Barack Obama, our next President

Full story: Hampton Roads Daily Press

"The road ahead will be long. Our climb will be steep," Obama cautioned. Young and charismatic but with little experience on the national level, Obama smashed through racial barriers and easily defeated ...

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Since: Aug 11

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#958573
Aug 2, 2013
 

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LoisLane59 wrote:
<quoted text>
Capitalism UNCHECKED was responsible for the mortgage crisis.
Congress was responsible for overseeing Fannie and Freddie once the bad mortgage loans became a grave concern as far back as 2004 when a Republican Congressional hearing tried to rein it in.
But far too many Democrats were on their payroll to want to change anything.
Republicans can take some of the blame for loosening government oversight and regulations but Democrats take the prize.
And that's just the facts...son.
you just proved Socialism when you said "Congress was responsible for overseeing Fannie and Freddie once the bad mortgage loans became a grave concern as far back as 2004 when a Republican Congressional hearing tried to rein it in.
But far too many Democrats were on their payroll to want to change anything."
Yeah

Honolulu, HI

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#958574
Aug 2, 2013
 

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LoisLane59 wrote:
<quoted text>
Capitalism UNCHECKED was responsible for the mortgage crisis.
Congress was responsible for overseeing Fannie and Freddie once the bad mortgage loans became a grave concern as far back as 2004 when a Republican Congressional hearing tried to rein it in.
But far too many Democrats were on their payroll to want to change anything.
Republicans can take some of the blame for loosening government oversight and regulations but Democrats take the prize.
And that's just the facts...son.
Ok....

Fine......

Let's take your NEW premise.....

So tell me, how was capitalism, or in this case, CRA 'CHECKED' as it were.....

And keep in mind son, Charlie Black, who was on McCain's staff was a PAID consultant for Fannie.
Bernard Forand

Lehigh Acres, FL

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#958575
Aug 2, 2013
 
LCN Lloon wrote:
<quoted text>
No, but he is wanting yours so he can buy more drugs. Too bad for him, you already did.
A growing rift within republican party is widening into a chasm! From the depths will their come rebirth or desolation?
Chasm widens. Will this give birth to the Progressive Grand Old Party?
Senator Ted Cruz {R Tea Party} from Texas has launched his desires for the 2016 presidenticy as has Marco Rubio {R Tea Party} of Florida.
Cruz has revealed as he says “ A dirty little secret, republicans {traditionalist} would like very much to cast a symbolic vote against raising the debt ceiling and nonetheless to allow our democrat friends on the left side of the aisle to raise the debt ceiling.”
Mike Lee {R Tea Party} and Ted Cruz prefer the hostage/ransom method to block any progress of the Congress. John McCain {R Traditional} disagrees as this will inflame the scenario of an up and down vote by the democrats. Who will then expand that to all Key issues.
Democrats begin to set the stage. Complaining of how the republicans are blocking or delaying confirmation of top White House nominees. Including Federal Judges. Accusing a small group are abusing their powers to block actions for our Congress to proceed with the governing of our Nation.
The Chasm Widens…

“Come Home America!”

Since: Nov 11

Claymont, Delaware 19809

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#958576
Aug 2, 2013
 

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TSM wrote:
Obama offers full time employment ‘ Welfare’ Today 953,000 Jobs Created In 2013; 731,000 Are Part-Time this explains why a record Number 21 Million Young Adults Living With Parents and would also explains why 10 million Americans on disability!!
And we thought that Tea Party Republicans could not get any crazier. They have expanded the war on women to include the American worker. "More than three-quarters of the Senate Republican caucus signed onto legislation introduced Wednesday by Sens. Tom Coburn (R-OK) and Rand Paul (R-KY) that could render it virtually impossible for Congress to enact any legislation intended to improve working conditions or otherwise regulate the workplace. Had their bill been in effect during the Twentieth Century, for example, there would likely be no nationwide minimum wage, no national ban on workplace discrimination, no national labor law and no overtime in most industries."
http://thinkprogress.org/justice/2013/08/02/2...
Anthony W

