Barack Obama, our next President

Full story: Hampton Roads Daily Press

"The road ahead will be long. Our climb will be steep," Obama cautioned. Young and charismatic but with little experience on the national level, Obama smashed through racial barriers and easily defeated ...
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880,861 - 880,880 of 1,095,385 Comments Last updated 13 min ago
Yeah

Mililani, HI

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#959078
Aug 3, 2013
 

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Anonymous of Indy wrote:
<quoted text>It wasnt Capitalistic Greed it was Socialistic Greed because the Federal Government along with the Pseudo Liberals were the ones involved in the Housing Meltdown is the point and how many banks do you know that are not FDIC insured which is the only way those banks that didnt lend did not have to comply with Community Reinvestment Act is the other point.
You keep making the same claim over and over trying to refute the facts the FRB offers with your opinions.

You can't.

And no, you did not have to be federally insured to not comply with CRA. There is also a capital thresh hold. And then only if an institution wishes to go into other merger and financial endeavours that GLB opened up.

Geez son. You really need to get away from the conservative talking points and blaming non cons for the financial problems.
No Surprize

Seminole, FL

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#959079
Aug 3, 2013
 
Realtime wrote:
<quoted text>BushCo's misguided venture into Iraq will likely cost US taxpayers in the range of $3 Trillion dollars before the dust finally settles and that doesn't include the potential enormous costs for the ongoing need for US military involvement in the Persian Gulf.
It appears that you're equally ignorant as to what's happening in Chicago. Racist scumbag!
Realtime trying to make chicken salad out of chicken shit...

Only you liars who make any claims about their race, education or their military service are liars realtime, given you won't and can't prove a damn thing. You are an idiot...

It's the culture...
Yeah

Mililani, HI

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#959080
Aug 3, 2013
 

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LoisLane59 wrote:
<quoted text>
Since it's so funny, think I'll say it again.
I'm mainly upset with foolish dupes who elected this narcissist-in-chief again and put us all back into a cesspool of his now proclaimed "phony scandals" and what is REALLY a phony - Obamacare - and hope enough smart democrats can keep him from flushing us all down the toilet.
Pretty sure that was even funnier.
And yet, they're so much better than the Romney/Ryan railroaders.

Those idiots would have created more and more cesspools and claim they were swimming pools!
No Surprize

Seminole, FL

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#959081
Aug 3, 2013
 
Yeah wrote:
<quoted text>So, did the head of the IRS also approve of bushie boy going into iraq? and Afghanistan?
how about the unions? did he check with them? just so's we're on the same page and all.....
Iraq war John Kerry: I voted for the war before I was against it...

It's the culture...
Yeah

Mililani, HI

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#959082
Aug 3, 2013
 

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Anonymous of Indy wrote:
<quoted text>2002 is when it started but changes to regulation didnt happen until 2005.
Regulatory changes 2005
In 2002 there was an inter-agency review of the effectiveness of the 1995 regulatory changes to the Community Reinvestment Act and new proposals were considered.[40] In 2003, researchers at the Federal Reserve Bank of New York noted that dramatic changes in the financial services landscape had weakened the CRA, and that in 2003 less than 30 percent of all home purchase loans were subject to intensive review under the CRA.[64]
In early 2005, the Office of Thrift Supervision (OTS) implemented new rules that among other changes allowed thrifts with over $1 billion in assets to tweak the long standing 50-25-25 CRA ratings thresholds by continuing to meet 50 percent of their overall CRA rating through lending activity as always but the other 50 percent could be any combination of lending, investment, and services that the thrift wanted. The obligations to adhere to 25 percent for services and 25 percent for investments became optional and the means to securing a satisfactory CRA rating was left to the discretion of the qualifying thrifts instead (See the notes in the "2005" column of Table I. for the specifics).[32] In April 2005, a contingent of Democratic Congressmen issued a letter protesting these changes, saying they undercut the ability of the CRA to "meet the needs of low and moderate-income persons and communities".[65] The changes were also opposed by community groups concerned that it would weaken the CRA.[66]
After enacting a technical regulatory amendment in the interim incorporating a different formula for stratifying both metropolitan and rural zones to better align with an expanded definition of them under the CRA in the process,[67][68] the Federal Deposit Insurance Corporation (FDIC), the Board of Governors of the Federal Reserve System (FRB), and the Office of the Comptroller of the Currency (OCC) also put a new set of regulations into effect in September 2005 - mirroring much of what the OTS had already initiated earlier in the year (See the notes in the "2005" column of Table I.' for the specifics).[69] These regulations also included less restrictive definitions of "small" and "intermediate small" banks.[15] "Intermediate small banks" were defined as banks with assets of less than $1 billion but more than $250 million, which allowed these banks to opt for examination as either as a small bank or a large bank.[27] Currently banks with assets greater than $1.061 billion have their CRA performance evaluated according to lending, investment and service tests. The agencies use the Consumer Price Index to adjust the asset size thresholds for small and large institutions annually.
http://en.wikipedia.org/wiki/Community_Reinve...
lol! Oh geez. A Wiki Warrior to counter the FRB.
No Surprize

Seminole, FL

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#959083
Aug 3, 2013
 
Yeah wrote:
<quoted text>And yet, they're so much better than the Romney/Ryan railroaders.
Those idiots would have created more and more cesspools and claim they were swimming pools!
Someone ought to pat you down with an antiseptic wet wipe Gilligan... Seeing how we've all wanted too..

