Faber and Brand "Law Firm." I need to...

Faber and Brand "Law Firm." I need to know who else they have ROBBED so I...

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AmandaLedbetter

Manchester, KY

#1 Sep 17, 2010
This is the debt collecting service of chocie of the Clinton County Hospital. My husband owed the hospital somewhere around $500.00. The judgement was that he pay them $551. They told him he could make monthly payments, and so he did. However, as they so kindly put it, "we didn't recieve the payment in time." So they attached a garnishment to his wages in the amount of $74.88 each week. He called and complained, finally, after two weeks, the garnishment was stopped, or so it seemed. The next month's payment, it went the same way. They promised to return his payment. So my husband began trying to retrive his money, only to find that this was nearly immpossible, so he gave up saying, "maybe they'll get their money quicker this way." So math itself reveals something... two $100 money orders and, by that time, three weeks worth of $74.88 garnishments, equaling $424.65. This was before the lay off. About two weeks ago Faber and Brand send another letter saying, ever so politely, "You still owe $221.00." How could this be? Now, besides the two $100 money order receipts I have, I now have a check stub that states Faber ad Brand have recieved, as of today nearly $700. That is $900 for a $551 bill!!! And they keep saying they are going to stop the garnishment and release the "overpayment," but if it has taken this long for them to admit they've been stealing, how long will it take to get our MUCH NEEDED money? Then, as we were discussing earlier... If the check is in the mail, as they said, what about the $74.88 they took from his pay check today? I also worry they won't repay all they have stolen. It makes me sick to think of what these people's offices look like and compare their probable wages to the $75 pay check my husband brought home today. It's hard to watch a grown man cry.
So, what I wanted to know is if anyone else has been ROBBED? I've been reading about Faber and Brand and saw one instance where a $4700 debt turned into a $7000 payment. As of today I have also been looking into "class action lawsuits" to make them pay for these damages. I also think that if you have an actual emergency, I believe it was a colonoscopy for bleeding problems, the hospital should show a little compassion. I also think, if they couldn't afford the new hospital they shouldn't have built it.
Beforehand, children, keep your smart remarks to yourself.
been there

Baldwin City, KS

#2 Sep 17, 2010
I do feel your pain! I have had this happen to me, some years ago. It is bad when someone can't get insurance and they have to go to the ER or a stay in the hospital and they can't get any help. But those people with the medical cards and drawing Disability and are able to work can walk in there and get treated like kings! Talk to a lawyer and get the garnishment stopped. If you have all your payments made and have overpaid then they have to give your money back. It may take some time though! Good luck!
well

Greenbrier, AR

#3 Sep 18, 2010
you can get a spend down card and help pay your bill some people does that i hope you get back your over payment
Lawyers Suck

Somerset, KY

#4 Sep 18, 2010
People in Albany tend to bow and courtsey for lawyers like they are royalty. It is the ignorance of the people to what the vast majority of Lawyers are, "Scumbags" In the cities Lawyers are mostly hated excluding those who are Judges and DAs
putting away criminals. They break up homes through divorce, destroy jobs with lawsuits, drive up health care cost, drive up Insurance cost, and use the pain of others to profit for themselves. Don't even get me started on the politicians who are mostly lawyers.

Faber and Brand are among the worse in the country. They are out of Columbia, MO and those two guys almost lost their Bar Admissions in that state back in 2003 for over billing and had to pay millions back. Here are some stories from what they have done at the University of MO Hospital:
http://www.muhealthcare.com/stories.htm

The State of MO did an audit on these guys back in 2002 and found 8.4 million in billing mistakes alone in that state. They work in 15 states now.
http://www.muhealthcare.com/agreport.htm

There is a Lawyer or two here in Albany working with these clowns. Go to court over it and see who shows up. Whoever this is remember them because sooner or later every lawyer runs for some office. Tell your family and freinds who he or she is. You don't want to elect a judge or have say commonwealth attorney appointed who is in with known crooks and thieves like Faber and Brand. 20 years ago a guy like Judge Lovelace would have ran these guys out of town because he has something these younger guys don't ETHICS!!!!!
AmandaLedbetter

