What is the likelihood that I will "w...

What is the likelihood that I will "win" a dispute against a judgment on my cred

Posted in the Bassett Forum


Dallas, TX

#1 Nov 8, 2013
What is the likelihood that I will "win" a dispute against a judgment on my credit that was reported wrong?So, back in undergrad, a credit card that I'd opening during my freshman year came back to haunt me. I was ignorant and a bit irresponsible at the time but I have duly learned my lesson now. However, the credit card company summoned me to court in 2007 and I showed on the wrong day and did not submit an answer anyway so a default judgment was granted against me. The judgment shows on my credit report; however, the Civil Action Number is wrong. The Civil Action Number on my credit report does not even EXIST! What are the chances that this error will cause the judgment to fall off my credit all together if I dispute it? Or will they more than likely correct the error and try to collect on it again. FYI: The amount owed was approximately $750.00 (and that's with interest accrued).

Thanks for any information you can provide!

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