Barack Obama, our next President

Full story: Hampton Roads Daily Press

"The road ahead will be long. Our climb will be steep," Obama cautioned. Young and charismatic but with little experience on the national level, Obama smashed through racial barriers and easily defeated ...
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“My Life Is A Shell Game”

Since: May 07

Lapeer, MI

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#1007065
Oct 18, 2013
 

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sonicfilter wrote:

UPDATE I re-reported a Fox News segment on Obamacare -- it was appallingly easy to see how it misleads the audience
I happened to turn on the Hannity show on Fox News last Friday evening.“Average Americans are feeling the pain of Obamacare and the healthcare overhaul train wreck,” Hannity announced,“and six of them are here tonight to tell us their stories.” Three married couples were neatly arranged in his studio, the wives seated and the men standing behind them, like game show contestants.
As Hannity called on each of them, the guests recounted their “Obamacare” horror stories: canceled policies, premium hikes, restrictions on the freedom to see a doctor of their choice, financial burdens upon their small businesses and so on.
“These are the stories that the media refuses to cover,” Hannity interjected.
But none of it smelled right to me. Nothing these folks were saying jibed with the basic facts of the Affordable Care Act as I understand them. I understand them fairly well; I have worked as a senior adviser to a governor and helped him deal with the new federal rules.
I decided to hit the pavement. I tracked down Hannity’s guests, one by one, and did my own telephone interviews with them.
First I spoke with Paul Cox of Leicester, N.C. He and his wife Michelle had lamented to Hannity that because of Obamacare, they can’t grow their construction business and they have kept their employees below a certain number of hours, so that they are part-timers.
Obamacare has no effect on businesses with 49 employees or less. But in our brief conversation on the phone, Paul revealed that he has only four employees. Why the cutback on his workforce?“Well,” he said,“I haven’t been forced to do so, it’s just that I’ve chosen to do so. I have to deal with increased costs.” What costs? And how, I asked him, is any of it due to Obamacare? There was a long pause, after which he said he’d call me back. He never did.
There is only one Obamacare requirement that applies to a company of this size: workers must be notified of the existence of the “healthcare.gov” website, the insurance exchange. That’s all.
Next I called Allison Denijs. She’d told Hannity that she pays over $13,000 a year in premiums. Like the other guests, she said she had recently gotten a letter from Blue Cross saying that her policy was being terminated and a new, ACA-compliant policy would take its place. She says this shows that Obama lied when he promised Americans that we could keep our existing policies.
Allison’s husband left his job a few years ago, one with benefits at a big company, to start his own business. Since then they’ve been buying insurance on the open market, and are now paying around $1,100 a month for a policy with a $2,500 deductible per family member, with hefty annual premium hikes. One of their two children is not covered under the policy. She has a preexisting condition that would require purchasing additional coverage for $600 a month, which would bring the family’s grand total to around $20,000 a year.
I asked Allison if she’d shopped on the exchange, to see what a plan might cost under the new law. She said she hadn’t done so because she’d heard the website was not working. Would she try it out when it’s up and running? Perhaps, she said. She told me she has long opposed Obamacare, and that the president should have focused on tort reform as a solution to bringing down the price of healthcare.
I tried an experiment and shopped on the exchange for Allison and Kurt. Assuming they don’t smoke and have a household income too high to be eligible for subsidies, I found that they would be able to get a plan for around $7,600, which would include coverage for their uninsured daughter. This would be about a 60 percent reduction from what they would have to pay on the pre-Obamacare market.
....and now you're copy-n-pasting from your 16 year old cousin's blog?
John Galt

Temecula, CA

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#1007066
Oct 18, 2013
 

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USAsince1680 wrote:
<quoted text>
We had that...it didn't work.
how so?

