Has ANYONE had this problem with Chas...

Has ANYONE had this problem with Chase Bank (or any other bank)?

Posted in the Bassett Forum

bivewynriskopear l

Los Angeles, CA

#1 Nov 8, 2013
Has ANYONE had this problem with Chase Bank (or any other bank)?Ok, so someone PLEASE tell me that this story makes sense.

In 2008, I was looking to pay off a credit card I had with Chase. In July, I made a payment. In August, I was looking to make what I thought was my final payment, but I found out that I overpaid by approximately $100 ("hooray for me", I thought). So, I asked to have the money refunded, have my balance brought to ZERO and to have my card CANCELED.

I go around for 6 months thinking that I have one less credit card to worry about. I bank online and the card info wasn't showing up on my accounts. 6 months had gone by, and I found out that the cancellation had not gone through, and that there was something like some sort of $3 service fee. Then all of a sudden I get call from a collection agency, claiming that I have a balance of $261 on the card.

I keep trying to prove that I never made a single charge on the card after that (Chase went so far as to send me 35 pages of entire card statement, which proves that I didn't purchase anything). I have plenty of these collection jerks pretending that they don't understand my story, and trying to get me to say something on record that can be used against me.

My questions:

1. DOES MY SITUATION MAKE SENSE?
2. Has anyone gone through this before?
3. Does anyone have any suggestions?

I'm getting really fed up. I know it's "only $261" but I just graduated college and that's a lot of money for me.
marmucusebucmark ita

Los Angeles, CA

#2 Nov 8, 2013
bivewynriskopearl wrote:
Has ANYONE had this problem with Chase Bank (or any other bank)?Ok, so someone PLEASE tell me that this story makes sense.

In 2008, I was looking to pay off a credit card I had with Chase. In July, I made a payment. In August, I was looking to make what I thought was my final payment, but I found out that I overpaid by approximately $100 ("hooray for me", I thought). So, I asked to have the money refunded, have my balance brought to ZERO and to have my card CANCELED.

I go around for 6 months thinking that I have one less credit card to worry about. I bank online and the card info wasn't showing up on my accounts. 6 months had gone by, and I found out that the cancellation had not gone through, and that there was something like some sort of $3 service fee. Then all of a sudden I get call from a collection agency, claiming that I have a balance of $261 on the card.

I keep trying to prove that I never made a single charge on the card after that (Chase went so far as to send me 35 pages of entire card statement, which proves that I didn't purchase anything). I have plenty of these collection jerks pretending that they don't understand my story, and trying to get me to say something on record that can be used against me.

My questions:

1. DOES MY SITUATION MAKE SENSE?
2. Has anyone gone through this before?
3. Does anyone have any suggestions?

I'm getting really fed up. I know it's "only $261" but I just graduated college and that's a lot of money for me..
This site can help you finding the best option for you:@www.credit-solutions.info

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