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41 - 54 of 54 Comments Last updated Jul 30, 2012
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Creek County Insurance

United States

#44 Jul 21, 2012
Oh my Gosh. What will people do without Government Protection. Will Insurance companies go BROKE without Government Support or will Politicians lose their bribes and hush money campaign funding...? Only the Protectionist KNOWS the Answer.
Native American

Broken Arrow, OK

#45 Jul 22, 2012
If your children are in your car and are seriously hurt by another auto who is cited because he was at fault, if you haven't self insured and find out that other driver is an uninsured motorist and one of your children is crippled for life? You should be so mad that you could kill the guy. What would you want the law to do for you and to him? Don't you think you should insure to protect the members of your family when riding in your car, another thought, suppose a friend is riding in your car and you are involved in an accident, it is your fault and you are cited and you don't have any insurance, your friend is seriously injured because you are a t fault, a law suit will follow that could bankrupt you , insuring will give you peace of mind, you will drive knowing you are not breaking the law and your family and the occupants of the other car is protected
Bazil Breedlove

United States

#46 Jul 27, 2012
Native American the Socialist guy put up flimsy exscuses why he needs to be taken care of. Typical Obama argument. Proof that Native American is really a Black man posing as a Red Man inorder to get FREEBIES at your expense. I will never never never carry Insurance to protect these lazy dumb asses. Where is the local Protectionist in this discussion...HELP cries these liberal free loaders. Help me...Help Me...Help Me..!

“I'm here with bells on.”

Since: Jul 12

Location hidden

#47 Jul 28, 2012
madashell wrote:
I will bet the creeps that get insurance so they can get a tag then drop it also don't pay child support
Um, you said that already. Got anything else?

If you drive, you must insure that the results of any accident in which you may be involved will be paid for. If you don't want to carry liability insurance, the other legal option is to place a $10,000 bond with the State of Oklahoma (not sure which office) so that if you are involved in an accident the other folks involved have some sort of compensation. That option's actually much cheaper than carrying even liability insurance for five or more years, and the 10K is good for the period of time one goes without having an accident.
TAMARA

Edmond, OK

#48 Jul 28, 2012
Sister Kathryn Lust wrote:
<quoted text>Um, you said that already. Got anything else?
If you drive, you must insure that the results of any accident in which you may be involved will be paid for. If you don't want to carry liability insurance, the other legal option is to place a $10,000 bond with the State of Oklahoma (not sure which office) so that if you are involved in an accident the other folks involved have some sort of compensation. That option's actually much cheaper than carrying even liability insurance for five or more years, and the 10K is good for the period of time one goes without having an accident.
Hate to tell you this but any auto insurance is bought for 6 months at a time. People go in and take out insurance just long enough to get their tags and then cancel the policy. The sticker on your tag is good for one year. If the people take out auto insurance for 6 month and put it on monthly pay and stop making payment then the insurance will canel you coverage.

“I'm here with bells on.”

Since: Jul 12

Location hidden

#49 Jul 28, 2012
TAMARA wrote:
<quoted text>Hate to tell you this but any auto insurance is bought for 6 months at a time.
I work for a major insurance company, from which one may purchase car insurance on a month-to-month basis. If one buys a six-month policy, all 6 months are due and payable at the time of signing the contract. Most new-car owners (those who get a loan to buy the car) are required BY THEIR LENDER to carry full-coverage insurance, which is purchased one year in advance.

TAMARA wrote:
<quoted text>People go in and take out insurance just long enough to get their tags and then cancel the policy. The sticker on your tag is good for one year. If the people take out auto insurance for 6 month and put it on monthly pay and stop making payments then the insurance will canel you coverage.
I understand that these sad facts have distressed you, but nonetheless, there are legal alternatives to purchasing insurance. I pointed out one in the post to which you reply here. Five years worth of liability-only insurance costs about $11K, even if you have the very cheapest policy, so if you want to save money, go with the 10K bond.
TAMARA

Edmond, OK

#50 Jul 28, 2012
Sister Kathryn Lust wrote:
<quoted text>I work for a major insurance company, from which one may purchase car insurance on a month-to-month basis. If one buys a six-month policy, all 6 months are due and payable at the time of signing the contract. Most new-car owners (those who get a loan to buy the car) are required BY THEIR LENDER to carry full-coverage insurance, which is purchased one year in advance.
<quoted text>I understand that these sad facts have distressed you, but nonetheless, there are legal alternatives to purchasing insurance. I pointed out one in the post to which you reply here. Five years worth of liability-only insurance costs about $11K, even if you have the very cheapest policy, so if you want to save money, go with the 10K bond.
I know what you are saying But PEOPLE ARE NOT DOING EITHER. That is the problem. You understand?
No you donot puchase auto insurance with a lender for one year in advance. You do homes when there is a mortage envolved. All a lender requiries on an auto loan is full coverage.

