Read RipOff Reports and see what Croo...

Read RipOff Reports and see what Crooks Chaney Used Cars Are!

Posted in the Avon Park Forum

Lori C

United States

#1 Nov 19, 2009
On 02/29/2008, I purchased a vehicle from the Chaney's Used Cars and gave a $ 2000.00 down payment, the sales guy told me that I need $795.00 for taxes up front, so I told him I didn't have anymore cash that was it for the down payment, he said that Mr. Chaney agreed to let me pay the 795.00 in three installments w/ the first three car payments being 175.00 the first being on the 14th of March, the 28th of March and the 11th of April 2008. I did not make the first two scheduled payments as noted of 395.00 each in a two week period of a vehicle contract (the highest I ever seen) and on the 10th of April Chaney's used cars used false practices to have the car picked up from my residence, but the contract clearly states that the default is on the 11th of April,

I have made several attempts to redeem the car from the car lot but he keeps giving me the run around and stated that I will have to start over with another 2500.00 down payment and my 2000.00 down payment is just lost. I have since contacted the Atty generals office, the dept of motor vehicles florida, and the BBB, I'm awaiting a response and I'm consulting (looking) for a private atty.

Stacey
Winter Haven, Florida
U.S.A.
Lori C

United States

#2 Nov 19, 2009
FOLKS, STAY AWAY FROM CHANEY'S USED CARS. THEY ARE CROOKS.THERE ARE MANY BUY HERE, PAY HERE PLACES THAT ARE NOT CROOKS, GO TO THEM. THESE PEOPLE ARE CROOKS. THEY LIE. THEY CLAIM THEY CAN DO WHATEVER THEY WANT BECAUSE THEY ARE A FAMILY BASED BUSINESS. THEY ARE A FLORIDA CORPORATION, DOING BUSINESS IN THE STATE OF FLORIDA AND WHETHER THEY ARE A'FAMILY BASED BUSINESS' THEY HAVE TO FOLLOW THE LAWS OF THE STATE OF FLORIDA. THEY DO NOT!. THEY ARE IN THE REPO BUSINESS NOT THE USED CAR BUSINESS. THEY REPO IF YOU ARE ONE DAY LATE AND TURN AROUND AND SELL YOUR CAR IMMEDIATELY-YOU ARE NOT NOTIFIED-PER FLORIDA LAW AND YOU ARE NOT GIVEN THE OPPORTUNITY TO REDEEM YOUR CAR-PER FLORIDA STATE LAW AND THEY DO NOT RETURN MONEY FOR THE DIFFERENCE OF WHAT YOU OWE AND WHAT THEY SELL IT FOR-PER FLORIDA LAW. THESE PEOPLE THINK THEY ARE ABOVE THE LAW AND THEY PREY ON PEOPLE WHO HAVE TO GO TO THE BUY HERE, PAY HERE. THIS IS THEIR RACKET. I AM NOT SAYING THEY DO NOT HAVE THE RIGHT TO REPOSESS A CAR IF PEOPLE DO NOT PAY (EVEN IF IT IS JUST A DAY OR TWO LATE) BUT THEY DO HAVE TO FOLLOW THE LAW AND NOTIFY YOU AND PAY YOU THE PROFIT THEY MAKE ON YOUR VEHICLE. THE ATTORNEY GENERAL, STATE OF FLORIDA HAS AN ONLINE COMPLAINT FORM. IF YOU DO NOT HAVE AN ATTORNEY AND CANNOT AFFORD ONE-FILE A COMPLAINT. IT IS FREE. ALSO FILE A COMPLAINT WITH THE DEPARTMENT OF CONSUMER AFFAIRS. DO NOT LET THEM TAKE YOUR MONEY. THEY TOOK YOUR CAR AND THAT IS THEIR PAYMENT-NOT THE PROFIT. THTA IS YOURS. THEY WILL NEVER GIVE IT TO YOU VOLUNTARILY-SO TAKE A STAND AND GET IT BACK. THE LAW IS ON YOUR SIDE.
Lori C