It's the culture...
Yeah

Mililani, HI

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#959084
Aug 3, 2013
 

Judged:

1

Anonymous of Indy wrote:
<quoted text>2002 is when it started but changes to regulation didnt happen until 2005.
Regulatory changes 2005
In 2002 there was an inter-agency review of the effectiveness of the 1995 regulatory changes to the Community Reinvestment Act and new proposals were considered.[40] In 2003, researchers at the Federal Reserve Bank of New York noted that dramatic changes in the financial services landscape had weakened the CRA, and that in 2003 less than 30 percent of all home purchase loans were subject to intensive review under the CRA.[64]
In early 2005, the Office of Thrift Supervision (OTS) implemented new rules that among other changes allowed thrifts with over $1 billion in assets to tweak the long standing 50-25-25 CRA ratings thresholds by continuing to meet 50 percent of their overall CRA rating through lending activity as always but the other 50 percent could be any combination of lending, investment, and services that the thrift wanted. The obligations to adhere to 25 percent for services and 25 percent for investments became optional and the means to securing a satisfactory CRA rating was left to the discretion of the qualifying thrifts instead (See the notes in the "2005" column of Table I. for the specifics).[32] In April 2005, a contingent of Democratic Congressmen issued a letter protesting these changes, saying they undercut the ability of the CRA to "meet the needs of low and moderate-income persons and communities".[65] The changes were also opposed by community groups concerned that it would weaken the CRA.[66]
After enacting a technical regulatory amendment in the interim incorporating a different formula for stratifying both metropolitan and rural zones to better align with an expanded definition of them under the CRA in the process,[67][68] the Federal Deposit Insurance Corporation (FDIC), the Board of Governors of the Federal Reserve System (FRB), and the Office of the Comptroller of the Currency (OCC) also put a new set of regulations into effect in September 2005 - mirroring much of what the OTS had already initiated earlier in the year (See the notes in the "2005" column of Table I.' for the specifics).[69] These regulations also included less restrictive definitions of "small" and "intermediate small" banks.[15] "Intermediate small banks" were defined as banks with assets of less than $1 billion but more than $250 million, which allowed these banks to opt for examination as either as a small bank or a large bank.[27] Currently banks with assets greater than $1.061 billion have their CRA performance evaluated according to lending, investment and service tests. The agencies use the Consumer Price Index to adjust the asset size thresholds for small and large institutions annually.
http://en.wikipedia.org/wiki/Community_Reinve...
Try pulling up your footnotes 65 an 66. I'm not getting any of your 'sources.'
Yeah

Mililani, HI

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#959085
Aug 3, 2013
 

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Do the Math wrote:
<quoted text>
geesh, you have a short memory. I suggest you revisit the casualties from Gulf War I
Didn't you know? For cons they don't count in the least. Those deaths never existed and the money spent was a lie.
No Surprize

Seminole, FL

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#959086
Aug 3, 2013
 
Yeah wrote:
<quoted text>lol! Oh geez. A Wiki Warrior to counter the FRB.
Gilligan is a stupid argument heavily influenced by ignorance and vast tracts of gray matter...

Gilligan: Yeah is the classification for unconscious life that is incapable of thought and reason, non-sentients are nonetheless able to consume matter, reproduce, pollute the environment, transform energy, create carbon dioxide, and grow hair...

It's the culture..
Yeah

Mililani, HI

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#959087
Aug 3, 2013
 

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Death of Tenzing wrote:
<quoted text>
Six of one, half dozen of the other.
You were actually cheering Reagan's proposal to hand health care over to the government.
lol! If they couldn't cry IRS and Benshazi, they wouldn't have anything to complain about.

It doesn't matter to them it's a done deal and others have moved forward while they're stuck in the muck of their own creation.

But... it's all they have left!
Yeah

Mililani, HI

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#959088
Aug 3, 2013
 

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No Surprize wrote:
<quoted text>Someone ought to pat you down with an antiseptic wet wipe Gilligan... Seeing how we've all wanted too..
It's the culture...
lol! You should drink it son.

