Comments
41 - 60 of 62 Comments Last updated Dec 10, 2012

Since: Aug 08

Location hidden

#42 Dec 7, 2012
"As mandated in Obamacare, the Medicare tax rate will increase to 3.8% in January, 2013, and, for the first time, will be levied against unearned income such as interest, dividends and capital gains for single persons earning more than $200,000 or $250,000 for married couples. Why then do we need to change the eligibility age to 67, or use means testing, or worst of all, eliminate Medicare and give vouchers to seniors to buy health insurance that will cost them upwards of $6,000 out of pocket? Why canít we wait and see how these changes will affect the financial health of the program?

There is an Associated Press report in the Beckley newspaper today that talks about all the problems that would arise from raising the eligibility age to 67 including higher monthly premiums for seniors on Medicare because taking younger, healthier 65-66 year-olds out of the Medicare pool would increase healthcare costs, plus an increase of employer costs because older workers would stay on company insurance plans, plus the impact on those people who have done hard manual labor over their working lives...such as our coal miners in West Virginia.

As Iím sure you know West Virginia has a huge population of retired people. I hope that after you consider all these facts that you will not agree to any of the proposed changes in Medicare until we see how the increase in rates beginning in 2013 will affect the program. Itís not necessary."

I sent the above email to Senators Manchin & Rockefeller, and to Rep. Nick Rahall today. If you agree please do the same using the email addresses I've posted below....it's easy. To make it even easier you can copy & paste my letter if you like.

http://www.rockefeller.senate.gov/public/

http://manchin.senate.gov/contact_form.cfm

https://rahall.house.gov/contact-me/email-me
Brian

Edwardsville, IL

#43 Dec 7, 2012
Lesson Learned wrote:
<quoted text>
I think some already do that....they run up balances on their credit cards in order to have cash to pay their mortgage....been going on for a long time in this country.
Brian, you must be either very young and inexperienced or you don't stay connected to the real world.
Im older than you think anmd I did in fact turn down medicare.The simple reason; medicare can dictate your coverage. I take mychances with the insurance companies. At least that way I can choose my coverage, not some bureaucrat in dc

Since: Aug 08

Location hidden

#44 Dec 7, 2012
Brian wrote:
<quoted text>Im older than you think anmd I did in fact turn down medicare.The simple reason; medicare can dictate your coverage. I take mychances with the insurance companies. At least that way I can choose my coverage, not some bureaucrat in dc
Sure you did....I'll believe that when fish fly. FYI, insurance companies also limit your coverage. I doubt you have any insurance at all. You're probably one of those who will be caught in the net when Obamacare goes fully into effect. Couldn't happen to a more deserving person.
2 posts removed
thewayitis

Beckley, WV

#47 Dec 7, 2012
informed citizen wrote:
Thank you for pointing out the Social Security con and scam game -
"couple would have paid in about $614,000 to Social Security but can expect to receive only $555,000 in benefits."
That couple would have been better off by taking their money and stuffing it in a mattress rather paying into a system that yields a 10% negative return.
Other problem with medicare: When it was created in 1965 the average life-expectancy age was just above 70 with about 4.6 workers supporting each beneficiary, now it is above 80 with only 3.8 workers per beneficiary.
People moan that they paid into the system so they "deserve" it, but the fact (as you pointed out) is that that they get WAY more back than they paid in. Current employees are footing the bill for today's seniors & not (as they think) paying for their future benefits.
The entitlement state is collapsing and our kids and grandkids will have to bear the cost of these programs.
I'll just add the conclusion of this article - folks can read the sad facts and see what we are facing. I think it will take more than just raising the taxes a little - the real fix is going to be a lot more painful. The health costs in the US are from 50-90% higher than any other country. There's no easy fix.
Conclusion
Unless lawmakers promptly reform Social Secu≠rity, Medicare, and Medicaid, America faces a future of soaring taxes and government spending that will cause poor economic performance. Americans will pay onerous taxes, and future generations will have lower living standards than Americans enjoy today. The longer lawmakers wait to enact the necessary reforms, the more painful those reforms will be.
http://www.heritage.org/research/reports/2008...
one thing you all are overlooking. Read the obituaries, many pay into SS but never live to see their first check. Who got THAT money, your congressman?

“One fish... Two fish... ”

Level 8

Since: Jan 11

Opportunity is everywhere

#48 Dec 7, 2012
Brian wrote:
<quoted text>Im older than you think anmd I did in fact turn down medicare.The simple reason; medicare can dictate your coverage. I take mychances with the insurance companies. At least that way I can choose my coverage, not some bureaucrat in dc
LOL!

Insurance companies not only dictate your coverage, but your provider network. Open access plans have higher associated premiums, and the insurer utilizes higher deductibles/coinsurance on out-of-network services to channel you into favorably contracted providers. The cost of private insurance on someone 65 and over is very expensive, because that age demographic is not considered to be a desirable market for most insurance companies.

Medicare coverage is all-inclusive (except for experimental therapies and procedures) and is widely accepted in the United States.

