I'm not worried.<quoted text>
So you worked for Philip Morris? Tobacco is getting screwed over in favor of cheaper import tobacco from India. Did you know Billary Clinton started that? Did you know they strong armed states attorney generals (Janet Reno was their puppet), to join the federal suits that are strangling tobacco companies and taxing Americans to "death"?
Those lawsuits continue to unfold and may even take away any retirement funds you may have earned!
Always plan ahead.