Clean you inside first!
shrimp_on_a_trea dmill

United States

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#959089
Aug 3, 2013
 
Yeah wrote:
lol! Smart American's already knew this.
Cons keep trying to sell it not only to others, but to themselves!
What a bunch of comical idiots!
"The GOP's Entire Budget Strategy Collapsed This Week, And Almost No One Noticed
Business Insider By Brett LoGiurato | Business Insider 52 minutes ago
AP
Hal Rogers
House Republicans' latest fiasco confirms the suspicion: The GOP loves the Paul Ryan budget in theory, but even Republicans can't get it to work in practice.
That was the result of a seemingly nonchalant debate over a bill to fund the Departments of Transportation, and Housing and Urban Development, which blew up in House Republicans' faces on Wednesday.
The THUD bill was, well, a thud, and it was pulled from the House floor amid the realization that it did not have close to the 218 votes of GOP support it needed. Republicans couldn't garner the votes while abiding by their standards billions in cuts on top of the levels of spending under sequestration.
House Majority Leader Eric Cantor said that the House will return to appropriating the bill after Congress' August recess. But a furious House Appropriations Committee Chairman Hal Rogers said that was "bleak at best," and other GOP sources said there's little chance of that, as well.
What happened here? This bill to fund the THUD served as Republicans' starting point in negotiations with Democrats. The GOP used the Ryan budget which it passed more than four months ago as a blueprint for the cuts they would need to make.
But the problem with Ryan's budget is that it works in abstractions, and is never binding. And Republicans learned that, for the sake of saving face while going back to their districts, the heavy cuts projected in the Ryan budget just weren't workable.
In a scathing statement, the normally measured Rogers blasted his colleagues.
"With this action, the House has declined to proceed on the implementation of the very budget it adopted just three months ago," Rogers said. "Thus, I believe that the House has made its choice: sequestration and its unrealistic and ill-conceived discretionary cuts must be brought to an end."..."
Your budget would fail to if you had to pay for conservatives to run around on a treadmill!
Yeah

Mililani, HI

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#959090
Aug 3, 2013
 

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No Surprize wrote:
<quoted text>Gilligan is a stupid argument heavily influenced by ignorance and vast tracts of gray matter...
Gilligan: Yeah is the classification for unconscious life that is incapable of thought and reason, non-sentients are nonetheless able to consume matter, reproduce, pollute the environment, transform energy, create carbon dioxide, and grow hair...
It's the culture..
lol! It's a good thing you're only offering personal attacks and staying out of the real world son.

You couldn't handle it!
balls_4_Obama

United States

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#959091
Aug 3, 2013
 
Yeah wrote:
<quoted text>lol! If they couldn't cry IRS and Benshazi, they wouldn't have anything to complain about.
It doesn't matter to them it's a done deal and others have moved forward while they're stuck in the muck of their own creation.
But... it's all they have left!
Democrats!

Clean up American Nutz!

Use tax dollars here like you did for dirty African scrotums!

Clean lily and leos dirty balls!
No Surprize

Seminole, FL

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#959092
Aug 3, 2013
 

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Yeah wrote:
<quoted text>lol! It's a good thing you're only offering personal attacks and staying out of the real world son.
You couldn't handle it!
Yeah...You have no special talents Gilligan... You are just passionately ostentatious and ignorant...

It's the culture...
No Surprize

Seminole, FL

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#959093
Aug 3, 2013
 

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Yeah wrote:
<quoted text>lol! You should drink it son.
Clean you inside first!
The difference between stupid and ignorant is that Yeah Gilligan has reached its limits..

It's the culture...
Tits Magee

Paris, France

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#959094
Aug 3, 2013
 

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LoisLane59 wrote:
<quoted text>
That's funny coming from the chieftain of the tribe who has declared a sexist war on women.
Consider this my first and last response to you.
And THAT'S funny just because it's comin' from an ol' whore who thinks she's a Barbie doll. "Look mama, it's arms and legs move and it's always smiling! But when you pull the string on her back a man's voice comes out!" (Pulls the string) "I want a beer, wench!" (pulls it again) "Ducky, get me my pants!" (pulls it again) "You call this meatloaf?" The little girl's mother takes the doll, turns it over and sees that it was made in Texas or someplace like that, so she throws it on the ground and smashes it with her heel.

Consider this my typical response to all women who when they talk say the stuff men want them to. Three words, bitch: Municipal Bonds.
No Surprize

Seminole, FL

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#959095
Aug 3, 2013
 

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balls_4_Obama wrote:
<quoted text>
Democrats!
Clean up American Nutz!
Use tax dollars here like you did for dirty African scrotums!
Clean lily and leos dirty balls!
The Obama administration spent $800,000 of Economic Stimulus on African-American Male Genital-Washing Program...

http://projectreporter.nih.gov/project_info_d...

Yeah.. Gilligan as head adviser...

It's the culture...
Tits Magee

Paris, France

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#959096
Aug 3, 2013
 
No Surprize wrote:
<quoted text>The difference between stupid and ignorant is that Yeah Gilligan has reached its limits..
It's the culture...
No, the difference between stupid and ignorant is that one goes through life afraid of death and the other goes through life afraid of life. Pretty clear you're straddling the fence.
Tits Magee

Paris, France

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#959097
Aug 3, 2013
 
No Surprize wrote:
<quoted text>Yeah...You have no special talents Gilligan... You are just passionately ostentatious and ignorant...
It's the culture...
Ooooooo, that's a big word! I must confess thought that being passionately anything is a kind of talent, isn't it? I mean your talent is being passionately self-righteous and telling other people what they are passionate about which isn't ever as good as what you're passionate about, right? Now, me, for instance, I'm passionately a friend of the Native American. Say, how many Seminoles are left in Seminole Florida? Gee, I guess they just weren't passionate enough, huh, you dumb prick?

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