If I choose to open a saving account ...

If I choose to open a saving account with a different company than my checking,

Posted in the Alberta Forum

lestelle_40

Phoenix, AZ

#1 Nov 30, 2013
If I choose to open a saving account with a different company than my checking, does that affect FICO score?I'm looking to open a money market saving account. I have a checking account with Chase and am contemplating opening a saving account with a different institution because the interest rate would be nearly 4 points higher than with Chase. I'm mainly concerned whether this has any effect on credit score. I know that having multiple credit cards has a negative effect on your credit rating, and wonder if having multiple savings/checking accounts with numerous banks has a similar effect. Thank you!
grybiy1986

Phoenix, AZ

#2 Nov 30, 2013
lestelle_40 wrote:
If I choose to open a saving account with a different company than my checking, does that affect FICO score?I'm looking to open a money market saving account. I have a checking account with Chase and am contemplating opening a saving account with a different institution because the interest rate would be nearly 4 points higher than with Chase. I'm mainly concerned whether this has any effect on credit score. I know that having multiple credit cards has a negative effect on your credit rating, and wonder if having multiple savings/checking accounts with numerous banks has a similar effect. Thank you!.
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