Medicare premiums are as high as $335.70/month, per person.<quoted text>
I, obviously, know more than you since I am on Medicare. The medicare premium for the majority of retirees over 65 (those with adjustable income under $170,000) is $104.90 a month which is deducted from their social security check. If someone has an adjustable income above $170,000 up to $214,000, they pay $146.90 etc. Not exactly outrageous. Someone with an adjustable rate of income above $214,000 would not be considered "average". IBM has agreed to provide funds to those retirees so they can purchase supplemental insurance which will provide them with 100% coverage. Your crystal ball attempt to see into the future is pure nonsense.
For the record, here is what IBM is actually doing:
Part D premiums are additional.
All costs quoted are per person.
Even at the base rate off $104.90 per person per month, a married couple will pay over $500 including supplemental coverage for a decent plan (not a crummy HMO Advantage plan).
Sorry you are a loser in the game of life.