Insurance companies are the ones in c...

Insurance companies are the ones in control

There are 31 comments on the The Morning Call story from Aug 7, 2009, titled Insurance companies are the ones in control. In it, The Morning Call reports that:

In the private insurance market, so much health care money is wasted on administrative costs and disgracefully inflated CEO salaries that far less money is available to pay for health care than otherwise would be.

Join the discussion below, or Read more at The Morning Call.

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Buck 298

Kernersville, NC

#1 Aug 7, 2009
You're right Faith.....I'm sure it had NOTHING to do with Doctors charging astronomical fee's for minimum care or in some cases...no care at all.........you're right.....those evil insurance companies shouldn't even question what you charge.
Adam Smith

Northbrook, IL

#2 Aug 7, 2009
If you don't like the way your insurance company handles your claim you can at least change insurance companies now. If/when you enter the public option, that's it, no more changing.

Since: Mar 07

Allentown

#3 Aug 7, 2009
Insurance companies of all sorts always have and always will be just a scam. As long as they make their money they are happy. If you need to use your insurance for legit reasons you have to jump through hoops to get what you pay for.
WWWWWWWW

Fort Huachuca, AZ

#4 Aug 7, 2009
Adam Smith wrote:
If you don't like the way your insurance company handles your claim you can at least change insurance companies now. If/when you enter the public option, that's it, no more changing.
And what’s the real difference between insurance companies? What you are talking about is equivlant to let’s say I drive a green Toyota Camry and I don’t like my car anymore and my other choices are a blue Toyota Camry and a red Toyota Camry. No real substantive change there and none among the different insurance companies either.
Elephant

Easton, PA

#5 Aug 7, 2009
To Buck 298,
You still believe, in 2009, that doctors are to blame for the cost of health care.......and that the earth is flat.
Elephant

Easton, PA

#6 Aug 7, 2009
To Faith Spirk,
Good letter, obviously from one who knows through experience.
Adam Smith

Northbrook, IL

#7 Aug 7, 2009
WWWWWWWW wrote:
<quoted text>
And what’s the real difference between insurance companies? What you are talking about is equivlant to let’s say I drive a green Toyota Camry and I don’t like my car anymore and my other choices are a blue Toyota Camry and a red Toyota Camry. No real substantive change there and none among the different insurance companies either.
By that same logic are you saying its better to only have green camry's offered ie. the public option? So even if you can afford a ferrari all you can buy is a camry?
check it out

Emmaus, PA

#8 Aug 7, 2009
Insurance companies have us hog-tied!
They try to hold on to our money as long as they can. I've had claims denied, but upon calling the company I've been told "We'll re-process that claim. It should have been covered."

Then I waited 3 more months to receive payment.
WWWWWWWW

Fort Huachuca, AZ

#9 Aug 7, 2009
Adam Smith wrote:
<quoted text>
By that same logic are you saying its better to only have green camry's offered ie. the public option? So even if you can afford a ferrari all you can buy is a camry?
I am not saying that at all. I am merely pointing the fallacy in your assertion that we currently have some type of substantive choice. I am making no claim to the merits or lack of merit, of the proposed health care changes.
Buck 298

Kernersville, NC

#10 Aug 7, 2009
Elephant wrote:
To Buck 298,
You still believe, in 2009, that doctors are to blame for the cost of health care.......and that the earth is flat.
Not that I'm fond of insurance companies, but I have seen first hand (I'll admit, in the past) the rediculous charges from doctors who did nothing more than walk in, look at a chart and walk out. Maybe that doesn't happen any more.

I'm sure malpractice suits also figure in to higher costs substantially.
carlton

United States

#11 Aug 7, 2009
Medicare is ripped off to the tune of over 60 BILLION dollars a year. Perhaps if Medicare had a bit more administrative costs that would be less.

I'm sure Faith never had an issue with an insured patient being charged exorbitant amounts for care because that patient has to pay for the illegal immigrant that walks in five minutes later.