United States

#3 Nov 19, 2009
FIGHT FOR WHAT IS YOURS. IF YOUR CAR HAS BEEN REPOSESSED BY THE CHANEY'S GET YOUR MONEY BACK. LEGALLY YOU ARE DUE MONEY BACK FROM THE RESALE OF YOUR CAR. GET IT. BY NOT GOING AFTER IT, THEY WIN. YOU LOSE YOUR MONEY AND YOUR DIGNITY. THEY ARE COUNTING THAT THEY BEAT YOU DOWN SO BADLY THAT YOU DO NOT FIGHT THEM. THE LAW IS ON YOUR SIDE.
WHAT THEY DID TO YOU WAS SET A TRAP FOR FAILURE AND IT ISN'T YOUR FAULT YOU LOST YOUR VEHICLE. IT IS A WELL ORCHESTRATED PLOT TO GET BACK EVERY CAR THEY CAN . THEY KNOW IF THEY GET IT BACK, THEY CAN RE-SELL IT FOR ANOTHER HUGE DOWN PAYMENT AND THE NEXT PERSON WILL ALSO FAIL BECAUSE THEY HAVE NO INTENTION OF NOT MAKING THE MOST THEY CAN OUT OF EVERY SINGLE CAR THEY GET. GET YOUR MONEY BACK. DO NOT GIVE IT AWAY TO THEM. THAT IS WHY THEY STAY IN BUSINESS BECAUSE NO ONE CHALLENGES THEM. IT IS YOUR RIGHT-CHALLENGE THEM. GET YOUR MONEY THEY OWE YOU.
Lori C

United States

#4 Nov 19, 2009
throw a wrench into their operation...
It seems to me that the department of motor vehicles or authority that collects taxes would take an interest in this car lot.

Why? They are re-selling cars that have been re-possessed at an alarming rate. Bells and whistles should go off and an investigation should be ordered to ensure that all taxes for sales of motor vehicles they have collected have in fact been paid to the state.

If this dealer is cheating the public at such an alarming rate, what makes you think that they would be paying the taxes they collected from the consumers? I can almost guarantee you they are sticking that money in their pockets. If this is the case and can be proven ( take any contracts and receipts with you for their examination) this lot will be closed post haste. Once the dealership and it's principals are caught on this one, they will be out of business permanently.

Also, I would contact the internal revenue service. Provide as much details and proof of payments as possible, they will take an enormous interest in their operation. If these people will cheat you, they will cheat the government as well. Seems to me...one of the first places they would look would for would be the collection and reporting of wrecker services and repossession fees collected...

Shut these crooks down!

Best of luck to you

THANK YOU TO THE FELLOW CITIZEN WHO CARED ENOUGH TO WRITE THIS. THANK YOU ALSO FOR THE GREAT IDEAS TO STOP THESE CROOKS. COME ON FOLKS-LET'S GET R DONE!!!!!!!!!! START CALLING. START LOOKING FOR ANYONE ELSE WHO MAY HAVE GOTTEN TAKEN BY THESE CROOKED BUSINESSMEN. LOOK THEM UP IN FLORIDA CORPORATION SEARCH AND GET AS MUCH INFORMATION ON THEM AND START TURNING THEM IN.
Lori C

