Barack Obama, our next President

Full story: Hampton Roads Daily Press

"The road ahead will be long. Our climb will be steep," Obama cautioned. Young and charismatic but with little experience on the national level, Obama smashed through racial barriers and easily defeated ...
Comments
880,441 - 880,460 of 1,102,037 Comments Last updated 3 min ago
No Surprize

Seminole, FL

#958646 Aug 2, 2013
RealDave wrote:
<quoted text>
When will; you dumbass right whiners EVER learn how the CRA worked.
Please.
You are embarrassing yourself with your ignorance.
The CRA said banks had to use some of their profits to help people in their commuities to buy homes. For those who could not quite meet the down payment or mothly payments, banks would lower their rates a little so these people would be able to afford to make the payments. In any event, borrows HAD TO SHOW THEY COULD MAKE THOSE PAYMENTS. If they still had to prove they could make those payments, where was the high risk?
If you couldn't but your dream house because you the payments were too high but 6 months later interest rates dropped & now you could, that make you a riskier buyer?
Of course not.
BTW If Clinton signed aything, the Republicans had to have passed it in Congress& in 3008, Bush would have had to sign it.
RealDumbDave's self-congratulatory discussion where little to no progress is ever made him profiteering in his own stupid and hate...

It's the culture...

Since: May 11

Hustontown, PA

#958647 Aug 2, 2013
LoisLane59 wrote:
<quoted text>
Look it up yourself. Here are a few tips.
Start your search with the "repeal of the Glass-Steagall in 1999" replaced by the Gramm-Leach-Bliley Act.
Assuming you know how to Google, then search "expansion of the CRA in 1995" by the Clinton Administration urging lending flexibility by banks. Critics also blame President Carter for enacting the CRA in 1977 in the first place.
And then if you really want to complete your search, type in "critics blame 1995 changes to CRA" relaxing lending standards as the beginning of crisis.
You won't find any of this information on any liberal media source. So don't waste your time looking at propaganda.
This is an example of the kind of informative websites you want to search.
http://www.frbsf.org/community-development/fi...
Good luck in your quest for truth and knowledge.
You do know Graham, Leach & Bliley were al Republicans, right?

Just checking.
False Prophet

Waynesboro, MS

#958648 Aug 2, 2013
"Uncle Martin" was a "pro-ABORTION" "Communist" patsy.

Hint: Stanley Levinson (communist jew)
TSM

El Paso, TX

#958649 Aug 2, 2013
I thought Obama told the American People after killing Osama that Al- Qaeda was on the Run and on their Heels what a Myth!! The closing of U.S. Embassies across the Middle East sounds as if Al-Qaeda has Obama and U.S. on our Heels!! Obama after appeasing Al-Qaeda must feel like Rodney Dangerfield "I get no respect!!
No Surprize

Seminole, FL

#958650 Aug 2, 2013
RealDave wrote:
<quoted text>
You do know Graham, Leach & Bliley were al Republicans, right?
Just checking.
Now... Pull up them pants BOY!!

It's the culture...

Since: May 11

Hustontown, PA

#958651 Aug 2, 2013
EasyEed wrote:
<quoted text>
"real dumb"
Got a question for you. Why should folks who send their kids to private schools be taxed to support public schools?
Peace
KMA
People should be taxed to help pay for their community schools. It is the mandate in most states to provide an education for every child.

That means irregardless if you have any kids or not.

Now, you can take advantage of that free public education or pay to send your kids where ever else you want on your own dime.

To think when you pay school taxes you pay for just your kid is beyond stupid

“Come Home America!”