You don't "choose" Medicare Part A coverage... you're automatically enrolled at age 65 if you are eligible for or already receiving Social Security payments. The exception would be if you reach age 65 and are not yet taking, or enrolled in, Social Security. There is a seven month window for enrollment (four months before reaching age 65 and 3 months following).

You claim to be self-employed, so it would be unbelievably stupid if you opted to purchase private coverage rather than enroll in Medicare where there is no cost for Part A coverage, and Part B and Part D would be available at rates equal to, or less than, private insurance for similar coverage.

Your choice: You're either a moron OR you're a liar...

“One fish... Two fish... ”

Level 8

Since: Jan 11

Opportunity is everywhere

#49 Dec 7, 2012
thewayitis wrote:
<quoted text>one thing you all are overlooking. Read the obituaries, many pay into SS but never live to see their first check. Who got THAT money, your congressman?
Social security benefits can continue to be paid under specific circumstances to surviving spouses, children, and divorced spouses. Rules vary depending upon the age of the survivors (spouses and children). Eligibility for survivor benefits is dependent upon the work credits earned by the deceased worker at the time of his death, not the age at which he died.

Failed Vice-presidential candidate Paul Ryan is an example of someone who received survivor benefits when his father passed away. He received payments from age 16 to 18, which he used towards his college education.

So I guess your question "Who got THAT money, your congressman?" would be answered YES by someone living in Wisconsin.

“i Support Israel”

Since: Aug 12

Beckley

#50 Dec 7, 2012
i have actually seen fish fly-just saying.
Brian

Edwardsville, IL

#51 Dec 8, 2012
Lesson Learned wrote:
<quoted text>
Sure you did....I'll believe that when fish fly. FYI, insurance companies also limit your coverage. I doubt you have any insurance at all. You're probably one of those who will be caught in the net when Obamacare goes fully into effect. Couldn't happen to a more deserving person.
Based upon ones coverage yes they can.
Of course you don't beleve me
You only believe the usual liberal whines even when hey are proven to be wrong
Most of all like most libs you love to call othes names when they say that the take care of their own needs...you just can't grasp the concept
By the way I had surgery a few years back that ran into the 6 figures. Blue Cross limited nothing and paid whatever services I needed. You might know things like this if you had insurace and were not just a medicare/welfare suck
Brian

Edwardsville, IL

#52 Dec 8, 2012
Natalie_ wrote:
<quoted text>
LOL!
Insurance companies not only dictate your coverage, but your provider network. Open access plans have higher associated premiums, and the insurer utilizes higher deductibles/coinsurance on out-of-network services to channel you into favorably contracted providers. The cost of private insurance on someone 65 and over is very expensive, because that age demographic is not considered to be a desirable market for most insurance companies.
Medicare coverage is all-inclusive (except for experimental therapies and procedures) and is widely accepted in the United States.
You don't "choose" Medicare Part A coverage... you're automatically enrolled at age 65 if you are eligible for or already receiving Social Security payments. The exception would be if you reach age 65 and are not yet taking, or enrolled in, Social Security. There is a seven month window for enrollment (four months before reaching age 65 and 3 months following).
You claim to be self-employed, so it would be unbelievably stupid if you opted to purchase private coverage rather than enroll in Medicare where there is no cost for Part A coverage, and Part B and Part D would be available at rates equal to, or less than, private insurance for similar coverage.
Your choice: You're either a moron OR you're a liar...
SOme do and some don't based upon the coverage you select.I explained why carry my own isurance and while you say its stupid it makes a lot of sense to me. Not everyone has the parasitic mindset that you have nnd not the limited mentality you exibit as well. Now back to your caling names agan too I see...you're not much good at anyhing else are you.
How sad
Brian

Edwardsville, IL

#53 Dec 8, 2012
By the way, as to flying fish
http://news.yahoo.com/blogs/sideshow/catfish-...
ICU

Edwardsville, IL

#54 Dec 8, 2012
The promises made by the politicians can not be met regarding the boomers thinking they can live off the sweat and slavery of the younger generations. How sad a generation feels that the younger ones owe them something and quite often, by playing to their emotions, convince them to vote for issues that let these older freeloaders off the hook.
In any event there are enough younger ones coming up to support the new older entitlement class
http://globaleconomicanalysis.blogspot.com/20...

Since: May 08

Location hidden

#55 Dec 8, 2012
ICU wrote:
The promises made by the politicians can not be met regarding the boomers thinking they can live off the sweat and slavery of the younger generations. How sad a generation feels that the younger ones owe them something and quite often, by playing to their emotions, convince them to vote for issues that let these older freeloaders off the hook.
In any event there are enough younger ones coming up to support the new older entitlement class
http://globaleconomicanalysis.blogspot.com/20...
Yep, they owe them something just for being born:)..

How many of these young people in their thirties and forties still live with mommy and daddy?

How much money did mommy and daddy spend on these "youngins" growing up and meeting all of their needs and telling them they are special and smarter than the previous generations.

Where were all of these "young folks" when the fifty to seventy year olds were working and paying INTO Social Security for thirty to even fifty years?

My parents grew up during the depression..They had no "benefits" to get them through and later had to help fight a World War..They had to grow their own food, make their own clothes etc...and those were some of the lucky ones.