Manchester, KY

#5 Sep 18, 2010
been there wrote:
I do feel your pain! I have had this happen to me, some years ago. It is bad when someone can't get insurance and they have to go to the ER or a stay in the hospital and they can't get any help. But those people with the medical cards and drawing Disability and are able to work can walk in there and get treated like kings! Talk to a lawyer and get the garnishment stopped. If you have all your payments made and have overpaid then they have to give your money back. It may take some time though! Good luck!
As of yesterday evening, we saw to it that the garnishment was stopped. I called the Monticello Patriot's and they told me to have Faber and Brand fax them the order. My husband called them later and they said they had recieved the order. Faber and Brand pulled the trick of sending the "end garnishment" order the same day they sent the "check," knowing both would arrive at around the same time, meaning they will still owe us for this weeks garnishment! As far as the ones who CAN work and still get disabilty, my poor husband has, in addition to his colon bleeding problems, 6 ruptured discs in the back of his neck and a non-existent disc in his lower back. The surgery on his lower back is very dangerous, they are going to fuse the vertabra. As for the ones in his neck, he has costant headaches, but his insurance (from work, he didn't have it "then") won't cover the physical therapy that the neuro-surgeon prescribed. He is truly an inspiration, he gets up every morning and goes to work! He has worked at patriots since a few months before my daughter was born, she is now 3. He tells me, "when I don't feel good, or if my neck's so bad I can't hardly stand it I think of that baby and I go into work." Now that's a real man. Next year when my daughter goes to school I plan to take over "bringing home the bacon" so he can finally get started on his disability. He'll be 40 tomorrow, I'm 26. He decided I should stay home with our daughter, because as he said, "The man is the one who is supposed to work!" I thank God for giving me to such a wonder man.
If you find yourself dealing with another debt collector, we have found this site very helpful http://www.carreonandassociates.com/articles/...
AmandaLedbetter

Manchester, KY

#6 Sep 18, 2010
well wrote:
you can get a spend down card and help pay your bill some people does that i hope you get back your over payment
I myself have tried to get a spend down card, but my husband works, so they say I don't qualify. Thank you for your kind words. Today in fact, my husband found a 20 dollar bill. God is caring for us, may his name be praised.
AmandaLedbetter

Manchester, KY

#7 Sep 18, 2010
Lawyers Suck wrote:
People in Albany tend to bow and courtsey for lawyers like they are royalty. It is the ignorance of the people to what the vast majority of Lawyers are, "Scumbags" In the cities Lawyers are mostly hated excluding those who are Judges and DAs
putting away criminals. They break up homes through divorce, destroy jobs with lawsuits, drive up health care cost, drive up Insurance cost, and use the pain of others to profit for themselves. Don't even get me started on the politicians who are mostly lawyers.
Faber and Brand are among the worse in the country. They are out of Columbia, MO and those two guys almost lost their Bar Admissions in that state back in 2003 for over billing and had to pay millions back. Here are some stories from what they have done at the University of MO Hospital:
http://www.muhealthcare.com/stories.htm
The State of MO did an audit on these guys back in 2002 and found 8.4 million in billing mistakes alone in that state. They work in 15 states now.
http://www.muhealthcare.com/agreport.htm
There is a Lawyer or two here in Albany working with these clowns. Go to court over it and see who shows up. Whoever this is remember them because sooner or later every lawyer runs for some office. Tell your family and freinds who he or she is. You don't want to elect a judge or have say commonwealth attorney appointed who is in with known crooks and thieves like Faber and Brand. 20 years ago a guy like Judge Lovelace would have ran these guys out of town because he has something these younger guys don't ETHICS!!!!!
Thank you VERY MUCH for the links, this will greatly help me in my case. At one point during this ordeal Judge Lawson called Faber and Brand, personally. He told them if they didn't pay back, in full, what they took, he would advise my husband to file suit against them. Considering they sent the said "check" the same day as the "cease garnishment" order, we will be filing suit. We finally got them to fax the "stop order" to my husband's work place yesterday evening. Or else I suppose they would not only owe us the $74.88 for this week, but next week too. Tricky, slick devils aren't they. Thinking, just because we talk slow we're all dumb hicks. Consequently,I've begun to call them all "vicious lawyers." I am actually related to our current Commonwealth attorney and he is a very good man, having a conscience. And you are right, many dislike Judge Lovelace, but he is a fair and just man. As my grandpa used to tell me, "don't plan to do anything illegal, unless you are prepared to endure the consequnces."
I said the same thing about ETHICS myself yesterday, lol!
When we go to court, I will remember the face. My name used to be Groce, so if I tell the whole family, and all those I know besides them... Do not worry about that one being elected for anything! In case you don't know what being a "Groce" means in this town... When my great grandmother Ruby Groce died, I think it was about 1994, she was survived by 13 children, 46 grandchildren, and 46 great grandchildren, and I forget how many nieces and nephews. Almost all of which being residents of Albany. 9 of her 13 children were girls, meaning other families get tossed in too. I was one of the great grandchildren, some of the grandchildren are younger than me, we all have kids, and so on. Well you get the point.
Another link we have found helpful, and pass it along if you want. We all need to educate ourselves, especially in this dog eat dog economy. O' and everyone needs to look after their elderly loved ones, they are considered easy prey to these sick con-artists!
http://www.carreonandassociates.com/articles/...
Derek

