Has anyone ever had to hire a repo man to get a car back that u co-signed for?
Posted in the Axton Forum
#1 Nov 11, 2013
Has anyone ever had to hire a repo man to get a car back that u co-signed for?My 20yr. old son came back home to "go to college and do better for himself." I was car-pooling him to two jobs and working myself (single mom/ widow, one car family). After having to rip and run to pick him up to and from work, etc. even at midnight with my 6yr old daughter, I finally decided to co-sign for a nice, used car for him.
Well, his "college plans" flopped, he started hanging with the party crowd, got fired and got a girl pregnant. His baby was born with defects due to drug use & partying and now he's working a minimum wage job and the baby's mama sits home. The child is back n forth to the hospital, etc and of course the car loan is in default.
I have worked nearly 15yrs to build and protect my credit and this problem is really doing damage to my credit report because I can't afford his car and insurance pmts. I used my tax return to catch up the loan & insurance pmts. and now I've hired a repo man. My intentions are to seize ownership of the car and to sell it asap. My son and his baby's mama owns 2 cars, title free but they don't run. I told them to sell one to repair the other and to give me my car back so I can sell it and protect both of our credit, but he refuses.
Does anyone have any suggestions / advice or guideance on a situation like this? Please don't bash me, I can't be responsible for all the kids that they might produce and I have minor children of my own that I still have to raise!!
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