to begin with, no need to create an account with the exchange unless you are eligible for a taxpayer subsidy....<quoted text>
There you go with your lies.
A person must register with the exchange before they can pick a plan but they don't sign up for a plan until they familiarize themselves with the plan details.
Here's the steps one by one from the "Health Insurance Marketplace":
(1) create an account
(2) Apply. enter information about you and your family, including your income, household size, any insurance you currently have and more.)
(3)Next you’ll see all the plans and programs you’re eligible for and compare them side-by-side. You’ll also find out if you can get lower costs on monthly premiums and out-of-pocket costs.
(4) Choose a plan that meets your needs and enroll!
where in your procedure do you learn about the provider network???..or don't you care???....