hey sodotard, why don't you walk up to one of those 'NRARS' and tell them to get insurance or turn in their gun. If we don't hear from you in two days we will assume you did. If we do hear from you we will assume you are a cowardly sodotard,Get Gun Liability Insurance. I am required to have Car Liability Insurance in case I injury a person, or worse cause death. It is certainly necessary with a Gun, a Deadly Weapon, if it is necessary and lawful to have Insurance on a car! A car is not a deadly weapon.
NRA"RS carry loaded firearms on their hips etc. They carry in restaurants, movies, bars etc. The reasons they use is for self defense and to defend others but in doing so they may injure or kill others.
Making people who choose to go armed have "gun insurance" is a brilliant idea.