United States

#5 Nov 19, 2009
BE AWARE OF THE ILLEGAL PRACTICES OF THIS COMPANY. MASTERS OF FRAUD. STAY AWAY FROM THIS CHARACTER AND HIS BROTHERS-CHANEYS AUTO SALES IN AVON PARK FL.
THESE COMPANIES PREY ON THE MINORITIES AND ARE WELL KNOWN FOR SELLING THE MOST CARS IN CENTRAL FLORIDA AND ALSO REPOSESSING THE MOST CARS.
WHAT IS THEIR SCAM? THEY PREY ON THE UNSUSPECTING WHO CANNOT FINANCE EASILY. THEY ASK FOR A LARGE DOWN PAYMENT TO COVER THEIR COSTS THEY BOUGHT THE CARS FOR FROM THE AUCTION AND REPOSESS AS MANY AS THEY CAN, EVEN REPOSESSING A DAY OR TWO AFTER THE DUE DATE AND SELLING THE CAR TO ANOTHER UNSUSPECTING MINORITY FOR A LARGE DOWN PAYMENT, WHICH IS NOW PURE PROFIT AND FOR THE SAME AMOUNT OR MORE THAN THE FIRST BUYER PAID.
THE BIGGEST PROBLEM IS THEIR CLIENTELE ARE NOT AS EDUCATED AS THEY SHOULD BE AND MOST DO NOT KNOW HOW TO STOP THESE THIEVES. WHILE IT IS TRUE THAT THEY HAVE THE RIGHT TO REPOSESS A CAR THAT IS LATE, THEY HAVE THE LAW STATING THEY HAVE TO 1) NOTIFY THE CUSTOMER OF THE SALE AND 2) PAY TO THE CUSTOMER ANY DIFFERENCE IN MONEY OVER THE AMOUNT THEY OWE.
SO MANY PEOPLE HAVE THE RIGHT TO GET BACK SOME OF THEIR MONEY FROM THESE CROOKS BUT THEY DO NOT FOLLOW THE LAW AND NOT ONLY DO NOT NOTIFY PEOPLE BUT THEY DO NOT PAY ANYONE BACK THE MONEY THEY OWE THEM.
YOU MAY THINK YOU HAVE TO HAVE MONEY TO FIGHT THESE SCROUNDRELS BUT ALL YOU NEED TO DO IS FILE A COMPLAINT WITH THE DEPARTMENT OF CONSUMER AFFAIRS AND ALSO I THINK ALL OF THE PEOPLE WHO HAVE BEEN SWINDLED BY THESE FOLKS SHOULD GET TOGETHER TO DO A CLASS ACTION SUIT AND SHUT THEM DOWN. WRITE LETTERS TO YOUR CONGRESSMEN, SENATORS AND EVEN THE PRESIDENT ON HOW THESE MINORITIES ARE BEING SWINDLED.
AN EMPLOYEE OF THIERS STATED THAT IN AUGUST CHANEY'S USED CARS HAD ALREADY MADE 9 MILLION DOLLARS FOR 2009. 9 MILLION DOLLARS THAT THEY SWINDLED BY PREYING ON THE MISFORTUNATE. ALOT OF THAT MONEY SHOULD HAVE BEEN RETURNED WHEN THEY SOLD THEIR CAR FOR TOP DOLLAR BACK AGAIN TO OTHERS.
SEND CERTIFIED LETTERS TO THEM ASKING THEM FOR WHEN THE CAR YOU HAD WAS SOLD AND FOR HOW MUCH MONEY. ESPECIALLY HELP YOUR NEIGHBORS IN AVON PARK, ASK AROUND, AND ESPECIALLY IF THEY ARE A DIFFERENT NATIONALITY, TELL THEM ABOUT THE SWINDLE. THEN ASK THEM TO CALL CHANEY'S AND ASK FOR THEM TO RETURN THE DIFFERENCE. TELL THEM A CLASS ACTION SUIT AND A PETITION IS BEING CIRCULATED TO HELP THEM. PLEASE WRITE THEIR NAMES IN TO DEPARTMENT OF CONSUMER AFFAIRS IF THEY CANNOT DO SO AND HELP THEM GET TOGETHER WITH ALL OF THE OTHERS TO STOP THIS TYPE OF SKIRTING THE LAW AND RIPING OFF THE WORKING CLASS.
THEIR EMPLOYEE ALSO SAID THAT THEY ARE DOING ILLEGAL ACTIVITY THERE BY PAINTING CARS NOT IN COMPLIANCE WITH EPA. THERE ARE NO BOOTHS NOR ANY MEANS TO PROTECT THE ENVIRONMENT NOR NEARBY NEIGHBORS FROM THE FUMES AND CONTAMINENTS. PLEASE IF YOU LIVE IN THE VACINITY OF CHANEY'S USED CARS IN AVON PARK, CALL EPA AND ASK THEM TO CHECK OUT YOUR PROPERTY TO SEE IF YOUR LAND HAS BEEN CONTAMINATED BY THESE PEOPLE.
Lori C

