When is a good time to file bankruptcy?

When is a good time to file bankruptcy?

Posted in the Boones Mill Forum

lottemnh408

Clifton, NJ

#1 Oct 30, 2013
When is a good time to file bankruptcy?I was looking at consolidating my credit card debt into a newer home loan with New Day Loans. The fees were over $10,000 and would leave me in negative equity on my home for years to come. I don't want to live here another year. I am also planning to file for a divorce as well. I am not behind on any payments for anything, but I make many payments late, but rarely 30 days late. The new credit card bill rules increased my payments so much its killing me.

When is a good time to file bankruptcy?
Shoud I file on everything?
Should I file on just the credit cards?
Should I file before or after filing for divorce? Or shoud I wait until after I get divorced?

Thanks,
megwte072

Clifton, NJ

#2 Oct 30, 2013
lottemnh408 wrote:
When is a good time to file bankruptcy?I was looking at consolidating my credit card debt into a newer home loan with New Day Loans. The fees were over $10,000 and would leave me in negative equity on my home for years to come. I don't want to live here another year. I am also planning to file for a divorce as well. I am not behind on any payments for anything, but I make many payments late, but rarely 30 days late. The new credit card bill rules increased my payments so much its killing me.

When is a good time to file bankruptcy?
Shoud I file on everything?
Should I file on just the credit cards?
Should I file before or after filing for divorce? Or shoud I wait until after I get divorced?

Thanks,.
This site can help you finding the best option for you:@www.credit-solutions.info

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