“My Life Is A Shell Game”

Since: May 07

Lapeer, MI

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#1007068
Oct 18, 2013
 

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sonicfilter wrote:
Allison also told me that the letter she received from Blue Cross said that in addition to the policy change for ACA compliance, in the new policy her physician network size might be reduced. That’s something insurance companies do to save money, with or without Obamacare on the horizon, just as they raise premiums with or without Obamacare coming.
If Allison’s choice of doctor was denied her through Obamacare then, yes, she could have a claim that Obamacare has hurt her. But she’d also have thousands of dollars in her pocket that she didn’t have before.
Finally, I called Robbie and Tina Robison from Franklin, Tenn. Robbie is self-employed as a Christian youth motivational speaker.(You can see his work here.) On Hannity, the couple said that they, too, were recently notified that their Blue Cross policy would be expiring for lack of ACA compliance. They told Hannity that the replacement plans Blue Cross was offering would come with a rate increase of 50 percent or even 75 percent, and that the new offerings would contain all sorts of benefits they don’t need, like maternity care, pediatric care, prenatal care and so forth. Their kids are grown and moved out, so why should they be forced to pay extra for a health plan with superfluous features?
When I spoke to Robbie, he said he and Tina have been paying a little over $800 a month for their plan, about $10,000 a year. And the ACA-compliant policy that will cost 50-75 percent more? They said this information was related to them by their insurance agent.
Had they shopped on the exchange yet, I asked? No, Tina said, nor would they. They oppose Obamacare and want nothing to do with it. Fair enough, but they should know that I found a plan for them for, at most,$3,700 a year, 63 percent less than their current bill. It might cover things that they don’t need, but so does every insurance policy.
It’s true that we don’t know for sure whether certain ills conservatives have warned about will occur once Obamacare is fully enacted. For example, will we truly have the same freedom to choose a physician that we have now? Will a surplus of insured patients require a scaling back (or “rationing,” as some call it) of provided healthcare services? Will doctors be able to spend as much time with patients? These are all valid, unanswered questions. The problem is that people like Sean Hannity have decided to answer them now, without evidence. Or worse, with fake evidence.
I don’t doubt that these six individuals believe that Obamacare is a disaster; but none of them had even visited the insurance exchange. And some of them appear to have taken actions (Paul Cox, for example) based on a general pessimistic belief about Obamacare. He’s certainly entitled to do so, but Hannity is not entitled to point to Paul’s behavior as an “Obamacare train wreck story” and maintain any credibility that he might have as a journalist.
Strangely, the recent shutdown was based almost entirely on a small percentage of Congress’s belief that Obamacare, as Ted Cruz puts it,“is destroying America.” Cruz has rarely given us an example of what he’s talking about. That’s because the best he can do is what Hannity did—exploit people’s ignorance and falsely point to imaginary boogeymen.
Update: To check the plans I used this useful calculator from the Kaiser Family Foundation.
http://www.salon.com/2013/10/18/inside_the_fo...
http://kff.org/interactive/subsidy-calculator...
Salon?:>
John Galt

Temecula, CA

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#1007069
Oct 18, 2013
 

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USAsince1680 wrote:
<quoted text>
They get a benefit just by having health insurance. Co-pays are low compared to what someone would pay without insurance and the deductible only applies to prescriptions and office visits...not hospitalization.
medical insurance is a losing proposition for everybody who does not have large medical bills....ObamaKKKare or not
John Galt

Temecula, CA

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#1007070
Oct 18, 2013
 

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USAsince1680 wrote:
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You really have no idea how insurance works do you? The insured only pays the co-pay...not the full amount. That is why they have insurance.
wrong...they pay the full amount until they satisfy the deductible...and the copay does not count against the deductible...

folks like you who have socialized medicine don't understand insurance....

if a genius like you doesn't understand that, imagine the shock to the Obamabot slugs...
sonicfilter

Indianapolis, IN

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#1007071
Oct 18, 2013
 

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shinningelectr0n wrote:
<quoted text> Salon?:>
FOX?:>

“My Life Is A Shell Game”

Since: May 07

Lapeer, MI

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#1007072
Oct 18, 2013
 

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sonicfilter wrote:
<quoted text>
FOX?:>
I think independently and might watch Fox *MAYBE* once a month as a coincidence of my weekday evenings or Sunday morning viewing along with all of the other network media hypes.

I abhor cookie cutter Liberals like you.

That's probably why you cut-n-paste so much, Ginger Bread Man:>

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHA HA......

Since: Oct 09

over here <-------->

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#1007073
Oct 18, 2013
 

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John Galt wrote:
<quoted text>
wrong...they pay the full amount until they satisfy the deductible...and the copay does not count against the deductible...
folks like you who have socialized medicine don't understand insurance....
if a genius like you doesn't understand that, imagine the shock to the Obamabot slugs...
$7k deductibles.. This is an unmitigated disaster..
John Galt

Temecula, CA

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#1007074
Oct 18, 2013
 

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Captn Morgan wrote:
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$7k deductibles.. This is an unmitigated disaster..
ObamaKKare is basically high deductible catastrophic insurance, which may be good for those with assets, but not for the poor.....

but the birth control and abortions are free....

