Maybe I should spell it out to you like you're a 4-year-old then.<quoted text>Well, that doesn't make a whole hell of a lot of sense considering you said your income was "supplemental" any way...damned shame you weren't a teacher or a nurse, and could have socked away all those pension funds that would have allowed you to retire earlier...
I NOW supplement my family's income working part-time at home as I have done for the past 5 years.
I WILL in the near future supplement my SS income doing another part-time job that will not affect receiving SS and still supplement my family's income.
(I gave up teaching to learn a new career that would allow me to work from home and still raise my daughter, working full-time with a flexible schedule while being there for her 100%.
I'm actually proud of that.)