Since: Nov 11

Claymont, Delaware 19809

#958652 Aug 2, 2013
Eman wrote:
<quoted text>
She's a liar too
"WASHINGTON — First lady Michelle Obama is keeping mum on what she plans to get President Barack Obama for Christmas.Joined by first dog Bo, Mrs. Obama read "A Visit From St. Nicholas" to children at Children's National Medical Center in Washington.One child asked what she plans to give the president. Pointing to news cameras, Mrs. Obama said if she says anything, "they're going to print it into the papers tomorrow."One boy recommended an iPad or an iPad mini. The first lady promised "it will be something nice.""
Camden City Gardens
“We’re one of the poorest cities, and the second-most-dangerous city in the nation, but 100 percent of our gardens grow surplus crops and give them away. Our gardeners grow more than five hundred thousand pounds of fresh food a year on twenty-five acres and, according to the University of Pennsylvania, about 10 percent of Camden’s population gets some of their produce from our programs.”– Mike Devlin, Camden City Garden Club, Camden, in Michelle Obama’s American Grown

GNJP host Megan Gunning and videographer Frank Foley were in Camden with JoAnne Ruscio on the hottest day of the summer to meet Mike Devlin – a dynamo in the battle against hunger; and the Camden residents who are responsible for more than 100 gardens in the city, the fastest growing community gardening program in the country. GNJP was filming a short video to raise funds for several short and long videos on city gardens in Camden.

There are several reasons why Camden has so many urban gardens - and they aren’t all good reasons. The plenitude of vacant lots and the lack of access to fresh food – a true food desert – are redeemed by the other reasons: the dedicated vision and leadership of Mike, Valerie, the farmers, the faith-based institutions in the city and the volunteers.

In the program, we’ll also take a look at the Camden Children’s Garden, a popular place for families in the city; and we’ll take part in a church supper prepared by local gardeners with local produce. This program will be as much about the people as the produce. And we may convince the chefs to share some of their recipes online.
— 500,000 lbs from 25 Acres (14 photos)
sonicfilter

Indianapolis, IN

#958653 Aug 2, 2013
After Huntington Beach Riot, We Need to Talk about White Youth and Violence

Sunday’s rioting in Huntington Beach, California is sparking a national conversation about white youth and violence. It’s about time.

I know this is a touchy subject. Some of my best friends are white, and some of them have teenage or twenty-something children. And of course I don’t favor racial profiling, even though I cross the street when I see a group of young whites lurking on the sidewalk.

No, not all white youth are thugs. But as Gawker‘s Cord Johnson noted, the statistics on white violence are grim:

"For instance, according to research from the Department of Justice, 84 percent of white murder victims are killed by other white people. Similarly, white rape victims tend to be raped by other whites. White-on-white violence is a menace to white communities across the country[.]"

Johnson wonders, reasonably, about white parents:

"More important than white politicians are the white parents. I’d like to ask the caregivers of the children in these videos what they’ve been doing. When did so many white parents fall asleep at the wheel? You can complain about poor schools all you’d like, but the fact of the matter is that it’s the parents of these children who are letting them leave the house looking like slobs in their baggy board shorts and Hollister t-shirts. It’s the parents of these kids who are letting them listen to violent, self-destructive trash like “Anarchy in the UK” or “Now I Wanna Sniff Some Glue”– performed loudly by noted conservative rocker Johnny Ramone."

Like I said, it’s a sensitive topic. But Sunday’s rioting after a surfing contest in Huntington Beach, California has forced it. Rampaging young whites destroyed cars and looted businesses. Police arrested eight white youths and resorted to rubber bullets and pepper spray to break up the violence. Ryan Hartzog, a local businessman whose bike shop was looted, was not surprised:

"Every year the U.S. Open was getting a little too crazy. We figured this was going to happen."

I think it’s their culture. The parents of these young whites watch CNN and the kids see Ted Nugent say “Suck on my machine gun.” Or they watch a Pennsylvania police chief’s YouTube videos celebrating guns and calling for an armed uprising against the federal government. So we shouldn’t be surprised when young white thugs often riot after sporting events, whether their team wins or loses.

Again, there are good whites. But for every one white valedictorian, there are a hundred others with thumbs the size of lemons from popping open beer cans and texting while they drive. Yes, whites are almost twice as likely to drive drunk, and young whites send most text messages. Put the two together and it’s bqhatevwr … and you could be their next victim.

So yes, let’s have that conversation about violent white youth. It’s about time.

http://www.politicususa.com/2013/07/31/huntin...
WOW

Bronx, NY

#958654 Aug 2, 2013
HAHAHAHAHAHLOLOLOLOLOLOLOl POTS AND KETTLES President Obama doesn’t care for the influence that narcissistic celebrities have on today’s youth. In a recent interview with Amazon.com , Obama said negative influences such as Kim Kardashian and Kanye West didn’t distract him from his pursuit of the American dream when he was a kid. Obama blamed today’s confluence of narcissistic, self-obssessed traits on the influence of Kim and Kanye and reality TV shows.

