Barack Obama, our next President

Full story: Hampton Roads Daily Press

"The road ahead will be long. Our climb will be steep," Obama cautioned. Young and charismatic but with little experience on the national level, Obama smashed through racial barriers and easily defeated ...
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920,941 - 920,960 of 1,099,283 Comments Last updated 4 min ago

Since: Sep 08

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#1002337
Oct 12, 2013
 

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Whatever wrote:
<quoted text>
Her response to this post
"Except those that lose coverage, lose access, have coverage reduced, have taxes increased, have work hours reduced, lose their jobs, etc "
Feel all that Dem caring for the working class.
Get a life you obsessed fool.

FACT: Galt's is doing nothing but prophesying that "The sky is falling".

Since: Sep 08

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#1002338
Oct 12, 2013
 

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lily boca raton fl wrote:
<quoted text>
obfuscater
LOL
John Galt

Temecula, CA

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#1002339
Oct 12, 2013
 

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USAsince1680 wrote:
<quoted text>
"The exchanges determine eligibility for:(a) The advance payment of the premium tax credits (APTC); (b) cost-sharing reductions (CSR); (c) Medicaid,(d) Children’s Health Insurance Program (CHIP), and (e) Basic Health Plan (BHP), if a BHP is operating in the service area of the Exchange." "All this eligibility and enrollment process is conducted in real-time through electronic data transfer."
"Translation: the state insurance exchanges are supposed to be able to verify applicant eligibility for Medicaid, CHIP, and approved health plans offered through the exchanges, including eligibility for tax and cost-sharing subsidies, and do it in real time."
"The Affordable Care Act requires verification of the information received from applicants/enrollees. The information … will be matched and verified against data provided by the Internal Revenue Service (IRS), Social Security Administration (SSA), Department of Homeland Security (DHS), Department of Veterans Affairs (VA),Department of Defense (DoD), Peace Corps, and Office of Personnel Management (OPM)…"
"Yes, you read it correctly, the Peace Corps. And then … the [state exchange] must notify the State Medicaid or CHIP agency and transmit all information obtained … via secure electronic interface for that agency to make a full determination of eligibility under those programs and provide the applicant with coverage."
THAT IS WHY IT IS SO DIFFICULT.
http://amme.utdallas.edu/2013/07/the-real-rea...
Incorrect.

The exchanges accept the applicant's word for their eligibility for premium assistance, without verification.

Your reference is outdated.

Since: Sep 08

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#1002340
Oct 12, 2013
 

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John Galt wrote:
<quoted text>
silly response...
money is money...
and you fail to address the cost of supplemental insurance...
Once again....if a person has supplemental insurance they are not eligible for an HMO. We are talking about HMO's......
Whatever

Gering, NE

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#1002341
Oct 12, 2013
 
USAsince1680 wrote:
<quoted text>
You know, since you are surfing the exchanges, why don't you do a comparison. I'd be interested to see what the differences are...if any. It could be, they are the same.
Here's a link to the Blue Cross plan for Federal employees. The monthly premium for a family of four is $422.63 for the "standard plan" (they pay 65%-85% of doctor fee).$85.91 for employee only.
How does that compare to the exchange?
http://www.fepblue.org/news/benefitsandservic...
It appears plans are based on state you are purchasing in.
You can't get a price without applying for a quote; however, this page outlines one of their ACA compliant plans.

What is the overall deductible?

In network:$6,350 individual /$12,700 family

Out of network:
$12,700 individual /$25,400 family

You must pay all the costs up to the deductible amount before this plan begins to pay for covered services you use."

Many of the co-pays appear to have as limitations and exemptions attached.

https://www.nebraskablue.com/~/media/pdf/Indi... $6350%20Catastrophic_01012014_ IBE00500146692014-01-01.pdf
John Galt

Temecula, CA

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#1002342
Oct 12, 2013
 
USAsince1680 wrote:
<quoted text>
You know, since you are surfing the exchanges, why don't you do a comparison. I'd be interested to see what the differences are...if any. It could be, they are the same.
Here's a link to the Blue Cross plan for Federal employees. The monthly premium for a family of four is $422.63 for the "standard plan" (they pay 65%-85% of doctor fee).$85.91 for employee only.
How does that compare to the exchange?
http://www.fepblue.org/news/benefitsandservic...
Just so that we don't waste more time, the exchange policies are individual policies and can only be compared with other individual policies, not with group policies. Exchange and individual premiums vary with age, whereas group policies do not.
Whatever

Gering, NE

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#1002343
Oct 12, 2013
 

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USAsince1680 wrote:
<quoted text>
SPAM
Yep, we already know you don't care what burdens this places on Working Families-

I don't understand how anyone could get so deep into the cult of personality to lose their ethics.
tell_it_like_it_ IS

Blanchard, OK

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#1002345
Oct 12, 2013
 

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EBT cards not being accepted at Walmarts....

Riots!

http://www.zerohedge.com/news/2013-10-12/food...
Whatever

Gering, NE

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#1002346
Oct 12, 2013
 

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John Galt wrote:
<quoted text>
Medicare Advantage is an HMO, just like most of the plans on the ObamaKKKare exchanges....it allows low income seniors to obtain second tier medicine at a reduced price...
I want to point out that the Obamacare law stopped all previous Medicare Advantage programs (offered by various insurance companies) per AARP request and replaced it with this single provider program.