Lastly, Medicare's reimbursement rates are a fraction of what private insurers pay people like Faith to provide care. Hospitals and doctors charge private insurers higher rates because they can't survive off of what the government pays them. They don't seem to mind the big, bad insurance companies when it comes to reimbursement rates.

Facts. Don't let them get in the way of your ideology...
miadolph1

Emmaus, PA

#12 Aug 7, 2009
Judging by the amount of years your working & figuring about what age you started, Id say the only health coverage you would get from ObamaCare would be you forced to take the pill & "Just kill yourself for the good of your children & grandchildren" quote Barack"Barry" Obama

How do you like that ObamaCare now????
Charles Xavier

Philadelphia, PA

#13 Aug 7, 2009
Those who see insurance companies as the enemy are simply not in tune with reality.. The insurance market is a HEAVILY regulated market.. the state and feds watch what you have in reserves and require a certain amount to pay claims.

Now, every business is in business because it can turn a profit. now to maintain the VERY small PM that not for profit insurance companies get (note that most are not for profit here), they have to cover thier admin cost to the highest degree... Their livelihood depends on this.... This is where cuts are made.. Insurance companies then can only pay so much for the claims, so the doctors are forced to take the payment they can make..

I think this writer needs to take a basic course about US health Insurance.. A public option would drive the private companies out business, and force subpar care on the rest of us.. I think this writer should also see the CBO's analysis of the healthcare bill..

Since: Feb 08

Reading, PA

#14 Aug 7, 2009
Adam Smith wrote:
If you don't like the way your insurance company handles your claim you can at least change insurance companies now.
Unless of course, you have a pre-existing condition. Then you can't get insurance.

Honestly, have you even tried to follow the health care debate?
MizNanC

Whitehall, PA

#15 Aug 7, 2009
Adam Smith wrote:
If you don't like the way your insurance company handles your claim you can at least change insurance companies now. If/when you enter the public option, that's it, no more changing.
And remember, Adam... the public option is an OPTION... it's optional... yours when and only if you CHOOSE. If you don't want it, you can stay with your present coverage.
Don't take the option away from those who want it.
bobby the g

Chicago, IL

#16 Aug 7, 2009
No s--t! How long did it take to figure that out...apparently too long. Tell the herd!
Drew

Easton, PA

#17 Aug 7, 2009
MizNanC wrote:
<quoted text>
And remember, Adam... the public option is an OPTION... it's optional... yours when and only if you CHOOSE. If you don't want it, you can stay with your present coverage.
Don't take the option away from those who want it.
The problem is this public option will eventually be the only option. Private insurance providers cannot compete with the resources and the ability to create money like the federal government. Either way you will be paying for your healthcare. You can either pay through premiums, or through higher taxes and higher inflation. This notion that health care will be more affordable with the public option is ludicrous. You can't just leverage debt forever. Eventually you have to pay the piper.
Adam Smith

Northbrook, IL

#18 Aug 10, 2009
Avis wrote:
<quoted text>
Unless of course, you have a pre-existing condition. Then you can't get insurance.
Honestly, have you even tried to follow the health care debate?
That's kinda how insurance works. Do you get homeowners insurance after a fire? How about comprehensive coverage after hitting an animal? I hate to say it but insurance companies cannot survive paying for previous incidents or pre existing conditions and at the very least everyone else will have pay more premium to cover it. Why not just drop coverage until you need it, that seems to be the popular thing to do in Mass?
Adam Smith

Northbrook, IL

#19 Aug 10, 2009
MizNanC wrote:
<quoted text>
And remember, Adam... the public option is an OPTION... it's optional... yours when and only if you CHOOSE. If you don't want it, you can stay with your present coverage.
Don't take the option away from those who want it.
Unless of course you get laid off or you comany opts into the program. Once you're in you can't get out.
huh

Redwood City, CA

#20 Aug 10, 2009
miadolph1 wrote:
"Just kill yourself for the good of your children & grandchildren" quote Barack"Barry" Obama
Please provide a verifiable citation for that alleged remark.

More hyperbole from another dittohead.

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