lol! No, son. That would depend on the circumstances.<quoted text>
If you were a bank and knew if you denied a loan to a minority, you would have a lot of 'splainin' to do to a bunch of bureaucrats and faced being charged with discrimination, you'd feel like you were being forced to give out a bad loan without anyone ever having to come right out and say it.
But then, you wouldn't know anything about this.