THE LOVE OF HIS LIFE JAY Z AND BEYONCE MICHELLE ALSO
yEAH

Honolulu, HI

#958655 Aug 2, 2013
Anonymous of Indy wrote:
<quoted text>the CRA was used to redisbute Tax Payer Dollars and Federal Government was taking the risk out for Banks too which was the deal since the Federal Government was forcing banks to lend under the CRA to high risk individuals and would assume the losses if any were involved with Tax Payer Dollars and it started in 1995 with changes to the CRA under the Clinton Adminstration and in 2008 the Federal Government ended up having to pump billions of Tax Payer Dollars into Fannie Mae and Freddie Mac because of all the bad mortages that where given to people because of Pseudo Liberalisms version of Socialism that forced the banks to give loans to people who couldnt afford the houses anyways and the bailout of Fannie Mae & Freddie Max was part of the 2008 financial crisis bailouts and your...
12/07/2012 @ 11:43AM
FHA Will Cost Taxpayers $150 Billion
http://www.forbes.com/sites/richardfinger/201...
http://www.minneapolisfed.org/ publications_papers/pub_displa y.cfm?id=4136

"...Assessing banks in context

The CRA directs federal banking regulatory agencies, including the Federal Reserve, to use their supervisory authority to encourage banking institutions to help meet the credit needs of all segments of their local communities. These communities, referred to hereafter as CRA assessment areas, are defined as the areas where banking institutions have a physical branch office presence and take deposits, including low- and moderate-income areas. The banking agencies periodically assess the performance of banking institutions in serving their local communities, including their patterns of lending to lower-income households and neighborhoods, and take the assessments into consideration when reviewing the institutions' applications for mergers, acquisitions, and branches.

The CRA emphasizes that banking institutions fulfill their CRA obligations within the framework of safe and sound operation. CRA performance evaluations have become more quantitative since 1995, when regulatory changes were enacted that stress actual performance rather than documented efforts to serve a community's credit needs. However, the CRA does not stipulate minimum targets or even goals for the volume of loans, services, or investments banking institutions must provide. While it is fair to say that the primary focus of CRA evaluations is the number and dollar amount of loans to lower-income borrowers or areas, the agencies instruct examiners to judge banks' performance in light of 1) each institution's capacity to extend credit to lower-income groups and 2) the local economic and market conditions that might affect the income and geographic distribution of lending...."

"...Using loan origination data obtained pursuant to the Home Mortgage Disclosure Act (HMDA), we find that in 2005 and 2006, independent nonbank institutions—institutions not covered by the CRA—accounted for about half of all subprime originations.(See Table 1.) Also, about 60 percent of higher-priced loan originations went to middle- or higher-income borrowers or neighborhoods, populations not targeted by the CRA.(See Table 2.) In addition, independent nonbank institutions originated nearly half of the higher-priced loans extended to lower-income borrowers or borrowers in lower-income areas (share derived from Table 2).

In total, of all the higher-priced loans, only 6 percent were extended by CRA-regulated lenders (and their affiliates) to either lower-income borrowers or neighborhoods in the lenders' CRA assessment areas, which are the local geographies that are the primary focus for CRA evaluation purposes. The small share of subprime lending in 2005 and 2006 that can be linked to the CRA suggests it is very unlikely the CRA could have played a substantial role in the subprime crisis...."
WOW