Englewood, CO

#9 Nov 5, 2010
I don't know if this is the right place to put this, but I also have an issue with Faber and Brand to the tune of around $1,200. I had set up a payment plan for $75.00/month, which I made with my debit card (BIG MISTAKE!!!). I had to move for a job and I missed a payment. Now there is a levy against my bank account and when I get paid from my job, they will take every cent, leaving me nothing to pay my rent or even pay groceries. The only option I have is to cancel my direct deposit and hope that keeps them at bay, but how can I cash my check if they have my bank? Any ideas?
HELP

Wentzville, MO

#10 Jul 28, 2011
so if you set up a payment plan do you still have to go to court and what about if you fild bankruptcy what will happen then
Thieves

United States

#11 Sep 27, 2011
My husbands Step-dad had dealings with Faber & Brand & they came & took everything they owned, his truck, trailor, these people are dirt poor & don't have nothing & they took what little they did have. The Ste-dad had went to North West Hospital, owed a bill & when they took everything, they claimed it was for attorney fees.
We had our son last year at North West Medical Center in Bentonville & we had Ins. yet the hospital claims we still owed the sum of over 2,100.00, we were working with a collection agency called PASI who said they would take $500.00 off the bill if we paid it out early at anytime. Then our colection changed hands to Faber & Brand this more aggressive collection agency who are like Vulchers.
What type of Attorney do we need to seek? Any advice?
Truth

Gainesboro, TN

#12 Sep 27, 2011
"Lawyers suck" I;m so glad you have the courage to say what you said. Your so right. More people need to realise that.
Oh My God

Moscow, Russia

#13 Oct 14, 2011
The folksy, downhome spelling: "Vulchers", etc., it breaks your heart.
us too

Mount Vernon, KY

#14 Oct 20, 2011
AmandaLedbetter wrote:
This is the debt collecting service of chocie of the Clinton County Hospital. My husband owed the hospital somewhere around $500.00. The judgement was that he pay them $551. They told him he could make monthly payments, and so he did. However, as they so kindly put it, "we didn't recieve the payment in time." So they attached a garnishment to his wages in the amount of $74.88 each week. He called and complained, finally, after two weeks, the garnishment was stopped, or so it seemed. The next month's payment, it went the same way. They promised to return his payment. So my husband began trying to retrive his money, only to find that this was nearly immpossible, so he gave up saying, "maybe they'll get their money quicker this way." So math itself reveals something... two $100 money orders and, by that time, three weeks worth of $74.88 garnishments, equaling $424.65. This was before the lay off. About two weeks ago Faber and Brand send another letter saying, ever so politely, "You still owe $221.00." How could this be? Now, besides the two $100 money order receipts I have, I now have a check stub that states Faber ad Brand have recieved, as of today nearly $700. That is $900 for a $551 bill!!! And they keep saying they are going to stop the garnishment and release the "overpayment," but if it has taken this long for them to admit they've been stealing, how long will it take to get our MUCH NEEDED money? Then, as we were discussing earlier... If the check is in the mail, as they said, what about the $74.88 they took from his pay check today? I also worry they won't repay all they have stolen. It makes me sick to think of what these people's offices look like and compare their probable wages to the $75 pay check my husband brought home today. It's hard to watch a grown man cry.
So, what I wanted to know is if anyone else has been ROBBED? I've been reading about Faber and Brand and saw one instance where a $4700 debt turned into a $7000 payment. As of today I have also been looking into "class action lawsuits" to make them pay for these damages. I also think that if you have an actual emergency, I believe it was a colonoscopy for bleeding problems, the hospital should show a little compassion. I also think, if they couldn't afford the new hospital they shouldn't have built it.
Beforehand, children, keep your smart remarks to yourself.
Our family too has been affected by this law firm. We are currently working to avoid garnishments from my husbands check. We owe them $ 900 dollars. However, here is where our case is unusual. Clinton County Hospital charged us almost $1800 after my husbands surgery. He had insurance that pays 80/20 and this was what was left. We set up payment with Clinton County hospital and have them listed here as owing less than $ 850. Clinton County sent the account to collections and after collections did not recieve payment it was directed to this law firm. However, we have not stopped making payments to Clinton County Hospital. The bill is still listed with them and we have been making payments. The surgery was this year and the debt is almost paid in half. They did not pay the collection agency and then now the lawyers so they say it cannot now be reversed and that the lawyers must be paid. This law firm is charging an interest that increased our amount in almost $ 40 over 2 days. At this rate it will take forever to pay them off and I think this is so wrong. Why would Clinton County Hospital work with a firm that is like this and lacks credibility? Getting a lawyer to fight the garnishment does not help either. They gain a judgement with or without you being present in court and the letter says they will notify you of your judgement. It seems unreal that they can do things like this.
Ann Nonymous in Missouri