United States

#6 Nov 19, 2009
The Office of Financial Regulation has received your e-mail regarding the concerns you have with Chaney’s Used Cars
OKAY FOLKS. START WITH THEM-WRITE THEM AND TELL EVERYONE YOU KNOW TO WRITE.
WE ALL HAVE HORROR STORIES ABOUT THE CHANEY'S AND THEIR UNHEARD OF BUSINESS TACTICS SO LET'S STOP ANYONE ELSE FROM GETTING RIPPED APART BY THESE RUTHLESS GREEDY NASTY PEOPLE.
I REMEMBER A VERY SAD SITUATION I WITNESSED ONE DAY AT CHANEYS. I DO NOT KNOW WHO THE YOUNG MOTHER WAS BUT I HAVE NOT FORGOTTEN HER PLIGHT. I WAS THERE MAKING A PAYMENT AND EVERYONE WAS BUSY SO I WAITED OUTSIDE. OUTSIDE IS WHERE JOEL CHANEY FORCES EVERYONE HE HAS REPOED THEIR CAR-THEN TOLD THEM TO COME UP THERE TO PAY-THEN MAKES THEM SIT OUTSIDE IN THE HEAT UNTIL THEY GET TIRED AND LEAVE. IF ANYONE OBJECTS TO THE WAIT-HE HAS HIS BODYGUARDS TELL THEM TO GET OFF THE PROPERTY AND THAT THE SHERIFF IS BEING CALLED. THIS ONE DAY AS I SAT THERE, A YOUNG MOTHER WITH 3 SMALL CHILDREN AND A BABY IN HER ARMS WAS ONE OF THE UNFORTUNATE VICTIMS WHO WAS 3 DAYS LATE ON HER CAR PAYMENT. SHE TOLD ME THAT SHE HAD CALLED AND TOLD THEM SHE WAS GOING TO BE A FEW DAYS LATE AND THEY SAID THEY WOULD MARK HER ACCOUNT BUT INSTEAD THEY TOOK HER CAR. AS SHE STOOD THERE THE SMALL CHILDREN WERE RESTLESS AND SHE TRIED TO KEEP THEM CALM. THE CHANEY'S BODYGUARDS HAD GIVEN HER BACK HER CAR SEAT FOR THE BABY THAT WAS IN THE CAR BUT SHE HAD NO PLACE TO PUT IT. SOMEONE HAD DROPPED HER OFF SO SHE COULD PAY THE BACK PAYMENT AND SHE THOUGHT SHE WAS GOING TO BE DRIVING HER CAR HOME SO THE PERSON LEFT. CHANEY'S HAD TOLD HER ALL SHE HAD TO DO WAS COME UP THERE AND PAY THE $200.00 AND SHE COULD HAVE THE CAR. AS SHE WAITED ONE OF THE BODYGUARDS CAME OUT AND TOLD HER TO LEAVE. SHE ASKED ABOUT HER CAR AND SHE WAS TOLD UNLESS SHE PAID ANOTHER $2000.00 PLUS THE $200.00 SHE WAS BEHIND PLUS $900.00 FOR THE TOW SHE COULD NOT HAVE HER CAR. SHE DID NOT HAVE THE MONEY AND HAD NO WAY TO GET HOME. HER CHILDREN WERE CRYING BECAUSE THEY WERE HOT AND THIRSTY. SHE ASKED THE ONE BODYGUARD COULD SHE GO INSIDE TO GET A DRINK FOR HER CHILDREN AND WAS TOLD TO GET OFF THE LOT OR THE POLICE WOULD BE CALLED. IT WAS HORRIBLE. I HAVE NEVER FELT SO BAD FOR ANYONE. AS SHE STARTED WALKING SOMEONE WHO OVERHEARD IT ALL OFFERED TO TAKE HER AND THE CHILDREN HOME. SHE WAS HEARTBROKEN.
Lori C

United States

#7 Nov 19, 2009
COME ON, HAVING TO PAY EVERY 2 WEEKS AND NOT HAVING ANY GRACE PERIOD TO MAKE YOUR PAYMENT? ON TOP OF THAT, THEY LIE TO YOU. GOOD BUSINESS PEOPLE AT LEAST TELL THE TRUTH. THESE CHANEY'S COULD NOT TELL THE TRUTH IF IT BIT THEM. THEY ARE THE WORSE OF COWARDS BECAUSE THEY SET TRAPS FOR PEOPLE THAT WILL FAIL BY MAKING THE PAYMENTS TOO FREQUENT AND IT GIVES THEM THE OPPORTUNITY TO REPO QUICKER-WHICH IS THEIR SCAM.
WRITE ALL AND ANYONE AND CALL ALL OF THE LOCAL ATTORNEYS IN AVON PARK AND ASK THEM TO HELP ALL WHO NEED HELP FROM THIS RIPOFF COMPANY. IF YOU CANNOT LOCATE A LOCAL ATTORNEY, CALL THE NEIGHBORING TOWNS. ROYCE CHANEY LIVES IN HAINES CITY AND JOEL LIVES IN SEBRING AND LARRY LIVES IN AVON PARK. THEY MAY KNOW SOME OF THE OFFICIALS AND ATTORNEYS BUT NOT ALL OF THEM AND THERE ARE OTHER TOWNS. DO YOURSELF AND EVERYONE A FAVOR AND FIND ONE. IF WE ARE ALL OUT THERE LOOKING, SOMEONE IS GOING TO LOCATE ONE TO TAKE THIS ON. ALSO WRITE EVERYONE-CONGRESS-SENATORS, MAYORS, COUNTY COMMISSIONERS, EVERYONE. SOMEONE IS GOING TO TAKE NOTICE. IN SOME TOWNS THEY HAVE NEWSMEN THAT WOULD LOVE TO GET THEIR HANDS ON A STORY LIKE THIS-TRY THEM. I KNOW THERE IS A 'HELP ME HOWARD' IN MIAMI. FIND HIM OR SOMEON LIKE HIM AND FIGHT THESE CROOKS. THE LEAST THAT MIGHT HAPPEN IS THESE CROOKS MIGHT BE FORCED TO CONDUCT BUSINESS PROPERLY. THE MOST IS THAT EVERY PERSON CHEATED BY THESE SCROUNDRELS MAY GET THEIR MONEY BACK.
IF BY AUGUST 2009 JOEL CHANEY HAD MADE 9 MILLION DOLLARD FOR 2009-JUST THINK IN NOVEMBER 2009 HOW MUCH HE HAS MADE. HE REPOS CARS DAILY AND NEVER NEVER GIVES BACK THE MONEY FOR RE-SELLING THE CARS. LET'S GET THE MONEY BACK FOR THESE PEOPLE. THEY NOT ONLY NEED IT-THEY DESERVE IT.
LET'S STOP THE ORGANIZED CRIME OF THE CHANEY'S!!
Lori C