New York, NY

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#958577
Aug 2, 2013
 

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fetch almighty wrote:
<quoted text> it was the Clinton administration, obsessed with multiculturalism, that dictated where mortgage lenders could lend, and originally helped create the market for the high-risk subprime loans now infecting like a retrovirus the balance sheets of many of Wall Street's most revered institutions.
Tough new regulations forced lenders into high-risk areas where they had no choice but to lower lending standards to make the loans that sound business practices had previously guarded against making. It was either that or face stiff government penalties.
The untold story in this whole national crisis is that President Clinton put on steroids the Community Redevelopment Act, a well-intended Carter-era law designed to encourage minority homeownership. And in so doing, he helped create the market for the risky subprime loans that he and Democrats now decry as not only greedy but "predatory."
Liberals can't take responsibility for anything. Home ownership is the lowest in 50 years. Why is that? banks don't have to lend to losers anymore like they did when Clinton was in office.
The Obama administration CARES and that is why it is still pushing loans to unqualified buyers. We Democrats LOVE to redistribute wealth.

from The Washington Post on April 13, 2013

Obama administration pushes banks to make home loans to people with weaker credit

The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place.

President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind, including young people looking to buy their first homes and individuals with credit records weakened by the recession.

In response, administration officials say they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default.
Bernard Forand

Lehigh Acres, FL

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#958578
Aug 2, 2013
 
tell_it_like_it_IS wrote:
Cold weather increases murder rates...
Comparing Houston and Chicago...
http://beforeitsnews.com/alternative/2013/04/...
Bipartisan is in demand. On July 16th 2013 Tea favorite Senator McConnell of Kentucky, senate minority leaders was admonished by the core conservative republican party. McConnell’s offer to Obama of having only 7 of his nominations, will be allowed an up and down vote.
Senator Harry Reid frustrated with these obstreperous hindering tactics, which have only achieved to having the least productive senate in history. Harry put forth the measure that they would hold the republicans accountable to the abuses to the filibuster rules as set in 2005. Citing the “Extraordinary Circumstances” passage. This will be the bulwark of his accusations to remove all filibuster rights from the republicans.
Senators John McCain, Arizona {R} Senator Lindsey Graham, South Carolina {R} and Senator Ayotte New Hampshire formed an alliance to organize action against such extremist agenda’s of Senators McConnell, their senate minority Tea republican leader.
They delivered a proposal, bypassing Senator McConnell’s naive attempts at leadership, to Senator Harry Reid that assured all of the Obama nominees will be confirmed except for two. Senator Harry Reid easily changed those two and all was acceptable by both parties. Passing with a 66 yays to 34 nays.
Senator Harry Reid now declines to pursue the actions that would have held the republicans accountable to corruptive exploitation of the filibuster rule of 2005.
Senator Lindsey Graham was quoted as saying,“ That’s no reason to deny someone their appointment. We were Wrong!” He was referring to the unreasonable holding up of the nomination of Mr. Corday to the Consumer Protective Agency that was constructed by Senator Elizabeth Warren, back in 2010, under the Obama’s administration. An agency that is to hold the executives’ of Wall Street and Bankers accountable for their investments after the 2008 debacle.
Traditionalist Conservative are now distancing themselves from their insidious extremist elements within their party. This is but one example of this ever increasing republican rift , chasm that is now fracturing through out the nation.

Since: Jun 13

Orlando, FL

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#958579
Aug 2, 2013
 

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LCN Llin wrote:
<quoted text>
You could not control and teach your 5th graders and still got paid?
Fired or retired?
After being a substitute teacher for one year in Illinois, I taught in local schools in smaller towns in Central Florida after moving back to my hometown.

I've mentioned once before that I was one of only two teachers in my school asked to be a "supervising teacher" for a student intern from a nearby college. I learned very quickly the colleges in Florida are part of the problem. But don't get me started on that subject. Also, I was what was then called a "peer teacher".

Liberal politics - even in my relatively small school districts - drove me out of the teaching profession.

And a lot more just like me were itching to get out - the good teachers, I might add.

I loved the "art of teaching" but I've never looked back. Not once. Even two decades ago, liberalism and political correctness in the smaller school districts where I taught was in full swing. I've long since kicked that dust off my sandals and moved on.

But the public schools in the cities are like circuses every single day. I know this first-hand. Even tried to do something about the one I knew about just because it was so bad.

