If someone wants a house on a sand bar, that is entirely their right.<quoted text>
What the heck you think built the skimped on levees to start with?
You know how many MILES of "sandbar type land" there is in the US?
(approx 12,383 miles (19,928 km) directly-that's not counting how far some of that extends inland.
Although anyone who would build/buy a place next to a levee system, or any similar type of scenario, should at least common sense enough to realize, the chances being taken in doing such, and have considerations enough that such then becomes a personal issue, between the doers of such and insurance companies, that should honor those who have sense, decency and honesty enough to faithfully contribute to the same.
Just don't ask the taxpayers to cover their losses when the sand bar disappears.