United States

#8 Nov 19, 2009
IF YOU ARE AN ATTORNEY OR KNOW OF AN ATTORNEY WHO WILL VOLUNTEER THEIR TIME TO RID THE COMMUNITY OF THE DISCRIMINATION GIVEN TO THE UNFORTUNATE PEOPLE WHO NEEDED CARS AND WERE LURED INTO CHANEY'S USED CARS, PLEASE TELL THEM NOT ONLY WILL THEY BE DOING A GOOD DEED BUT WILL BE MAKING A NAME FOR THEMSELVES BY FIGHTING SUCH INJUSTICE.
WHAT WE HAVE IS AN ORGANIZED PLOT TO STEAL FROM THE CUSTOMERS TO MAKE A VERY LUCRATIVE BUSINESS OUT OF RAPING THE PUBLIC.
THEY SET UP THE LESS FORTUNATE TO FAIL BY ASKING FOR 2-3OOO DOWN AND PAYMENTS OF EVERY 2 WEEKS. IN A VERY SHORT TIME, THEY HAVE RECOVERED THE TOTAL COST THEY PAID FOR EACH VEHICLE THEY HAVE ON THEIR LOT. WHEN YOU WORK PAYCHECK TO PAYCHECK, DURING A MONTHS TIME IF ONE THING HAPPENS TO PUT YOU BEHIND, YOU HAVE THE OPPORTUNITY TO CATCH UP AND GET YOU R CAR PAYMENT IN. BY BEING FORCED TO PAY EVERY 2 WEEKS, YOU ARE DESTINED TO FAIL. ONCE YOU ARE A DAY OR TWO LATE, THE MOB CHANEY'S REPO YOUR CAR. THEY ARE NOT REPOING THE CAR BECAUSE THEY ARE WORRIED YOU ARE NOT GOING TO PAY. THEY REPO IT TO RE-SELL IT FOR A BIGGER PROFIT. THEY TURN CARS OVER CONSTANTLY AND NEVER RETURN THE MONEY DUE THE CUSTOMER. SOME OF THESE CUSTOMERS LIKE A PREVIOUS POSTING PAID REGUARLY FOR OVER A YEAR AND THEY WERE ALMOST PAID UP, THEN THEY GOT A DAY OR TWO BEHING AND THE VEHICLE WAS REPOED. THEY OWED VERY LITTLE ON THEIR VEHICLE AND THE VEHICLE WAS SOLD FOR 10,000 MORE THAN THEY OWED. THAT 10,000 WAS MOENY THEY ARE OBLIGATED TO RETURN TO THE CUSTOMER. CHANEY'S NEVER HAVE AND NEVER WILL RETURN A DIME TO THE CUSTOMERS. THIS IS FRAUD. THIS IS STEALING. THIS IS A CRIME. SINCE IT IS A PLOT WITH ALL 3 CHANEY BROTHERS TO SCAM AND ROB THESE PEOPLE, WE NEED A VOICE TO HELP OUT. IF ALL OF THE ATTORNEYS IN AVON PARK FLORIDA ARE TOO AFRAID TO GO UP AGAINST THESE PEOPLE, CAN WE ASK THAT A NEIGHBORING ATTORNEY IN ANOTHER COUNTY PLEASE VOLUNTEER? MANY OF THESE PEOPLE ARE STRUGGLING JUST TO BE ABLE TO WROK AND SUPPORT THEIR FAMILIES AND CANNOT AFFORD THIS TYPE OF LOSS. IF THERI MONEY WAS RETURNED THEY COULD GO OUT AND GET ANOTHER CAR.
THE MORE WE HURT OUR FELLOW MAN BY ALLOWING THIS TYPE OF UNETHICAL BUSINESS TO OPERATE, THE MORE WE ARE CONTRIBUTING TO OUR ECONOMY'S DEMISE.
LET'S GET EVERYONE WE CAN TO TAKE A LOOK AT THIS COMPANY AND WHAT THEY ARE NOT DOING LEGALLY. THEY ARE NOT ONLY THIEVES BUT ARE RIDICOUSLY CRUEL ABOUT HOW THEY TREAT THEIR CUSTOMERS. ONCE THEY HAVE YOUR MONEY, THEY DO NOT CARE ONE BIT ABOUT WHAT YOU HAVE TO SAY.
DO NOT JUST GIVE UP, ASK AN ATTORNEY TO HELP -TO VOLUNTEER TO STOP THESE CROOKS AND THEIR CROOKED DEALINGS. WHILE IT IS NOT ILLEGAL TO REPO YOUR CAR, IT IS ILLEGAL THE WAY THEY SET YOU UP AND HAVE NO INTENTION TO PAY YOU FOR THE PROFIT THEY MAKE ON YOU.
IT IS YOUR MONEY-DO NOT GIVE IT TO THEM. GET TOGETHER WITH ANYONE AND EVERYONE THAT HAS EVER BEEN RIPPED OFF BY THESE CRIMINALS. PICKET THEM OUT FRONT OF THEIR BUSINESS SO EVERYONE IS WARNED AND CALL EVERY ATTORNEY IN THE AREA AND NEIGHBORING AREAS. WRITE YOUR CONGRESSMAN, SENATORS, MAYOR, GOVERNOR, PRESIDENT, EVERYBODY AND IF YOU ARE READING THIS AND ARE AN ATTORNEY, PLEASE HELP. PLEASE GO AFTER THESE PEOPLE WHO ARE WORSE THAN ARMED ROBBERS. ONE OF THE BROTHERS SAID THEY HAVE THE LOCAL OFFICIALS IN THEIR POCKETS AND THERE IS NOTHING ANYONE CAN DO. NOT TRUE. FIND THE RIGHT PERSON WHO WILL GO AFTER THESE CROOKS AND MAKE THEM CONDCUT THIER BUSINESS IN A RESPECTABLE MANNER AND NOT LIKE THE MOB WHO ONCE THEY HAVE YOU IN THEIR CLUTCHES, ROB YOU UNTIL YOU HAVE NOTHING LEFT. EVEN WHAT IS RIGHTFULLY YOURS.
Lori C