Have you ever taught in a public school?
LCN Llin

United States

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#958580
Aug 2, 2013
 

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Yeah wrote:
<quoted text>That's the same thing Lois says about CRA.....
Can we deal with Carol as a Marxist?
LOL
No Surprize

Seminole, FL

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#958581
Aug 2, 2013
 

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LCN Llin wrote:
<quoted text>
QUOTE - LL- "Capitalism UNCHECKED was responsible for the mortgage crisis."
She has become a Marxist.
Quotes from Mao may follow.
LOL
I kid you not Patrick.

It's the culture...
tell_it_like_it_ IS

Bixby, OK

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#958582
Aug 2, 2013
 

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Lily Boca Raton Fl wrote:
<quoted text>
Translation please
Liberal voters Vote for Gov sponsored genital washing and obamaphones....
Lily Boca Raton Fl

Boca Raton, FL

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#958583
Aug 2, 2013
 

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Anonymous of Indy wrote:
<quoted text>Snowden right now really doesnt have any other choices.
Snowden is a damn fool who made the choice to be a traitor to his country. His passport has been revoked and he has been given refugee status in Russia after having spent some months at the airport. Who is funding him?
Realtime

Deltona, FL

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#958584
Aug 2, 2013
 

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LoisLane59 wrote:
<quoted text>
Look it up yourself. Here are a few tips.
Start your search with the "repeal of the Glass-Steagall in 1999" replaced by the Gramm-Leach-Bliley Act.
Assuming you know how to Google, then search "expansion of the CRA in 1995" by the Clinton Administration urging lending flexibility by banks. Critics also blame President Carter for enacting the CRA in 1977 in the first place.
And then if you really want to complete your search, type in "critics blame 1995 changes to CRA" relaxing lending standards as the beginning of crisis.
You won't find any of this information on any liberal media source. So don't waste your time looking at propaganda.
This is an example of the kind of informative websites you want to search.
http://www.frbsf.org/community-development/fi...
Good luck in your quest for truth and knowledge.
Too bad that you didn't bother reading that link__or maybe you did and just lack the sort of comprehensive skills needed to make sense of it.

You're a real trip babe. Dumber than dirt.

Since: Jun 13

Orlando, FL

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#958585
Aug 2, 2013
 

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Okay, I'm out. Can only suffer fools for so long.
sonicfilter

Indianapolis, IN

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#958586
Aug 2, 2013
 

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tell_it_like_it_is wrote:
<quoted text>
All kinds of stuff IS written in laws...
Does
'Lets pass it to see whats in it'
Ring a bell
yes....

President Bush Signs American Dream Downpayment Act of 2003

One of the biggest hurdles to homeownership is getting money for a down payment. This administration has recognized that, and so today I'm honored to be here to sign a law that will help many low-income buyers to overcome that hurdle, and to achieve an important part of the American Dream.

http://georgewbush-whitehouse.archives.gov/ne...

Under one of the initiatives launched by Freddie Mac, consumers with poor credit will be able to obtain mortgages with interest rates that automatically decline after a period of consistent payments, he added.

http://archives.cnn.com/2002/ALLPOLITICS/06/1...

so let's see...what do you think would happen if you gave those with low income jobs with bad credit records the money that will help them buy a home?

someone really put some thought into that....

"There is no question we did not recognize the severity of the problems," said Al Hubbard, Bush's former chief economic adviser, who left the White House in December 2007. "Had we, we would have attacked them."

Looking back, Keith Hennessey, Bush's current chief economic adviser, said he and his colleagues had done the best they could "with the information we had at the time." But Hennessey did say he regretted that the administration had not paid more heed to the dangers of easy lending practices.

And both Paulson and his predecessor, John Snow, say the housing push went too far.

"The Bush administration took a lot of pride that home ownership had reached historic highs," Snow said during an interview. "But what we forgot in the process was that it has to be done in the context of people being able to afford their house. We now realize there was a high cost."