My generation grew up with the threat of nuclear Armageddon and fought a LONG war in Vietnam..Most of us were DRAFTED..
We start a war NOW and this genertion doesn't even have to go if it inconviences them any, or it interferes with their lives:)

Today, we all get to hear constant whining from the young folks about how hard life is, how our generation screwed them over, blah, blah, blah.
They "B" about paying US money, when THEY have so much debt from college loans and crap, they will NEVER be able to pay it back..It's hard to make a career out of GOING to college.
Hypocrtical, huh?..Most are just praying OBAMA will find a way to forgive them, THEIR debt, so they can MOOCH more off society.

A major catastophe to many seems to be a failure to get the latest I Phone, Game, or Computer gadget.

WE had generation this, generation that..X, Y, or whatever...Now we have the WHINING generation.. That's what they are best at:)



“One fish... Two fish... ”

Level 8

Since: Jan 11

Opportunity is everywhere

#56 Dec 8, 2012
Brian wrote:
<quoted text>SOme do and some don't based upon the coverage you select.I explained why carry my own isurance and while you say its stupid it makes a lot of sense to me. Not everyone has the parasitic mindset that you have nnd not the limited mentality you exibit as well. Now back to your caling names agan too I see...you're not much good at anyhing else are you.
How sad
I see you've switched from "Brian" to "ICU". You've got more personalities than Sybil... and they're all fake.
ICU

Edwardsville, IL

#57 Dec 8, 2012
The same old Natalie.
Focuses on name calling when she can't win something by her usual straw man arguments
Imagine being married to a hag like that
Beentheredonetha t

Beckley, WV

#58 Dec 8, 2012
What about the ones who die before ever drawing any money from SS or Medicare? I think the smarter people never work and get a SSI check and medicade, they do not have to get up until they want and HUD covers the rent, then the foodstamps keeps the middle filled. Now tell me what needs cut.
If we would get out of the middle east and all the other foreign countries,
where we have no buisness except trying to force our will on other people, we would not be in debt to no other country. We need to take care of our own first.
1 post removed
scooter

Beckley, WV

#60 Dec 8, 2012
cant be fixed

“One fish... Two fish... ”

Level 8

Since: Jan 11

Opportunity is everywhere

#61 Dec 8, 2012
ICU wrote:
The same old Natalie.
Focuses on name calling when she can't win something by her usual straw man arguments
Imagine being married to a hag like that
It shouldn't be hard for YOU to imagine... after all, you've created sixteen plus fake personalities.

“Pissed off underwater tiger.”

Level 6

Since: Apr 12

Imitated but never duplicated

#62 Dec 9, 2012
[QUOTE who="capitalist pig" There is no door number 3.
[/QUOTE]

There is always a door number 3,

The issue with the failing \ is its perception, primarily from its conception.

The problem comes in its design being based on the incorrect assumption that moving forward population numbers would steadily increase. Thus always leaving a perpetually larger block paying in to cover the former block taking out.

However, we understand now that population growth goes through spurts. So once we wring the last of the baby boomers out of the system, the stress on Social security from Generation X will show abundance (Unless of course our medical advancements result in another 10+ average life expectancy increase, which is highly unlikely) not the drought it has now. It is with that abundance hypothetically that would allow proper buildup of reserve funding that would help offset population divides like this in the future.

So yeah, there is a door number 3. Start offing the baby boomers now. They have been absolutely nothing but a plague on this country and history since their very beginning. They started with their hippy idealism, they were at the heart of the 80s yuppie that built the nonsense of "greed is good", They have ruined their hipster generation of offspring with neglect and fusion of horribly wrong ideas, and now, they simply will not die like they are supposed to.

Kill a hippy, Save the country!
Beentheredonetha t

Beckley, WV

#63 Dec 9, 2012
VirVoX Populi wrote:
<quoted text>
There is always a door number 3,
The issue with the failing \ is its perception, primarily from its conception.
The problem comes in its design being based on the incorrect assumption that moving forward population numbers would steadily increase. Thus always leaving a perpetually larger block paying in to cover the former block taking out.
However, we understand now that population growth goes through spurts. So once we wring the last of the baby boomers out of the system, the stress on Social security from Generation X will show abundance (Unless of course our medical advancements result in another 10+ average life expectancy increase, which is highly unlikely) not the drought it has now. It is with that abundance hypothetically that would allow proper buildup of reserve funding that would help offset population divides like this in the future.
So yeah, there is a door number 3. Start offing the baby boomers now. They have been absolutely nothing but a plague on this country and history since their very beginning. They started with their hippy idealism, they were at the heart of the 80s yuppie that built the nonsense of "greed is good", They have ruined their hipster generation of offspring with neglect and fusion of horribly wrong ideas, and now, they simply will not die like they are supposed to.
Kill a hippy, Save the country!
WOW, smart thinking Adolph
Brian

Edwardsville, IL

#64 Dec 9, 2012
Imagine how this country was founded with no medicare
Then the decendant trash acts like they are entitled
Let them die...its just natural progression

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