United States

#9 Nov 19, 2009
CHANEY'S ARE CROOKS. PUT A STOP TO THEIR SCAM. GET YOUR MONEY BACK LEGALLY.
BE SMART. YOU GOT IN A FINANCIAL BIND AND WERE LATE ON YOUR BI-MONTHLY PAYMENT TO CHANEY'S. MOST COMPANIES HAVE YOU PAY PER MONTH AND IF YOU ARE 2-3 MONTHS LATE, THEY REPOSEES. NOT CHANEY'S. THEY REPOSESS IF YOU ARE 1 DAY LATE-THEY GET YOUR CAR. NOW WHAT? YOU WENT TO CHANEY'S IN THE FIRST PLACE BECAUSE THEY ALLOW EVERYONE WHO CANNOT GET A CAR THROUGH CONVENTIONAL PLACES A GOLDEN OPPORTUNITY TO GET A CAR. YOU WERE SUCKERED IN BECAUSE YOU NEEDED A CAR. NOW WHAT. YOU HAVE NO CAR AND ALL OF THE MONEY YOU HAD YOU ALREADY GAVE TO CHANEY. YOU NEED A CAR TO TAKE THE BABIES TO THE DOCTORS, TO BUY GROCERIES, TO GO TO WORK. WHAT ARE YOU GOING TO DO? IF YOU TRY TO ASK TO PAY TO GET YOUR CAR BACK-YOU ARE TOLD A RIDICULOUS AMOUNT OF MONEY IS NEEDED AND THE MONEY YOU ALREADY PAID TO HIM IS LOST. HOW CAN YOU START OVER NOW?
DO NOT LET THESE CON ARTIST PULL ONE OVER ON YOU. YOU HAVE RIGHTS. ANY MONEY THEY GET WHEN THEY SELL THE CAR LESS WHAT YOU OWEIS LEGALLY YOURS. GET IT. DO NOT LET JOEL, LARRY AND ROYCE FEED THEIR FAMILIES WITH MONEY THEY SCAMMED YOU OUT OF.
ROYCE HAS THE REPO COMPANY WHO GETS YOUR CAR. IT IS SUCH A SCAM. ALL IN THE FAMILY SCAMMERS. THEY ARE OUT TO MAKE THEIR MONEY ON POOR SUSPECTING PEOPLE.
WRITE ANYONE AND EVERYONE. CALL EVERYONE YOU CAN. GO TO THE GOVERNMENT SECTION OF THE PHONE BOOK. WRITE YOUR SENATOR, GOVERNOR, CONGRESSMAN, HECK, WRITE OPRAH. WRITE ANYONE AND EVERYONE THAT MIGHT TAKE AN INTEREST TO HELP THESE PEOPLE WHO ARE EITHER SCARED TO DEATH OF THE CHANEYS OR DO NOT KNOW THEY CAN DO SOMETHING ABOUT IT.
BE PRO-ACTIVE. WHY? THE LAW SAYS THE MONEY IS YOURS. DON'T YOU NEED IT? OF COURSE YOU DO. YOU HAVE TO TAKE THOSE BABIES TO THE DOCTOR, GO TO WORK AND BUY GROCERIES. YOU NEED THE MONEY THE CHANEYS ARE CONCEALING FROM YOU TO GET ANOTHER CAR. THEY DO NOT NEED IT. THEY HAVE MADE PLENTY OFF OF EVERYONE-WHY LET THEM CONTINUE TO ROB YOU BLIND.
THERE IS A GROUP STARTING A CLASS ACTION SUIT AND A PETITION TO GET EVERYONE INVOLVED. THEY ARE IN AVON PARK. CALL THE CHAMBER OF COMMERCE AND ASK FOR THEIR HELP IN LOCATING THE PETITION. WE ARE ALSO ASKING FOR LOCAL ATTORNEYS TO VOLUNTEER TO HELP THESE PEOPLE WHO HAVE BEEN RIPPED OFF SO TERRIBLY BY THESE CROOKS.
LET'S RID OUR COMMUNITY OF THESE BLOOD SUCKING LEACHES.
Lori C