Saint Louis, MO

#15 Apr 26, 2012
Most people do not realize that they have interest accruing on these type of things until they are paid in full. So even if a judgment is taken against you, that is not the final amount due to the constantly accruing interest. If you owe a principal balance of $989.17 with an interest rate of 12% per year, you accrue an extra $.33/day. Also, once suit is filed against you, you are on the hook for not only what you originally owed and the interest, but also court costs, attorney fees, and process server fees. So the best bet is to never get in that situation! And really read EVERY "contract" or "financial agreement" you sign! It's always easier to make payments to a hospital or doctor's office than to be turned over to collections.
David

Decorah, IA

#16 Apr 26, 2012
Single payer! It's called single payer.
It's what every civilized country has except us--because we are exceptional; or something like that.
You're a bunch of idiots. And you'll kept voting republican, and they'll keep screwing you.
Kanders

Wilton, CT

#17 May 1, 2012
I am going through a similar situation. I set up payments and had it taken directly out of my account. I changed my bank number and then contacted them two days later and gave them my information. They stated that they tried to get the money from my account but my bank denied it. I had plenty of money for the payment with money to spare in my account so I called my bank. My bank stated there was never an attempt to have that amount taken out in the timeframe they stated. The lady(asst manager) at F&B said after they tried I was considered in default. I asked why they didnt try again and she said it was not their policy. They lied. I had a payment taken out of my account the next month. They also stated that it is not their policy to call and leave messages. I received no mail stating I was in default. The only thing I have received is a writ of garnishment. When I asked to speak to the manager, she stated she was not there and I could leave a voicemail and IF the manager had anything to add to the conversation she would call me back.
shawna

Garden City, MI

#18 May 15, 2012
If you want to actually go to faber & brand to pay or whatever, their address that they don't want people knowing is 6750 new town ave. Columbia mo. There isn't a name on building but it is right building, just came from there. There's no sign saying no trespassing. Back parking is for employees so park in road & go through front door. In the employee parking lot they have a parking spot with a reserved sign that says & I quote "reserved for shark of the month" when you go in there's a bunch of people at desks, they aren't dressed up, all have their little headsets/ear buds & are dressed in shorts, pants, ponytails they look & act like telemarketers, they don't give out address because they don't want debtors to show up, but there isn't any signs saying no trespassing. The address was found on columbia chamber of commerce website. Enjoy :-)
been there

London, KY

#19 May 15, 2012
you know the hospital is who i blame we are all fools because if you go there someone on one side of the glass types info in computer then hands you a little black screen to sign you never see what you sigh and are never told what it is so i feel they rob you first then the blood suckers turn you over to other people to finish robbing us we the county should check into this practice it may not be legal to force us to sigh something we cant see in order to recieve medical attention contact our insurance companys and tell them see if it can reversed on them
Katie

Oklahoma City, OK

#20 Jan 11, 2013
I'm glad I researched this company. I got certified mail from them. Screw that. I will pay off the debt for my ER visit, but I will pay the hospital, not this company. I can't afford for them to take more than what I owe. I can't even afford to pay what I owe, hence is why I haven't paid it yet. They tend to think that just because you have a job, you have the money to pay off debt. That's where they are wrong. We live paycheck to paycheck and barely even that sometimes.
Wow

Saluda, SC

#21 Jan 12, 2013
I can't believe the way KY treats their citizens. When my hubby had emergency surgery the bill was a whopping 40,000 dollars. When all was said and done we owed 9,600 hundred dollars. We asked for the hospital to forgive this debt, because there was no way we could pay it. It took us going there many times. Sometimes we went twice a week and drove two hours to Nashville. Our perseverance paid off and they finally forgave the 9,600. Makes me mad to here they are harassing good hard working people for 500.00 debt. Garnishing wages should be illegal for medical bills.

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