Bronx, NY

#958656 Aug 2, 2013
Patriot wrote:
An EMP Missing By TWO WEEKS Is NOT a Near Miss
Friday, August 2, 2013
As some of you will know I report on the space weather regularly when there is something going on…or something might be going on in the hours following the article.
I was shocked yesterday to see reports of a ‘Carrington-class event’ that occurred two weeks ago. I trawled the NASA and NOAA sites looking for what I had missed. I had missed nothing, there was no such event. A report on spaceweather.com this morning says:
"Many readers are asking about a report in the Washington Examiner, which states that a Carrington-class solar storm narrowly missed Earth two weeks ago. There was no Carrington-class solar storm two weeks ago. On the contrary, solar activity was low throughout the month of July. The report is erroneous. The possibility of such a storm is, however, worth thinking about: A modern Carrington event would cause significant damage to our high-tech society."
I am all in favor of alerting the public of both the United States and the wider world of any incoming event but throwing out spurious reports serves no purpose.
Here’s what Jim Woolsey has to say -
http://www.activistpost.com/2013/08/an-emp-mi...
THEY CONTINUE to FOCUS on the OBAMA distraction EMP doesnt care about RACE or POLITICAN PARTIES non science people could careless about anything in the science because its not all about personalities, pop culture and it requires facts undereducated folks do not have a clue so all they have is BLACk WHITE RACISM HOMOSEXUALITY GREEN ILLEGAL ENTRANTS LIBS RINO TP ALL DOESNT MATTER OBAMA CANT DO NOTHING ABOUT THIS LIKE MOST OTHER THINGS WHY WASNT THE PUBLIC MADE AWARE OF THIS BEFORE and when disaster hits they wont tell you before no similng OBAMA wont tell you NOTHING or anyother POLITICIAN they will go to their BUNKERS WITH THEIR FAMILIES AND YOUR VOTE WILL MEAN NOTHING
TSM

El Paso, TX

#958657 Aug 2, 2013
All Americans should be outraged that congressional staffers are exempt from Obamacare, taxpayers on the hook to pay 75% of staffers Health Care premiums nothing like a 75% pay raise…Right!!

Since: Aug 11

Location hidden

#958658 Aug 2, 2013
RealDave wrote:
<quoted text>
When will; you dumbass right whiners EVER learn how the CRA worked.
Please.
You are embarrassing yourself with your ignorance.
The CRA said banks had to use some of their profits to help people in their commuities to buy homes. For those who could not quite meet the down payment or mothly payments, banks would lower their rates a little so these people would be able to afford to make the payments. In any event, borrows HAD TO SHOW THEY COULD MAKE THOSE PAYMENTS. If they still had to prove they could make those payments, where was the high risk?
If you couldn't but your dream house because you the payments were too high but 6 months later interest rates dropped & now you could, that make you a riskier buyer?
Of course not.
BTW If Clinton signed aything, the Republicans had to have passed it in Congress& in 3008, Bush would have had to sign it.
we know how you dumbass left whiners used the CRA to redistribute US Tax Dollars and everyone knows how you Pseudo Liberals opperate here in the US especially when it comes to someone elses wealth & money.
Please.

Since: Aug 11

Location hidden

#958659 Aug 2, 2013
RealDave wrote:
<quoted text>
When will; you dumbass right whiners EVER learn how the CRA worked.
Please.
You are embarrassing yourself with your ignorance.
The CRA said banks had to use some of their profits to help people in their commuities to buy homes. For those who could not quite meet the down payment or mothly payments, banks would lower their rates a little so these people would be able to afford to make the payments. In any event, borrows HAD TO SHOW THEY COULD MAKE THOSE PAYMENTS. If they still had to prove they could make those payments, where was the high risk?
If you couldn't but your dream house because you the payments were too high but 6 months later interest rates dropped & now you could, that make you a riskier buyer?
Of course not.
BTW If Clinton signed aything, the Republicans had to have passed it in Congress& in 3008, Bush would have had to sign it.
How The Democrats Caused The Financial Crisis: Starring Bill Clinton's HUD Secretary Andrew Cuomo And Barack Obama; With Special Guest Appearances By Bill Clinton And Jimmy Carter

“Often imitated”