United States

#10 Nov 19, 2009
I BOUGHT A CAR AT CHANEYS USED CARS AND PUT 2000.00 DOWN WITH PAYMENTS DUE EVERY OtHER WEEK OF 200.00. A FEW WEEKS AFTER MY PURCHASE A FELLOW CO-WORKER WANTED TO BUY A CAR AND I RECOMMENDED CHANEY'S. SHE BOUGHT A CAR AND CHANEYS TOLD ME IF I SIGNED FOR BRINGING HER IN, I WOULD GET A CREDIT. I SIGNED. THE GIRL DID NOT MAKE HER PAYMENTS AND WHEN I TRIED TO MAKE MY PAYMENTS AFTER THAT, I WAS REFUSED TO BE ABLE TO MAKE THEM. I ASKED OF COURSE AND NO ONE WOULD TELL ME WHY THEY WERE REFUSING MY PAYMENTS.
I THEN ASKED A COUPLE OF PEOPLE TO TRY AND MAKE THEM FOR ME. AFTER BEING ON THE PHONE FOR 10-15 MINUTES ON HOLD, THEY WERE TOLD THAT THEY COULD NOT TAKE THE PAYMENT. I THEN FOUND OUT FROM CHANEYS BROTHER ROYCE, WHO ALSO WORKS THERE, THAT SINCE THE GIRL DID NOT MAKE HER PAYMENTS I HAD TO HELP THEM LOCATE THE GIRL SO THEY COULD GET THEiR CAR BACK. ROYCE CHANEY ASSURED ME THAT ONCE THEY LOCATED THE CAR THAT THEY WOULD ACCEPT MY PAYMENTS. I BEGAN ASSISTING MR. CHANEY IN LOCATING THIS GIRL. WITHOUT ANY WARNING, AND WITH THE PROMISE THEY WOULD NOT REPO MY CAR-THEY DID.
ROYCE CHANEY ASSURED ME AS SOON AS WE FOUND THE OTHER GIRLS CAR THEY WOULD RETURN MY CAR. I WENT UP TO CHANEYS 2 DAYS AFTER MY CAR WAS REPOED AND THEY HAD IT FOR SALE IN THE FRONT ROW. WHEN I ASKED WHAT WAS GOING ON, JOEL CHANEY SAID THAT IT WAS NOT FOR SALE AND THAT I WOULD GET MY CAR BACK AS SOON AS I HELPED THEM GET THE CAR. HE THEN TOLD ME TO GET OFF THE PROPERTY OR HE WOULD CALL THE POLICE. I DID CALL THE POLICE MYSELF AND WAS TOLD THEY GET AT THE MINIMUM OF 7 CALLS A WEEK ON CHANEY'S CROOKED DEALINGS.
I TOOK OFF WORK AND CALLED EVERYONE I KNEW AND KEPT IN CONSTANT CONTACT WITH ROYCE CHANEY AND ONE NIGHT FINALLY LOCATED THE CAR. I THEN CALLED THE TOW COMPANY THAT ROYCE CHANEY SUPPLIED ME WITH, CALLED MR. CHANEY TO LET HIM KNOW I FOUND THE CAR AND SAT UNTIL THE CAR WAS PICKED UP. MR. CHANEY THEN SAID I WOULD GET MY CAR BACK BUT THAT JOEL CHANEY WAS GOING ON VACATION FOR 2 WEEKS SO I NEEDED TO GET UP THERE FIRST THING IN THE MORNING. I MADE THE 3 HOUR TRIP FROM OUT OF TOWN TO BE THERE FIRST THING IN THE MORNING TO GET MY CAR. THE GIRL I SAT DOWN WITH LOOKED UP AND TOLD ME Ii OWED 650.00 WHICH I HAD AND WAS GOING TO PAY.
THE GIRL WENT INTO SPEAK TO MR. CHANEY AND SHE CAME BACK TO SAY I HAD TO COME BACK AT 4 THAT DAY. SINCE I HAD TO GET BACK TO MY HOME AND SINCE I KNEW THEY CLOSED AT 4 ON SATURDAYS, I ASKED IF I COULD JUST PAY IT AND GET MY CAR. THE GIRL WENT TO ASK AND I WAS ASKED TO STEP OUTSIDE. MR. CHANEY THEN CAME OUT AND SCREAMED AT ME AND MY MOTHER AND STEPDAD, WE HAD TO LEAVE AND GET OFF THE LOT ANDIF I WANTED MY CAR BACK, I HAD TO PAY IT ALL OFF COMPLETELY. I AM OUT MY DOWNPAYMENT, MY PAYMENTS, THE EXPENSIVE ALARM SYSTEM MY MOTHER GAVE ME FOR A PRESENT INSTALLED IN THE CAR, AND PERSONAL ITEMS THAT WERE IN MY CAR, NOT TO MENTION THE TIME, AGGREVATION AND COSTS TO ME. ALL OF THIS AFTER I WAS TOLD SO MANY TIMES THAT I WOULD GET MY CAR BACK.
ON THE COPY THAT I SIGNED FOR THE GIRL IT SAYS NOTHING ABOUT THEM BEING ABLE TO REPO MY CAR IF SHE DID NOT PAY. IT DOES SAY THAT IF SHE DID NOT PAY, I WOULD BE RESPONSIBLE FOR THE VALUE OF THE CAR. I EVEN TOLD THE CHANEYS I WOULD PAY HER PAYMENTS AFTER THEY GOT THE CAR BACK IF THEY GAVE ME THAT CAR SINCE I WAS NOT GOING TO BE RESPONSIBLE FOR IT. I ALWAYS MADE MY PAYMENTS ON TIME UNTIL THEY REFUSED TO ACCEPT A PAYMENT FROM MY AND THEY HAD TO RIGHT TO LEGALLY NOT ACCEPT MY PAYMENTS AND TAKE MY CAR.
Lori C

