all the materials that came through the vents is toxic and we have sick people living here, which could be an even bigger problem for them. I will defer to Silver as he was a fireman before that I had no idea a heat pump could cause so much damage when it blows and basically causes a fire within the duct work. We look like we've been working in the coal mines. I had already taken down times, and names of everyone I spoke to and it's not over yet, so I'm holding on to my notes until all this is settled. Just made me mad that if my dad had tried to settle this on his own, they would have given him the runaround and cost him a lot of money. I told the last guy yesterday, my dad pays for insurance and it's a service and they needed to pay for the service he's been paying many a year on and do what was right or I'd make it right. We will have to be "displaced" for a couple of days, which is covered and we're all good with this too. Keep your fingers crossed because it ain't over til it's over!!!
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“Try”
Since: May 12
Houston
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Bacon i'm fond of the Sheraton hotels myself.
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“Try”
Since: May 12
Houston
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Japan scrambles fighters after Russian jets approach island....WTF?
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Since: Sep 12
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waco1909 wrote: Japan scrambles fighters after Russian jets approach island....WTF? It just means life can be short! Cause it can change at the hands of others, Sweetie.
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“Try”
Since: May 12
Houston
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Fired L.A. cop promises revenge on all cops, and families, on the run after killing officer, another officers daughter, massive manhunt underway, suspect is expert shot with pistols, rifles.Claims he was fired for complaining that white cop kicked homeless man.
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“Try”
Since: May 12
Houston
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emlu wrote: <quoted text>It just means life can be short! Cause it can change at the hands of others, Sweetie. For the good, as well dear....In my life, I've cried bitter tears, but also I've laughed, its the laughter that makes the tears bearable....
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“Try”
Since: May 12
Houston
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TSF wrote: You have just written the perfect definition of republikan. <quoted text> TSF, to be brutally honest, I see this behavior in Americans of both political parties, emotion rules over facts, look at the political ads which cater to the basest of human emotions, twisting and manipulating the truth to garner votes.
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