Posted in the Cape Girardeau Forum
O Fallon, MO
#1 Jan 23, 2013
Is it that difficult to transfer a home loan to another bank? What are the pros and cons?
Since: Jan 13
#2 Jan 23, 2013
It is called refinancing You get one bank to pay off the other bank.
Pros: cheaper interest rates and better terms.
Cons: Closing cost. Appraisal cost. Credit check.
Every time someone checks your cedit score your score drops 5 points. If you are ahopping around for a good deal and you allow 4 banks to check you credit score you just dropped 20 points.
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