Internet Payday Loans
thought you should know

Corydon, IN

#1 Sep 1, 2010
Just thought everyone who is having a hard time and took out internet payday loans you are not required to pay them back. It is illegal in the state of KY for a company to give you a payday loan online and you are not obligated to pay them back. If you need any help post to this and i will provide more information

“Don't Feed the Trolls”

Since: Aug 10

Location hidden

#2 Sep 1, 2010
Where on earth did you receive this information? You know, if you don't pay, they will send you to collections regardless
thought you should know

Corydon, IN

#3 Sep 1, 2010
i was just in this mess the info is on http://www.kfi.ky.gov/nondepository/hb444.htm they can send you to collections but what is that going to do you provide them with the laws or your state and fight it. the reason i posted this was because so many people are scared they are going to go to jail because of threats from these companies but it is not the case. they cannot even report it to the credit bureaus if they do you file a complaint with the credit bureau and they remove it.

“Don't Feed the Trolls”

Since: Aug 10

Location hidden

#4 Sep 1, 2010
interesting

Since: Oct 09

Bowling Green

#5 Sep 2, 2010
True, but there are so many internet payday loans out there, you don't really know which ones are legit and which aren't. Not to mention, when they try to get their money back, and you don't have the money in your bank account, then your bank account can wind up getting shut down and then there's another bill going to collections.

“Fight Like A Girl”

Since: Jul 10

Location hidden

#6 Sep 2, 2010
GHSTHNTR wrote:
True, but there are so many internet payday loans out there, you don't really know which ones are legit and which aren't. Not to mention, when they try to get their money back, and you don't have the money in your bank account, then your bank account can wind up getting shut down and then there's another bill going to collections.
I agree why risk it. If you borrow money against your paycheck you should pay it back.
thought you should know

Corydon, IN

#7 Sep 7, 2010
no internet payday loans are legit in the state of ky and of course if you take it you should pay back the principle balance it would be only right my point was if you cannot keep making payments dont worry about negative reprocusions just tell them what they did was illegal and you are only obligaeted to pay back the principle balance
stacy

United States

#9 Sep 26, 2012
The link that was posted on thoughtvyou should knows post is not working, says page not found, could you please post another link
needdebtrelief

Corbin, KY

#10 Dec 23, 2013
Can you provide information regarding the legal aspect of online payday loans being illegal in Kentucky? I have several and need help. I have started with a Pay Day debt assistance, and am not sure this was the smart thing to do.
Thanks

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