Since: Sep 08

Santa Barbara, CA

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#1007075
Oct 18, 2013
 

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John Galt wrote:
<quoted text>
how so?
Before Obamacare, people who were sick often found themselves without health-care because they didn't have the ability to secure coverage at an affordable price. That is...if insurers didn't reject them altogether.

Employer-based plans are "community rated" - everyone who is covered by the same plan is charged more or less the same price. The high costs of caring for obese workers, for instance, is balanced by the low costs associated with healthy co-workers.

Why do you feel that isn't fair in the exchanges?
Stoneman

Boise, ID

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#1007076
Oct 18, 2013
 

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Going on FIVE YEARS of unemployment over 7.5%(actually much higher, considering those that gave up looking for work).

Over $17 TRILLION in debt.

More than $320 BILLION in new debt in a single day.

Gas prices over $3/gallon for OVER FIVE YEARS.

How do you lefties defend this guy?

Since: Sep 08

Santa Barbara, CA

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#1007077
Oct 18, 2013
 

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John Galt wrote:
<quoted text>
medical insurance is a losing proposition for everybody who does not have large medical bills....ObamaKKKare or not
Personally, I consider health insurance an investment in one's future. You may never need it but in the event you do, your investment will pay off 100 fold.
Yeah

Mililani, HI

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#1007078
Oct 18, 2013
 

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USAsince1680 wrote:
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And his supporters expect him to do the exact same thing come January.
Yuuup!
Nat Turner

Mabalacat, Philippines

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#1007079
Oct 18, 2013
 

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Taylor Swift and Lil Wayne getting married!
Yeah

Mililani, HI

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#1007080
Oct 18, 2013
 

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Grey Ghost wrote:
<quoted text>
What a rats ass you are, do you not even have a life? Spewing one dumb post after the other is your idia of having fun..Low life and no life that be you draft dodging butt breath.
Awwww... give 'em a break.

He's a t-per. He has no life AND no brains! And he's damned proud of it too!
Yeah

Mililani, HI

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#1007081
Oct 18, 2013
 

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killtaker wrote:
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We should have made it a law like 'oCommie' did!!!!
You tried tort reform... which had nothing to do with insurance!
John Galt

Temecula, CA

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#1007082
Oct 18, 2013
 

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USAsince1680 wrote:
<quoted text>
Before Obamacare, people who were sick often found themselves without health-care because they didn't have the ability to secure coverage at an affordable price. That is...if insurers didn't reject them altogether.
Employer-based plans are "community rated" - everyone who is covered by the same plan is charged more or less the same price. The high costs of caring for obese workers, for instance, is balanced by the low costs associated with healthy co-workers.
Why do you feel that isn't fair in the exchanges?
because the cost is heavily subsidized by taxpayers....

because there is no choice...
John Galt

Temecula, CA

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#1007083
Oct 18, 2013
 

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USAsince1680 wrote:
<quoted text>
Personally, I consider health insurance an investment in one's future. You may never need it but in the event you do, your investment will pay off 100 fold.
no type of insurance is ever an "investment"...

Since: Sep 13

Decatur, IL

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#1007084
Oct 18, 2013
 

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I don't think anyone in Congress or the Whitehouse has ever taken a math course. In fact I don't believe they can read and though they are good at talking I don't think they have the slightest desire to listen. I don't care about race or party when the people who wrote the Obamacare bill said it's a "train wreck" they should have gotten the message. And when our President does in multiples all of the things he chastised Bush for people should realize that if he's talking then he's lying. To think that people still sing his praises even after he just did more to hurt the American people, especially the poor people, than any other President in history.

“My Life Is A Shell Game”

Since: May 07

Lapeer, MI

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#1007085
Oct 18, 2013
 

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USAsince1680 wrote:
<quoted text>
Personally, I consider health insurance an investment in one's future. You may never need it but in the event you do, your investment will pay off 100 fold.
And if you never need it?

HAHAHAHAHA....SUCKER.

I think that investing in a Roth IRA is a good investment, too, but if the Magic Negro tried forcing me to do it, I'd tell him to f*ck off and go back into Larry Sinclair.

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