Chump change.<quoted text>
So when these rugged independent friends of yours that choose to pay for their own health care find out they need a $100,000 heart transplant, they can't afford, who pays for it?
Or, all those that simply bet they aren't going to get sick and actually do and then just show up at a medical facility and demand care, who do you think pays for that?
Your blissful denial of reality continues to amaze me.
Why would someone spend $12-15,000 of their own money each year on such a remote possibility?