If the parents have insurance, the baby is automatically covered.<quoted text>
Ignoramous, a baby is not born possessing a health insurance card. Therefore, any health issues it has at birth are "pre-existing" obstacles to obtaining insurance. Geez!
Let me guess, you are one of those idiots who claims that a baby who dies shortly after birth goes to hell because it never accepted Christ as it's savior.
"Pre-existing conditions" are those that exist before obtaining coverage.