United States

#11 Nov 19, 2009
I HAVE SINCE FOUND OUT THAT ROYCE CHANEY OWNS HIS OWN REPO BUSINESS OPERATING OUT OF HAINES CITY, FLORIDA. ALL OF THE CARS CHANEY'S USED CARS SELL TO VICTIMS-R & H INVESTIGATIONS WITH WIFE KATHERINE LOOK FOR WAYS TO REPO TO GET THE CAR BACK INTO THE FAMILY OPERATION TO RESELL. ALL YOU HAVE TO DO IS LOOK INTO THE NUMBER OF REPOSESSIONS THEY HAVE. NO REPUTABLE COMPANY WOULD PREY ON THEIR CUSTOMERS AS IF THEY WERE A VICTIM. IT IS A FAMILY RACKET. THE ONE BROTHER GERALD MAKES THE DEALS, BROTHER ROYCE REPOES THEM TO GIVE BACK TO GERALD (joel) TO RESELL THEM AND BROTHER LARRY IS THE BODY GUARD AND ENFORCER ON THE CAR LOT. IF YOU MAKE THE MISTAKE AND BUY A CAR THERE, YOU ARE ALREADY MARKED TO BE REPOED TO ENHANCE THEIR MONEY OPERATION. JUST TRY AND ASK A QUESTION OR IF YOU HAVE ANY PROBLEMS-THEY SCREAM AT YOU, CUSS AND THREATEN YOU. THEY ARE CROOKS. THEY WILL SWINDLE YOU. READ ABOUT LOTS OF OTHERS. HOW CAN SO MANY HAVE HAD THE SAME TREATMENT AND NO ONE DO SOMETHING. THEY ARE SWINDLERS. ROYCE CHANEY LIVES IN HAINES CITY FL AND HAS A REPO BUSINESS. HE REPOS THE CARS POOR UNSUSPECTING PEOPLE BUY FROM HIS BROTHERS LOT. THEY ARE AS CROOKED AS ANYONE I HAVE HEARD ABOUT LATELY. TELL ALL THE HISPANICS YOU CAN. THEY PREY ON THEM.
CHANEY'S JUST ANOTHER VICTIM

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