Since: Jul 07

never duplicated

#958660 Aug 2, 2013
frontporchreactionary wrote:
<quoted text>
Camden City Gardens
“We’re one of the poorest cities, and the second-most-dangerous city in the nation, but 100 percent of our gardens grow surplus crops and give them away. Our gardeners grow more than five hundred thousand pounds of fresh food a year on twenty-five acres and, according to the University of Pennsylvania, about 10 percent of Camden’s population gets some of their produce from our programs.”– Mike Devlin, Camden City Garden Club, Camden, in Michelle Obama’s American Grown
GNJP host Megan Gunning and videographer Frank Foley were in Camden with JoAnne Ruscio on the hottest day of the summer to meet Mike Devlin – a dynamo in the battle against hunger; and the Camden residents who are responsible for more than 100 gardens in the city, the fastest growing community gardening program in the country. GNJP was filming a short video to raise funds for several short and long videos on city gardens in Camden.
There are several reasons why Camden has so many urban gardens - and they aren’t all good reasons. The plenitude of vacant lots and the lack of access to fresh food – a true food desert – are redeemed by the other reasons: the dedicated vision and leadership of Mike, Valerie, the farmers, the faith-based institutions in the city and the volunteers.
In the program, we’ll also take a look at the Camden Children’s Garden, a popular place for families in the city; and we’ll take part in a church supper prepared by local gardeners with local produce. This program will be as much about the people as the produce. And we may convince the chefs to share some of their recipes online.
— 500,000 lbs from 25 Acres (14 photos)
I already know you're an idiot. You don't have to keep proving it.
Realtime

Deltona, FL

#958661 Aug 2, 2013
RealDave wrote:
<quoted text>
You do know Graham, Leach & Bliley were al Republicans, right?
Just checking.
Gramm! Phil Gramm's name appears on the list of the twenty five persons most responsible for the mortgage meltdown, interesting because he was no longer in government when the meltdown began. His wife Wendy was also an economist and like her husband an interesting creature.

Gramm-Leach-Bliley was only a part of the financial madness that Gramm introduced while serving as both a Democrat and Republican congressman and a Republican senator.

This is a guy that America didn't really need in high office.
WOW

Bronx, NY

#958662 Aug 2, 2013
WHITE ON WHITE CRIME STOPS BLACK ON BLACK CRIME so the more finger pointing that goes on the helps either community what is AL SHARPTON AN EXPERT IN THAT MAKES HIM A LEADER IN AMERICA HE IS NOT A MEDICAL DOCTOR, HE IS NOT A SCIENTISTS,HE DOESNT SOLVE ANY PROBLEMS,HE NOT AN ECONOMISTS,(he gets money),THEY TALK ABOUT THE POOR BUT THEY GET RICH lololololhahahaha HOW COME THEY CANT TEACH THE UNDERACHIEVERS HOW TO BETTER THEMSELVES SHARPTON DOESNT HAVE A HIGHER EDUCATION why is he a LEADER in AMERICA MOST IF NOT ALL CIVIL RIGHTS LEADERS IN THE PAST THAT WERE EFFECTIVE THEY WERE FORMALLY EDUCATED now THE PUBLIC LEADERSHIP is undereducated
yEAH

Honolulu, HI

#958663 Aug 2, 2013
Anonymous of Indy wrote:
<quoted text>we know how you dumbass left whiners used the CRA to redistribute US Tax Dollars and everyone knows how you Pseudo Liberals opperate here in the US especially when it comes to someone elses wealth & money.
Please.
What you 'know' unfortunately doesn't coincide with the facts.

“Often imitated”

Since: Jul 07

never duplicated

#958664 Aug 2, 2013
RealDave wrote:
<quoted text>
People should be taxed to help pay for their community schools. It is the mandate in most states to provide an education for every child.
That means irregardless if you have any kids or not.
Now, you can take advantage of that free public education or pay to send your kids where ever else you want on your own dime.
To think when you pay school taxes you pay for just your kid is beyond stupid
In addition to property taxes, I'm also billed for the following directly from the public schools.

P.e. uniform
Locker lock
Art supplies
Shop supplies
Parking pass
yEAH

Honolulu, HI

#958665 Aug 2, 2013
Realtime wrote:
<quoted text>Gramm! Phil Gramm's name appears on the list of the twenty five persons most responsible for the mortgage meltdown, interesting because he was no longer in government when the meltdown began. His wife Wendy was also an economist and like her husband an interesting creature.
Gramm-Leach-Bliley was only a part of the financial madness that Gramm introduced while serving as both a Democrat and Republican congressman and a Republican senator.
This is a guy that America didn't really need in high office.
And he was suspected of being McCain's choice for Treasury Secty.

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