This program is different from supplement insurance.
John Galt

Temecula, CA

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#1002347
Oct 12, 2013
 
USAsince1680 wrote:
<quoted text>
Once again....if a person has supplemental insurance they are not eligible for an HMO. We are talking about HMO's......
Your understanding is flawed. Those on Medicare can choose Part B, which is traditional Medicare, or Part C, which is Medicare Advantage, generally an HMO. It's not a question of eligibility, but of choice.

Part C, Medicare Advantage, is a form of supplemental insurance, but under an HMO structure.
Whatever

Gering, NE

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#1002348
Oct 12, 2013
 

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USAsince1680 wrote:
<quoted text>
Once again....if a person has supplemental insurance they are not eligible for an HMO. We are talking about HMO's......
Yes, the Medicare Advantage program allows you to use HMOs if you want to.

This page needs updated but it describes the program.

"A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare."

http://www.medicare.gov/sign-up-change-plans/...
John Galt

Temecula, CA

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#1002349
Oct 12, 2013
 

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Whatever wrote:
<quoted text>
I want to point out that the Obamacare law stopped all previous Medicare Advantage programs (offered by various insurance companies) per AARP request and replaced it with this single provider program.
This program is different from supplement insurance.
Not sure that is correct; instead, ObamaKKKare transferred government support of Medicare Advantage premiums to ObamaKKKare, making Medicare Advantage more expensive.
Whatever

Gering, NE

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#1002350
Oct 12, 2013
 

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Nuculur option wrote:
<quoted text>
You're a good example of why Christians have been slaughtering Hebes for centuries. Yes, for centuries. Not once or twice, but all the time, in all countries where Hebes talk like you do.
Hebes killed Jesus Christ, the son of God.
Now, you ignorant semite, tell us how the father, Abraham, can be all knowing, but his son, he of immaculate conception, is not??
You prove yourself to be an arrogant fool, nothing more.
Sorry, never heard a Christian being this hateful.

Only people who hates Jews as much as you do are Muslim.

Since: Sep 10

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#1002351
Oct 12, 2013
 

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Whatever wrote:
<quoted text>

I am more than a vagina.
HAHAHAHAHAHAHAHAHAHA

If you believed that, you wouldn't have to say it.
John Galt

Temecula, CA

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#1002352
Oct 12, 2013
 

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Whatever wrote:
<quoted text>
Yes, the Medicare Advantage program allows you to use HMOs if you want to.
This page needs updated but it describes the program.
"A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare."
http://www.medicare.gov/sign-up-change-plans/...
Understand that Medicare Part A is "free" and pays 80% of all hospital costs. Medicare B (optional)has a premium and covers 80% of medical (doctor) costs. Supplemental insurance covers most of the remaining 20% of hospital and medical costs.
Whatever

Gering, NE

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#1002353
Oct 12, 2013
 
John Galt wrote:
<quoted text>
Not sure that is correct; instead, ObamaKKKare transferred government support of Medicare Advantage premiums to ObamaKKKare, making Medicare Advantage more expensive.
Yep and made it available from only one provider. Guess who?

Hint:AARP was pushing this.
Whatever

Gering, NE

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#1002354
Oct 12, 2013
 
Nuculur option wrote:
<quoted text>
HAHAHAHAHAHAHAHAHAHA
If you believed that, you wouldn't have to say it.
Apparently that is NOT true as the Dems keep thinking this is all women care about. Tell the Dems this and not me.

Uh oh, No Surprise will be back posting your idiotic comment on this as soon as she sees this.
tell_it_like_it_ IS

Blanchard, OK

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#1002355
Oct 12, 2013
 

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Obama gives Iran fake artifact!!!!

http://frontpagemag.com/2013/dgreenfield/anci...

Since: Sep 10

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#1002356
Oct 12, 2013
 

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Whatever wrote:
<quoted text>
I want to point out that the Obamacare law stopped all previous Medicare Advantage programs (offered by various insurance companies) per AARP request and replaced it with this single provider program.
This program is different from supplement insurance.
"""Refusing to post links to back up your claims contrary to history is not an argument -it is waving the white flag." - whatever

You're waving your white flag again, liar. Where's your link, liar??

Here's the truth, something you abhor:

""There's nothing in the law that cuts back the Medicare Advantage program in the sense of changing what plans are authorized," explains Marsha Gold, Sc.D., a senior fellow at Mathematica Policy Research, a Washington, D.C., research group, and an expert on Medicare. "The only thing that's changing is the cost. The plans had been getting paid a lot more than the traditional Medicare program, and the Affordable Care Act is slowly trying to reduce that."

Here's what's going on. As of 2010, these plans, run by private insurance companies, were getting paid about 9 percent more per enrollee than original Medicare, which in turn cost the Medicare program an extra $8.9 billion that year, according to a new report from the Commonwealth Fund, a New York-based health policy research group. "Everyone was paying higher Part B premiums to subsidize extra benefits for one in four beneficiaries," says David Lipschutz, policy attorney at Center for Medicare Advocacy in Washington, D.C.

The Affordable Care Act is in the process of phasing out these overpayments until, by 2017, Medicare Advantage plans will, on average, be getting paid about the same as original Medicare costs.""

http://www.consumerreports.org/cro/news/2012/...
Whatever

Gering, NE

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#1002357
Oct 12, 2013
 
Nuculur option wrote:
<quoted text>
HAHAHAHAHAHAHAHAHAHA
If you believed that, you wouldn't have to say it.
A play was written about male nit wits like you who reduce women to one body part. It was written for misogynist like yourself and hugely popular.

Sorry, many females before me have protested jerks like you with that comment. Maybe it is time for you to act like an adult.

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