“I'm here with bells on.”

Since: Jul 12

Location hidden

#51 Jul 28, 2012
TAMARA wrote:
<quoted text>I know what you are saying But PEOPLE ARE NOT DOING EITHER. That is the problem. You understand?
No you do not puchase auto insurance with a lender for one year in advance. You do homes when there is a mortgage involved. All a lender requires on an auto loan is full coverage.
Of course you don't purchase auto insurance with your lender - you purchase it all by yourself. And the insurance company for which I work, only offers full coverage on a paid in full basis.(It's not their best-seller...and they don't like to risk what you're talking about, which by the way, I know does happen. Fairly frequently. So yeah - I understand.)
TAMARA

Edmond, OK

#52 Jul 28, 2012
Sister Kathryn Lust wrote:
<quoted text> Of course you don't purchase auto insurance with your lender - you purchase it all by yourself. And the insurance company for which I work, only offers full coverage on a paid in full basis.(It's not their best-seller...and they don't like to risk what you're talking about, which by the way, I know does happen. Fairly frequently. So yeah - I understand.)
I bet you don't have to many paying a full years, full coverage for auto insurance!. I know more about the insurance business than you realize. I have lived it for 40 years!

“I'm here with bells on.”

Since: Jul 12

Location hidden

#53 Jul 28, 2012
TAMARA wrote:
<quoted text>I bet you don't have to many paying a full years, full coverage for auto insurance!. I know more about the insurance business than you realize. I have lived it for 40 years!
Like I said, it's not their best seller...but they do sell some full coverage policies. They'll discount it pretty deeply to accommodate the client's needs, but they still want all the money up front.
Native American

Broken Arrow, OK

#54 Jul 29, 2012
Sister Kathryn Lust wrote:
<quoted text>Um, you said that already. Got anything else?
If you drive, you must insure that the results of any accident in which you may be involved will be paid for. If you don't want to carry liability insurance, the other legal option is to place a $10,000 bond with the State of Oklahoma (not sure which office) so that if you are involved in an accident the other folks involved have some sort of compensation. That option's actually much cheaper than carrying even liability insurance for five or more years, and the 10K is good for the period of time one goes without having an accident.
10,000? are you nuts, that doesn't protect you and neither does it protect the family you hit and injured and it is not the law, the law is you will carry at least liability personal and property damage, I'm lobbying to put your ass'es in jail unless you obey the law,slick
Native American

Broken Arrow, OK

#56 Jul 30, 2012
Sister Kathryn Lust wrote:
<quoted text>I work for a major insurance company, from which one may purchase car insurance on a month-to-month basis. If one buys a six-month policy, all 6 months are due and payable at the time of signing the contract. Most new-car owners (those who get a loan to buy the car) are required BY THEIR LENDER to carry full-coverage insurance, which is purchased one year in advance.
<quoted text>I understand that these sad facts have distressed you, but nonetheless, there are legal alternatives to purchasing insurance. I pointed out one in the post to which you reply here. Five years worth of liability-only insurance costs about $11K, even if you have the very cheapest policy, so if you want to save money, go with the 10K bond.
If you purchase a car and a lender finances it you will show proof of full coverage and if you don't they will and add it to your mtg until it is paid for, it is the deadbeats that don't obey the law are the ones that need to be taken off the roads

“I'm here with bells on.”

Since: Jul 12

Location hidden

#57 Jul 30, 2012
Native American wrote:
<quoted text>10,000? are you nuts, that doesn't protect you and neither does it protect the family you hit and injured and it is not the law, the law is you will carry at least liability personal and property damage, I'm lobbying to put your ass'es in jail unless you obey the law,slick
Did you read the title of the thread, sticky?

Look up "Oklahoma Safety Bond" for individual motorists, and get back to me.

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Mack

United States

#58 Jul 30, 2012
Well, Welllooks like we got a couple Insurance Agents on this thread. You make a living at ripping-off people on Bogus Logic and Ignorance. The best way is no Insurance at all. Think about the tens of thousands you save over a life time. Insurance now costs more than 47% of the household income. SCREW you people. I'm not going to protect your miserable selfish self serving liberal Obama Babies. Nobody in my family carries Compulsory Auto insurance as it conflicts with our understanding of FREEDOM...so sue me you idiots.

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