http://www.nytimes.com/2008/12/21/business/wo... ;
Bernard Forand

Lehigh Acres, FL

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#958587
Aug 2, 2013
 
LoisLane59 wrote:
<quoted text>
Capitalism UNCHECKED was responsible for the mortgage crisis.
……. Obama is addressing ….. The Price Of Inequality…..
People from around the world heard the shot that crippled the financial markets. Shot originated from our Wall Street! Suspects were the Banks to big at fail.
Years of 2007 to 2008 exposed the flaw of the means and ways the USA defined their GDP. Foreign nations discovered that Inequality measurements were not represented.!
.. Symphonizing of the siphoning of wealth from the improvised lower classes to be horded by the 1% minority. Orchestrating with fine attentive desires of greed. Filling their coffers’ treasuries and outsourcing their horde for safe keeping from the Tax distributing environment of their beloved nation.
Melodies of bankruptcy erupted across the nation for over 8 million families homes. Tuning with increasing unemployment. Enveloping all within the finical ballroom. Students waltzing with tens’ of thousand of debt with no work available. Alas as the bell tolled for them at midnight, as they returned to their homeless rewards.
Millions more would soon accompany them with lost savings and defunct pensions. Safety nets that once retained them from such desolation, were sold to the highest bidder of their political domains. Employers with base operatic singing calling for the forced retirement to the improvised laborers.
Americans dreams of secured homes sold for less than its hard earned purchase. Vacancy was the norm through out the nation. Disrepair and lost of upkeep to properties festered on the infrastructures of a once proud majestic nation.
After shocks from the Great Recession will continue to affect this molding Nation until at least 2018 before complete repairs can be considered accomplished. The Price Of Inequality was merely illuminated for a brief moment in time, by the Great Recession. Inequality has been eroding this nation for over a century. Inequality in the past 40 years has accelerated similar to the years before the 1929 Great Depression with similar results.
Within the bastions of the wealthy 1%, the symphony played on. Rejoicing in the price of inequality. Distributions of wealth being divided up with the 1% receiving one fifth of the nations income with the largest share to be rewarded to the 0.1% to the tune of 33% of the national income would be transferred to their coffers due to their wealth of assets. Some of which is rent control of national resources, politics and of course the media. Some assigned to continuously orchestrate the tunes of A La Propaganda.
…Tunes that are required to distract any observation of siphoning as was occurring during the years of 2002 to 2007, to the tune of 63% of the National Income to the 1%.
….Alas had this been more evenly distributed the ballroom would still be overflowing with celebrations of prosperity for one and all.
WOW

Brooklyn, NY

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#958588
Aug 2, 2013
 

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Unemployment Rate Is 7.4 Percent, Fewer Jobs Than Expected Created In July
year 6 BARAK whats up just saying you made promises
No Surprize

Seminole, FL

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#958589
Aug 2, 2013
 

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LCN Llin wrote:
<quoted text>
Can we deal with Carol as a Marxist?
LOL
liberals are as Lenin said - "Useful idiots" - "Mind Readers" - "Carnival Barkers" - Idiot Roof Top Clowns...

It's the culture...
Lily Boca Raton Fl

Boca Raton, FL

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#958590
Aug 2, 2013
 

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Homer wrote:
<quoted text>Yeah, out to the west coast visiting friends and relatives, had a wedding to go to.
What's the latest? Carol join a convent? Galt come out of the closet yet? Zimmerman murder anyone else?
Zimmerman got stopped in Texas for speeding, had a gun in the car. Let go with a warning. If he was black, he would have been yanked out of the car, thrown down on the ground and handcuffed, arrested and car towed.

George asked the cop if he knew who he was and gave him his autograph

“Too Ugly to Win”

Since: May 10

Old Hag Hillary

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#958591
Aug 2, 2013
 

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LCN Lloon wrote:
Why are we closing down embassies after 5 years of Obama?
Obama was supposed to fix our standing in the world with his apology tour.
Where'd all that Hope & Change go to?
O'bama change does not equate to Hope. But but the Moslems around the world love us, say the liberals and democrats. And O'bama was giving the terrorists arms in Libya, what's there not to like? he's probably afraid that the same weapons he gave to the moslem terrorists are now going to be used on American embassies. O'bama is unable to govern. He needs to go to the Hamptons and never come back to the White House.
shrimp_on_a_trea dmill

Bixby, OK

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#958592
Aug 2, 2013
 
PDUPONT wrote:
<quoted text>So let's put the blame where it belongs Carol, the obstructionist do nothing Republicans thatk control the House. They took 40 useless not going anywhere votes to repeal Obamacare costing taxpayers $1.5 million a pop for a total of 60 million wasted taxpayer dollars. How many cops could we put on the street, how many firefighters could be hired and how many teachers could be kept in classrooms with that money? How many workers would be hired if that money was invested infrastructure projects?
damn near a million was spent to watch me exercise!

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